[{"data":1,"prerenderedAt":4846},["ShallowReactive",2],{"de-blog/procure-to-pay-prozess-banf":3,"de-global-content":754,"de-article-global-content":2340,"de-blog-article-more-articles-undefined":2595,"de-blog-article-more-articles-184212749307609":4841},{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":10,"slug":742,"full_slug":743,"sort_by_date":25,"position":744,"tag_list":745,"is_startpage":28,"parent_id":746,"meta_data":25,"group_id":747,"first_published_at":6,"release_id":25,"lang":32,"path":25,"alternates":748,"default_full_slug":749,"translated_slugs":750},"Den Procure-to-Pay-Prozess von der BANF bis zur Zahlung in 7 Schritten steuern ","2026-06-05T12:43:35.737Z","2026-06-05T13:07:59.066Z","2026-06-05T13:07:59.093Z",184212749307609,"4a10e2cc-bbd8-400d-9570-cebd8550a155",{"_uid":11,"roles":12,"title":81,"author":82,"topics":132,"content":133,"noIndex":28,"category":624,"language":649,"component":637,"heroMedia":650,"sidebarCta":651,"publishedAt":652,"redirectUrl":92,"listingImage":653,"metaDescription":660,"bottomArticleCta":661,"componentsAfterTheArticle":662},"0240c454-4a16-45e6-aa21-64f9723aea45",[13,42,63],{"name":14,"created_at":15,"published_at":16,"updated_at":17,"id":18,"uuid":19,"content":20,"slug":23,"full_slug":24,"sort_by_date":25,"position":26,"tag_list":27,"is_startpage":28,"parent_id":29,"meta_data":25,"group_id":30,"first_published_at":31,"release_id":25,"lang":32,"path":25,"alternates":33,"default_full_slug":34,"translated_slugs":35,"_stopResolving":41},"CFO","2022-09-20T14:27:36.164Z","2026-03-12T10:47:18.012Z","2026-03-12T10:47:19.605Z",191679062,"a5510262-f27a-456f-aafb-282a0dc1152c",{"_uid":21,"name":14,"component":22},"0a20d718-30d9-4f0d-9b62-6d1d5842bf81","tag","cfo","de/blog/role/cfo",null,-10,[],false,190903385,"13455da7-6739-4b5f-9d1e-993eccd54cdf","2022-11-02T15:24:18.724Z","de",[],"blog/role/cfo",[36,38,39],{"path":34,"name":25,"lang":37,"published":25},"fr",{"path":34,"name":25,"lang":32,"published":25},{"path":34,"name":25,"lang":40,"published":25},"es",true,{"name":43,"created_at":44,"published_at":16,"updated_at":45,"id":46,"uuid":47,"content":48,"slug":51,"full_slug":52,"sort_by_date":25,"position":53,"tag_list":54,"is_startpage":28,"parent_id":29,"meta_data":25,"group_id":55,"first_published_at":56,"release_id":25,"lang":32,"path":25,"alternates":57,"default_full_slug":58,"translated_slugs":59,"_stopResolving":41},"Accountant","2022-09-19T13:36:28.660Z","2026-03-12T10:47:19.576Z",190903620,"27d61cde-0093-4c00-be8d-5cda47ef9ed7",{"_uid":49,"name":50,"component":22},"8ee7bc5e-ac5d-48c5-8424-e446196b1d39","Accountants","accountants","de/blog/role/accountants",0,[],"08848a19-819c-4c13-a216-e645ec1fe12a","2022-11-02T15:24:19.056Z",[],"blog/role/accountants",[60,61,62],{"path":58,"name":25,"lang":37,"published":25},{"path":58,"name":25,"lang":32,"published":25},{"path":58,"name":25,"lang":40,"published":25},{"name":64,"created_at":65,"published_at":16,"updated_at":66,"id":67,"uuid":68,"content":69,"slug":70,"full_slug":71,"sort_by_date":25,"position":53,"tag_list":72,"is_startpage":28,"parent_id":29,"meta_data":25,"group_id":73,"first_published_at":74,"release_id":25,"lang":32,"path":25,"alternates":75,"default_full_slug":76,"translated_slugs":77,"_stopResolving":41},"Financial Controller","2024-11-14T16:28:28.920Z","2026-03-12T10:48:03.955Z",579107717,"ef8ab7b7-f3c6-41c4-8363-45848989042c",{"_uid":49,"name":64,"component":22},"financial-controller","de/blog/role/financial-controller",[],"95642eaf-2539-4d06-bbba-8fc9ba64af2b","2024-11-14T16:29:42.813Z",[],"blog/role/financial-controller",[78,79,80],{"path":76,"name":25,"lang":37,"published":25},{"path":76,"name":25,"lang":32,"published":25},{"path":76,"name":25,"lang":40,"published":25},"Den Procure-to-Pay-Prozess von der BANF bis zur Zahlung in sieben Schritten steuern ",{"name":83,"created_at":84,"published_at":16,"updated_at":85,"id":86,"uuid":87,"content":88,"slug":119,"full_slug":120,"sort_by_date":25,"position":121,"tag_list":122,"is_startpage":28,"parent_id":123,"meta_data":25,"group_id":124,"first_published_at":125,"release_id":25,"lang":32,"path":25,"alternates":126,"default_full_slug":127,"translated_slugs":128,"_stopResolving":41},"Spendesk","2022-10-19T17:36:24.519Z","2026-03-12T10:47:20.246Z",206165082,"7b3f51f5-9ac6-400c-82f5-cdb35d1a342f",{"_uid":89,"name":83,"links":90,"picture":104,"lastName":106,"component":107,"firstName":83,"description":108},"89813b57-3ec3-4169-890b-393e41c6d7ea",[91],{"tag":92,"_uid":93,"icon":94,"link":98,"type":92,"label":92,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"","792703e5-f28a-4cbb-882c-a50a48656953",{"id":95,"alt":92,"name":92,"focus":92,"title":92,"filename":96,"copyright":92,"fieldtype":97,"is_external_url":28},4129791,"https://a.storyblok.com/f/146026/x/315bd7d0c7/ic_linkedin.svg","asset",{"id":92,"url":99,"linktype":100,"fieldtype":101,"cached_url":99},"https://www.linkedin.com/company/spendesk/","url","multilink","primary","cta",{"alt":105,"name":92,"focus":92,"title":92,"filename":105,"copyright":92,"fieldtype":97,"is_external_url":28},"https://a.storyblok.com/f/146026/433x433/cfd74e99e1/spendesk-logo-square-1.png","Team","author",{"type":109,"content":110},"doc",[111],{"type":112,"attrs":113,"content":115},"paragraph",{"textAlign":25,"key":114},"p-0",[116],{"text":117,"type":118},"Spendesk hat ein Ziel: den Ärger über Ausgaben bei der Arbeit zu beseitigen.","text","spendesk","de/blog/author/spendesk",-190,[],176408854,"b313f6db-7d77-4069-8018-de89aa2f2d43","2022-11-02T15:26:07.267Z",[],"blog/author/spendesk",[129,130,131],{"path":127,"name":25,"lang":37,"published":25},{"path":127,"name":25,"lang":32,"published":25},{"path":127,"name":25,"lang":40,"published":25},[],{"type":109,"content":134},[135,145,154,165,191,200,209,218,233,241,249,395,404,412,421,430,439,448,457,465,474,524,553,562,570,579,588,597,606,615],{"type":112,"attrs":136,"content":137},{"textAlign":25,"key":114},[138],{"text":139,"type":118,"marks":140},"14.000 Euro in nicht genehmigten Bestellungen – entdeckt nicht beim Kauf, sondern drei Monate später bei der Quartalsauswertung. Alle per E-Mail eingereicht, keine vom Einkauf freigegeben. Das ist kein Einzelfall, sondern das Ergebnis eines Prozesses, bei dem BANF, Genehmigung, Bestellung und Zahlung in getrennten Systemen laufen.",[141],{"type":142,"attrs":143},"textStyle",{"color":144},"#111418",{"type":112,"attrs":146,"content":148},{"textAlign":25,"key":147},"p-1",[149],{"text":150,"type":118,"marks":151},"Dabei ist das Problem lösbar. Dieser Artikel erklärt, was eine BANF ist, wie der vollständige Procure-to-Pay-Prozess funktioniert und wie Sie jeden Schritt von der Bestellanforderung bis zur Zahlung in einem durchgängigen Workflow verbinden.",[152],{"type":142,"attrs":153},{"color":144},{"type":155,"attrs":156,"content":158},"heading",{"level":157,"textAlign":25},3,[159],{"text":160,"type":118,"marks":161},"Wie ein Beschaffungsprozess startet",[162],{"type":142,"attrs":163},{"color":164},"#434343",{"type":112,"attrs":166,"content":168},{"textAlign":25,"key":167},"p-2",[169,174,186],{"text":170,"type":118,"marks":171},"Eine BANF (",[172],{"type":142,"attrs":173},{"color":144},{"text":175,"type":118,"marks":176},"Bestellanforderung",[177,181,184],{"type":178,"attrs":179},"link",{"href":180,"uuid":25,"anchor":25,"target":25,"linktype":100},"https://www.spendesk.com/de/blog/beschaffungsprozess/",{"type":142,"attrs":182},{"color":183},"#1C91FF",{"type":185},"underline",{"text":187,"type":118,"marks":188},", auch Bedarfsanforderung genannt) ist der interne Antrag einer Fachabteilung an den Einkauf, bestimmte Waren oder Dienstleistungen zu beschaffen. Sie ist nicht die Bestellung selbst, sondern der dokumentierte Auslöser dafür. Ohne BANF fehlt dem Einkauf die formale Grundlage, eine Bestellung beim Lieferanten auszulösen.",[189],{"type":142,"attrs":190},{"color":144},{"type":112,"attrs":192,"content":194},{"textAlign":25,"key":193},"p-3",[195],{"text":196,"type":118,"marks":197},"Jede BANF enthält sechs Pflichtfelder: Artikelbezeichnung, Menge, gewünschter Liefertermin, Kostenstelle, geschätzter Preis und Begründung. Diese Struktur stellt sicher, dass der Einkauf die Anforderung prüfen, priorisieren und budgetieren kann, bevor eine Bestellung ausgelöst wird.",[198],{"type":142,"attrs":199},{"color":144},{"type":112,"attrs":201,"content":203},{"textAlign":25,"key":202},"p-4",[204],{"text":205,"type":118,"marks":206},"Grundsätzlich gibt es zwei Typen: Die direkte BANF erstellt eine Mitarbeiterin oder ein Mitarbeiter manuell. Die indirekte BANF löst das System automatisch aus, etwa wenn ein Lagerbestand unter den definierten Mindestbestand fällt. In ERP-Systemen wie SAP ist die BANF ein zentraler Transaktionstyp; Unternehmen ohne SAP arbeiten häufig mit Excel-Formularen oder E-Mail-Vorlagen.",[207],{"type":142,"attrs":208},{"color":144},{"type":112,"attrs":210,"content":212},{"textAlign":25,"key":211},"p-5",[213],{"text":214,"type":118,"marks":215},"Konkret bedeutet das: Eine Marketing-Leiterin benötigt 15 Laptops für das Onboarding neuer Teammitglieder. Statt direkt beim Lieferanten zu bestellen, erstellt sie eine BANF mit Spezifikationen, Kostenstelle, Budgetrahmen und Liefertermin – und gibt dem Einkauf damit die Grundlage, die Anforderung zu prüfen, zu priorisieren und budgetär einzuordnen.",[216],{"type":142,"attrs":217},{"color":144},{"type":219,"attrs":220},"blok",{"id":221,"body":222},"5439f09a-4f58-4743-8fe5-542746dfe9a0",[223],{"_uid":224,"asset":225,"caption":231,"component":232},"i-5281b276-c53e-4ad6-b003-457fb743af76",{"id":226,"alt":227,"name":92,"focus":92,"title":228,"source":92,"filename":229,"copyright":83,"fieldtype":97,"meta_data":230,"is_external_url":28},22288359,"Person bedient Taschenrechner neben Laptop und Finanzdokumenten mit Diagrammen – symbolisiert die manuelle Abstimmung im Beschaffungsprozess.","Finanzanalyse mit Taschenrechner und Ausgabenberichten","https://a.storyblok.com/f/146026/8192x5464/9622a528cf/company-spending.jpg",{"alt":227,"title":228,"source":92,"copyright":83},"Manuelle Abstimmung von Bestellung, Wareneingang und Rechnung – im digitalen P2P-Prozess übernimmt das Three-Way-Matching diesen Schritt automatisch.","image",{"type":155,"attrs":234,"content":235},{"level":157,"textAlign":25},[236],{"text":237,"type":118,"marks":238},"Der Procure-to-Pay-Prozess in sieben Schritten",[239],{"type":142,"attrs":240},{"color":164},{"type":112,"attrs":242,"content":243},{"textAlign":25,"key":114},[244],{"text":245,"type":118,"marks":246},"Der Procure-to-Pay-Prozess (P2P) beschreibt den gesamten Ablauf von der ersten Bedarfserkennung bis zur Zahlung an den Lieferanten. Jeder Schritt baut auf dem vorherigen auf. Wenn nur einer fehlt, entstehen Lücken in Dokumentation, Budget und Compliance.",[247],{"type":142,"attrs":248},{"color":144},{"type":250,"attrs":251,"content":254},"ordered_list",{"order":252,"key":253},1,"ol-0",[255,273,289,305,335,351,378],{"type":256,"content":257},"list_item",[258],{"type":112,"attrs":259,"content":260},{"textAlign":25,"key":147},[261,268],{"text":262,"type":118,"marks":263},"Bedarf erkennen",[264,266],{"type":142,"attrs":265},{"color":144},{"type":267},"bold",{"text":269,"type":118,"marks":270},": Eine Fachabteilung identifiziert einen konkreten Beschaffungsbedarf für Material, Dienstleistungen oder Software.",[271],{"type":142,"attrs":272},{"color":144},{"type":256,"content":274},[275],{"type":112,"attrs":276,"content":277},{"textAlign":25,"key":167},[278,284],{"text":279,"type":118,"marks":280},"BANF erstellen",[281,283],{"type":142,"attrs":282},{"color":144},{"type":267},{"text":285,"type":118,"marks":286},": Die Abteilung formuliert eine formale Bestellanforderung mit Spezifikationen, Menge, Kostenstelle und geschätztem Preis.",[287],{"type":142,"attrs":288},{"color":144},{"type":256,"content":290},[291],{"type":112,"attrs":292,"content":293},{"textAlign":25,"key":193},[294,300],{"text":295,"type":118,"marks":296},"Genehmigung einholen",[297,299],{"type":142,"attrs":298},{"color":144},{"type":267},{"text":301,"type":118,"marks":302},": Die BANF durchläuft einen definierten Genehmigungsworkflow. Vorgesetzte oder Budgetverantwortliche geben die Anforderung frei, basierend auf Budgetgrenzen, Betragsschwellen und Abteilungsregeln.",[303],{"type":142,"attrs":304},{"color":144},{"type":256,"content":306},[307],{"type":112,"attrs":308,"content":309},{"textAlign":25,"key":202},[310,316,321,330],{"text":311,"type":118,"marks":312},"Bestellung auslösen",[313,315],{"type":142,"attrs":314},{"color":144},{"type":267},{"text":317,"type":118,"marks":318},": Der Einkauf wandelt die genehmigte BANF in eine ",[319],{"type":142,"attrs":320},{"color":144},{"text":322,"type":118,"marks":323},"Purchase Order",[324,327,329],{"type":178,"attrs":325},{"href":326,"uuid":25,"anchor":25,"target":25,"linktype":100},"https://www.spendesk.com/de/blog/purchase-order-und-effektives-bestellmanagement/",{"type":142,"attrs":328},{"color":183},{"type":185},{"text":331,"type":118,"marks":332}," um und übermittelt sie an den Lieferanten.",[333],{"type":142,"attrs":334},{"color":144},{"type":256,"content":336},[337],{"type":112,"attrs":338,"content":339},{"textAlign":25,"key":211},[340,346],{"text":341,"type":118,"marks":342},"Wareneingang bestätigen",[343,345],{"type":142,"attrs":344},{"color":144},{"type":267},{"text":347,"type":118,"marks":348},": Die empfangende Abteilung prüft und dokumentiert die Lieferung oder Leistungserbringung.",[349],{"type":142,"attrs":350},{"color":144},{"type":256,"content":352},[353],{"type":112,"attrs":354,"content":356},{"textAlign":25,"key":355},"p-6",[357,367,373],{"text":358,"type":118,"marks":359},"Rechnungsabgleich",[360,363,365,366],{"type":178,"attrs":361},{"href":362,"uuid":25,"anchor":25,"target":25,"linktype":100},"https://www.spendesk.com/de/blog/rechnungsmanagement-automatisiert/",{"type":142,"attrs":364},{"color":183},{"type":267},{"type":185},{"text":368,"type":118,"marks":369}," durchführen",[370,372],{"type":142,"attrs":371},{"color":144},{"type":267},{"text":374,"type":118,"marks":375},": Beim Three-Way-Matching wird die Lieferantenrechnung gegen Bestellung und Wareneingang geprüft. Stimmen Menge, Preis und Spezifikationen überein, gibt das System die Rechnung zur Zahlung frei.",[376],{"type":142,"attrs":377},{"color":144},{"type":256,"content":379},[380],{"type":112,"attrs":381,"content":383},{"textAlign":25,"key":382},"p-7",[384,390],{"text":385,"type":118,"marks":386},"Zahlung auslösen",[387,389],{"type":142,"attrs":388},{"color":144},{"type":267},{"text":391,"type":118,"marks":392},": Die Kreditorenbuchhaltung veranlasst die Zahlung innerhalb der vereinbarten Zahlungsfrist.",[393],{"type":142,"attrs":394},{"color":144},{"type":112,"attrs":396,"content":398},{"textAlign":25,"key":397},"p-8",[399],{"text":400,"type":118,"marks":401},"Ein Controller bearbeitet beispielsweise eine Rechnung über 8.500 Euro für IT-Dienstleistungen. Beim Three-Way-Matching stellt er fest, dass die Rechnung 120 Stunden ausweist, der Wareneingang aber nur 105 Stunden bestätigt. Die Abweichung wird vor der Zahlung erkannt – das spart dem Unternehmen 1.275 Euro.",[402],{"type":142,"attrs":403},{"color":144},{"type":155,"attrs":405,"content":406},{"level":157,"textAlign":25},[407],{"text":408,"type":118,"marks":409},"Wo der manuelle BANF-Prozess scheitert",[410],{"type":142,"attrs":411},{"color":164},{"type":112,"attrs":413,"content":415},{"textAlign":25,"key":414},"p-9",[416],{"text":417,"type":118,"marks":418},"Der manuelle Prozess scheitert regelmäßig an fehlender Nachvollziehbarkeit. E-Mail-basierte BANF-Anfragen erzeugen keinen strukturierten Audit-Trail. Wer hat wann was genehmigt? Bei einer Betriebsprüfung lässt sich diese Frage oft nicht beantworten.",[419],{"type":142,"attrs":420},{"color":144},{"type":112,"attrs":422,"content":424},{"textAlign":25,"key":423},"p-10",[425],{"text":426,"type":118,"marks":427},"Ein weiteres Problem ist fehlende Budgeteinsicht zum Genehmigungszeitpunkt. Ein Vorgesetzter genehmigt eine BANF per E-Mail, ohne zu wissen, wie viel Budget in der Kostenstelle noch verfügbar ist. Budgetüberschreitungen werden erst bei der Monatsauswertung sichtbar.",[428],{"type":142,"attrs":429},{"color":144},{"type":112,"attrs":431,"content":433},{"textAlign":25,"key":432},"p-11",[434],{"text":435,"type":118,"marks":436},"Ohne verbindliche Genehmigungs-Workflows bestellen Fachabteilungen außerdem direkt beim Lieferanten, ohne den Einkauf einzubeziehen. Was bei 50 Mitarbeitenden funktioniert, wird bei wachsender Teamgröße zum Kontrollrisiko.",[437],{"type":142,"attrs":438},{"color":144},{"type":112,"attrs":440,"content":442},{"textAlign":25,"key":441},"p-12",[443],{"text":444,"type":118,"marks":445},"Das Silo-Problem verschärft die Lage zusätzlich: BANF in Excel, Bestellung in SAP, Rechnung in DATEV, Zahlung im Bankportal. Vier Systeme, keine Verknüpfung, kein einheitlicher Datenbestand. Ab 150 Mitarbeitenden verbringt der Kaufmännische Leiter regelmäßig zwei Tage pro Woche damit, Freigaben nachzufassen und Ausgaben systemübergreifend abzugleichen.",[446],{"type":142,"attrs":447},{"color":144},{"type":112,"attrs":449,"content":451},{"textAlign":25,"key":450},"p-13",[452],{"text":453,"type":118,"marks":454},"Eine Teamleiterin reicht eine BANF für eine Jahreslizenz über 4.200 Euro per E-Mail ein. Der Einkaufsleiter ist im Urlaub. Drei Wochen später verlängert der Anbieter den Vertrag automatisch zu einem höheren Preis, weil niemand die BANF rechtzeitig bearbeitet hat.",[455],{"type":142,"attrs":456},{"color":144},{"type":155,"attrs":458,"content":459},{"level":157,"textAlign":25},[460],{"text":461,"type":118,"marks":462},"GoBD und E-Invoicing im P2P-Prozess",[463],{"type":142,"attrs":464},{"color":164},{"type":112,"attrs":466,"content":468},{"textAlign":25,"key":467},"p-14",[469],{"text":470,"type":118,"marks":471},"Deutsche Unternehmen stehen vor spezifischen regulatorischen Anforderungen, die einen digitalen P2P-Prozess notwendig machen.",[472],{"type":142,"attrs":473},{"color":144},{"type":112,"attrs":475,"content":477},{"textAlign":25,"key":476},"p-15",[478,483,491,499,504,511,519],{"text":479,"type":118,"marks":480},"Die",[481],{"type":142,"attrs":482},{"color":144},{"text":484,"type":118,"marks":485}," ",[486,489],{"type":178,"attrs":487},{"href":488,"uuid":25,"anchor":25,"target":25,"linktype":100},"https://www.bundesfinanzministerium.de/Content/DE/Downloads/BMF_Schreiben/Weitere_Steuerthemen/Abgabenordnung/AO-Anwendungserlass/2024-03-11-aenderung-gobd.html",{"type":142,"attrs":490},{"color":144},{"text":492,"type":118,"marks":493},"GoBD",[494,496,498],{"type":178,"attrs":495},{"href":488,"uuid":25,"anchor":25,"target":25,"linktype":100},{"type":142,"attrs":497},{"color":183},{"type":185},{"text":500,"type":118,"marks":501}," verlangt eine lückenlose, unveränderbare Dokumentation aller geschäftsrelevanten Vorgänge – einschließlich Bestellanforderungen, Bestellungen und Rechnungen – mit einer",[502],{"type":142,"attrs":503},{"color":144},{"text":484,"type":118,"marks":505},[506,509],{"type":178,"attrs":507},{"href":508,"uuid":25,"anchor":25,"target":25,"linktype":100},"https://www.spendesk.com/de/blog/aufbewahrungspflicht-rechnungen/",{"type":142,"attrs":510},{"color":144},{"text":512,"type":118,"marks":513},"Aufbewahrungspflicht",[514,516,518],{"type":178,"attrs":515},{"href":508,"uuid":25,"anchor":25,"target":25,"linktype":100},{"type":142,"attrs":517},{"color":183},{"type":185},{"text":520,"type":118,"marks":521}," von zehn Jahren. Entscheidend für den P2P-Kontext ist die Verfahrensdokumentation: Unternehmen müssen nachweisen können, wer in welchem Schritt genehmigt hat und wie Belege archiviert werden. Ein E-Mail-basierter Prozess erfüllt diese Anforderung strukturell nicht.",[522],{"type":142,"attrs":523},{"color":144},{"type":112,"attrs":525,"content":527},{"textAlign":25,"key":526},"p-16",[528,533,540,548],{"text":529,"type":118,"marks":530},"Seit Januar 2025 müssen alle deutschen Unternehmen",[531],{"type":142,"attrs":532},{"color":144},{"text":484,"type":118,"marks":534},[535,538],{"type":178,"attrs":536},{"href":537,"uuid":25,"anchor":25,"target":25,"linktype":100},"https://www.bundesfinanzministerium.de/Content/DE/FAQ/e-rechnung.html",{"type":142,"attrs":539},{"color":144},{"text":541,"type":118,"marks":542},"elektronische Rechnungen",[543,545,547],{"type":178,"attrs":544},{"href":537,"uuid":25,"anchor":25,"target":25,"linktype":100},{"type":142,"attrs":546},{"color":183},{"type":185},{"text":549,"type":118,"marks":550}," im Format XRechnung oder ZUGFeRD empfangen können. Ab 2027 gilt die Ausstellungspflicht für große Unternehmen, bis 2028 für alle weiteren.",[551],{"type":142,"attrs":552},{"color":144},{"type":112,"attrs":554,"content":556},{"textAlign":25,"key":555},"p-17",[557],{"text":558,"type":118,"marks":559},"Bei einer Betriebsprüfung fordert das Finanzamt die Verfahrensdokumentation für alle Beschaffungsvorgänge über 5.000 Euro des letzten Geschäftsjahres an. Ein Unternehmen, das seinen BANF-Prozess per E-Mail abwickelt, kann keinen konsistenten Audit-Trail vorlegen – mit der Folge von Nachfragen, Verzögerungen und im schlimmsten Fall Zuschätzungen.",[560],{"type":142,"attrs":561},{"color":144},{"type":155,"attrs":563,"content":564},{"level":157,"textAlign":25},[565],{"text":566,"type":118,"marks":567},"Der digitale P2P-Workflow in der Praxis",[568],{"type":142,"attrs":569},{"color":164},{"type":112,"attrs":571,"content":573},{"textAlign":25,"key":572},"p-18",[574],{"text":575,"type":118,"marks":576},"In einem digitalen P2P-Workflow bilden BANF, Genehmigung und Zahlung eine durchgängige Prozesskette mit einem einzigen Datenstrang.",[577],{"type":142,"attrs":578},{"color":144},{"type":112,"attrs":580,"content":582},{"textAlign":25,"key":581},"p-19",[583],{"text":584,"type":118,"marks":585},"Bei der BANF mit Echtzeit-Budgetprüfung erstellt eine Mitarbeiterin die Bestellanforderung direkt auf der Plattform mit Budget, Kostenstelle und Lieferant. Noch bevor die Anforderung den Genehmiger erreicht, prüft das System das verfügbare Budget in Echtzeit.",[586],{"type":142,"attrs":587},{"color":144},{"type":112,"attrs":589,"content":591},{"textAlign":25,"key":590},"p-20",[592],{"text":593,"type":118,"marks":594},"Freigabestufen lassen sich nach Abteilung, Betrag und Unternehmenseinheit definieren, etwa: „Marketingausgaben über 1.000 Euro erfordern die Freigabe des CMO.\" Die Genehmigung läuft im System, nicht per E-Mail.",[595],{"type":142,"attrs":596},{"color":144},{"type":112,"attrs":598,"content":600},{"textAlign":25,"key":599},"p-21",[601],{"text":602,"type":118,"marks":603},"Nach der Freigabe wandelt das System die genehmigte BANF automatisch in einen Bestellschein um. Erst damit entsteht die verbindliche Bestellung beim Lieferanten.",[604],{"type":142,"attrs":605},{"color":144},{"type":112,"attrs":607,"content":609},{"textAlign":25,"key":608},"p-22",[610],{"text":611,"type":118,"marks":612},"No PO, No Pay. Das Prinzip setzt durch, dass keine Zahlung ohne genehmigte Bestellung erfolgt – Maverick Spend wird strukturell unterbunden, nicht durch manuelle Kontrolle.",[613],{"type":142,"attrs":614},{"color":144},{"type":112,"attrs":616,"content":618},{"textAlign":25,"key":617},"p-23",[619],{"text":620,"type":118,"marks":621},"Genehmigte Transaktionen und Rechnungsdaten fließen direkt nach DATEV Unternehmen Online, ohne manuelle Nacherfassung durch die Buchhaltung – GoBD-konform archiviert mit vollständigem Audit-Trail.",[622],{"type":142,"attrs":623},{"color":144},{"name":625,"created_at":626,"published_at":16,"updated_at":627,"id":628,"uuid":629,"content":630,"slug":637,"full_slug":638,"sort_by_date":25,"position":53,"tag_list":639,"is_startpage":28,"parent_id":640,"meta_data":25,"group_id":641,"first_published_at":642,"release_id":25,"lang":32,"path":25,"alternates":643,"default_full_slug":644,"translated_slugs":645,"_stopResolving":41},"Article","2022-08-16T21:22:30.004Z","2026-03-12T10:47:19.141Z",176457684,"8247dae6-c25f-40a0-a55e-abc94cf94989",{"_uid":631,"icon":632,"name":625,"component":636},"407a665a-29cb-4d52-87ff-12de3e192c58",{"id":633,"alt":634,"name":92,"focus":92,"title":92,"filename":635,"copyright":92,"fieldtype":97,"is_external_url":28},5859474,"edit-img","https://a.storyblok.com/f/146026/x/fd72101ce9/edit.svg","category","article","de/blog/category/article",[],176456151,"124984e3-bd16-480f-bdda-d9b6ec869fc7","2022-11-02T15:25:23.777Z",[],"blog/category/article",[646,647,648],{"path":644,"name":25,"lang":37,"published":25},{"path":644,"name":25,"lang":32,"published":25},{"path":644,"name":25,"lang":40,"published":25},[32],[],[],"2026-06-05 00:00",[654],{"_uid":655,"asset":656,"caption":81,"component":232},"883683db-c6f8-40f5-9238-4052c259039f",{"id":657,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":658,"copyright":92,"fieldtype":97,"meta_data":659,"is_external_url":28},141761435002444,"https://a.storyblok.com/f/146026/1020x680/8f53396e92/best-invoice-approval-software.jpg",{},"Was ist Procure-to-Pay? Alle 7 Schritte von BANF bis Zahlung erklärt – mit Three-Way-Matching, GoBD-Anforderungen und digitalem Workflow für den Mittelstand.",[],[663],{"cta":664,"_uid":665,"items":666,"heading":720,"reverse":28,"component":740,"sectionSettings":741},[],"ee4c221c-2faf-4c63-90ac-15b1e5abdb26",[667,681,694,707],{"_uid":668,"hide":28,"title":669,"component":670,"description":671},"90fdc352-8e7d-4984-b3ef-52c45f385277","Was ist eine BANF?","faqItem",{"type":109,"content":672},[673],{"type":112,"attrs":674,"content":675},{"textAlign":25,"key":114},[676],{"text":677,"type":118,"marks":678},"Eine BANF (Bestellanforderung) ist der formale interne Antrag einer Fachabteilung an den Einkauf. Sie enthält mindestens sechs Pflichtfelder und löst den Beschaffungsprozess aus, ist aber selbst keine Bestellung an den Lieferanten.",[679],{"type":142,"attrs":680},{"color":144},{"_uid":682,"hide":28,"title":683,"component":670,"description":684},"5d58d9d0-95fc-4cdc-b344-bb5be87bb5b7","Wie funktioniert das Three-Way-Matching?",{"type":109,"content":685},[686],{"type":112,"attrs":687,"content":688},{"textAlign":25,"key":114},[689],{"text":690,"type":118,"marks":691},"Beim Three-Way-Matching gleicht das System drei Dokumente ab: Bestellung, Wareneingang und Lieferantenrechnung. Stimmen Menge, Preis und Spezifikationen überein, gibt es die Zahlung frei. Abweichungen werden vor der Zahlung sichtbar und können geklärt werden.",[692],{"type":142,"attrs":693},{"color":144},{"_uid":695,"hide":28,"title":696,"component":670,"description":697},"78a5f017-83f8-42b2-bcd6-69bcfb99df14","Welche Rolle spielt die GoBD im Beschaffungsprozess?",{"type":109,"content":698},[699],{"type":112,"attrs":700,"content":701},{"textAlign":25,"key":114},[702],{"text":703,"type":118,"marks":704},"Die GoBD verlangt eine lückenlose, unveränderbare Dokumentation aller Beschaffungsvorgänge inklusive Verfahrensdokumentation und zehnjähriger Aufbewahrungspflicht. Ein E-Mail-basierter BANF-Prozess erfüllt diese Anforderungen strukturell nicht.",[705],{"type":142,"attrs":706},{"color":144},{"_uid":708,"hide":28,"title":709,"component":670,"description":710},"ead1310f-bfbe-47ec-802c-ad7225d6ffb9","Ab welcher Unternehmensgröße lohnt sich eine P2P-Software?",{"type":109,"content":711},[712],{"type":112,"attrs":713,"content":714},{"textAlign":25,"key":114},[715],{"text":716,"type":118,"marks":717},"Sobald manuelle Genehmigungen per E-Mail regelmäßig zu Verzögerungen, fehlenden Belegen oder unkontrollierten Ausgaben führen – typischerweise ab 50 bis 100 Mitarbeitenden.",[718],{"type":142,"attrs":719},{"color":144},[721],{"cta":722,"_uid":723,"title":724,"eyebrow":732,"subtitle":735,"component":155,"textAlign":92,"eyebrowPill":28,"flexibleSection":738,"sectionSettings":739,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":92},[],"a4cb4dc3-6585-423e-a239-b6e034e73691",{"type":109,"content":725},[726],{"type":155,"attrs":727,"content":729},{"level":728,"textAlign":25},2,[730],{"text":731,"type":118},"Häufige Fragen zu Procure-to-Pay",{"type":109,"content":733},[734],{"type":112},{"type":109,"content":736},[737],{"type":112},[],[],"faqSection",[],"procure-to-pay-prozess-banf","de/blog/procure-to-pay-prozess-banf",-1740,[],176386517,"127b7175-2f30-4d81-bab0-989a1b520d8a",[],"blog/procure-to-pay-prozess-banf",[751,752,753],{"path":749,"name":25,"lang":37,"published":25},{"path":749,"name":25,"lang":32,"published":25},{"path":749,"name":25,"lang":40,"published":25},{"header":755,"footer":1691,"commonContent":2151,"userCentricsAndSegmentMappingTable":2307},{"name":756,"created_at":757,"published_at":758,"updated_at":759,"id":760,"uuid":761,"content":762,"slug":1528,"full_slug":1678,"sort_by_date":25,"position":53,"tag_list":1679,"is_startpage":28,"parent_id":1681,"meta_data":25,"group_id":1682,"first_published_at":1683,"release_id":25,"lang":32,"path":1684,"alternates":1685,"default_full_slug":1686,"translated_slugs":1687},"Header","2022-03-03T10:18:44.837Z","2026-05-18T14:51:48.665Z","2026-05-18T14:51:48.708Z",112682816,"5cdfaafc-a9d2-47fd-a16f-d782131160fd",{"_uid":763,"logo":764,"navbar":768,"loginBtn":1527,"component":1528,"languages":1529,"logoBlack":1548,"logoWhite":1552,"topNavbar":1557,"footerLinks":1566,"socialLinks":1572,"homepageLink":1612,"getStartedBtn":1624,"announcementBanner":1639,"localeSwitcherTitle":1677},"d642d99f-3914-487e-abe1-9515eca76325",{"id":765,"alt":83,"name":92,"focus":92,"title":83,"source":92,"filename":766,"copyright":92,"fieldtype":97,"meta_data":767,"is_external_url":28},4112223,"https://a.storyblok.com/f/146026/x/5f4956f538/spendesk-logo.svg",{},[769,970,1245,1257,1270,1446],{"_uid":770,"label":771,"columns":772,"component":892,"headingNewBranding":893},"e4e694b0-b265-4570-ad24-bd39e68e252d","Lösungen",[773,844],{"_uid":774,"ctas":775,"label":841,"component":842,"labelColor":92,"backgroundIconColor":843},"910b58bd-214d-44e6-b817-868580118d44",[776,793,809,825],{"tag":92,"_uid":777,"hide":28,"icon":778,"link":782,"type":92,"label":792,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"07b7af57-b06c-45b7-89cf-41aeacb0c1da",{"id":779,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":780,"copyright":92,"fieldtype":97,"meta_data":781,"is_external_url":28},16281094,"https://a.storyblok.com/f/146026/16x16/acfb59577a/icon-plane-carbon_no-bg.svg",{},{"id":783,"url":92,"linktype":784,"fieldtype":101,"cached_url":785,"prep":41,"story":786},"2a707a65-6597-4ae6-bbc2-5e3f13075706","story","/de/use-cases/travel-spending",{"name":787,"id":788,"uuid":783,"slug":789,"url":790,"full_slug":791,"_stopResolving":41},"Travel spending",129190854,"travel-spending","use-cases/travel-spending","de/use-cases/travel-spending","Reisekosten",{"tag":92,"_uid":794,"hide":28,"icon":795,"link":799,"type":92,"label":808,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"a2b1b91d-e211-471a-ab36-2c2e72f662a6",{"id":796,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":797,"copyright":92,"fieldtype":97,"meta_data":798,"is_external_url":28},16281108,"https://a.storyblok.com/f/146026/16x16/7e83fce79b/icon-subscription-carbon_no-bg.svg",{},{"id":800,"url":92,"linktype":784,"fieldtype":101,"cached_url":801,"prep":41,"story":802},"a5ebc082-5ced-490f-beeb-91473f913fb7","/de/product/subscription-management",{"name":803,"id":804,"uuid":800,"slug":805,"url":806,"full_slug":807,"_stopResolving":41},"Subscription management",127813566,"subscription-management","platform/subscription-management","de/platform/subscription-management","Abozahlungen",{"tag":92,"_uid":810,"hide":28,"icon":811,"link":815,"type":92,"label":824,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"5c846046-055a-4ba5-95e4-6a0d8a1b3f7e",{"id":812,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":813,"copyright":92,"fieldtype":97,"meta_data":814,"is_external_url":28},16281103,"https://a.storyblok.com/f/146026/16x16/ca603cbd06/icon-settings-carbon_no-bg.svg",{},{"id":816,"url":92,"linktype":784,"fieldtype":101,"cached_url":817,"prep":41,"story":818},"0925f744-a413-46d2-af4e-ed4c9fbd5f06","/de/use-cases/administrative-expenses",{"name":819,"id":820,"uuid":816,"slug":821,"url":822,"full_slug":823,"_stopResolving":41},"Administrative expenses",129781018,"administrative-expenses","use-cases/administrative-expenses","de/use-cases/administrative-expenses","Verwaltungsausgaben",{"tag":92,"_uid":826,"hide":28,"icon":827,"link":831,"type":92,"label":840,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"7dfefafd-dbba-4d9d-a097-c9412640d856",{"id":828,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":829,"copyright":92,"fieldtype":97,"meta_data":830,"is_external_url":28},16281105,"https://a.storyblok.com/f/146026/16x16/214a53f9c3/icon-advertising-carbon_no-bg.svg",{},{"id":832,"url":92,"linktype":784,"fieldtype":101,"cached_url":833,"prep":41,"story":834},"ca384414-4154-4849-a5c9-3738c1ad70fd","/de/use-cases/digital-advertising-spending",{"name":835,"id":836,"uuid":832,"slug":837,"url":838,"full_slug":839,"_stopResolving":41},"Digital advertising spending",129684661,"digital-advertising-spending","use-cases/digital-advertising-spending","de/use-cases/digital-advertising-spending","Marketing-und Werbekosten","ANWENDUNGSBEISPIELE","ctasColumn","--color-accent-03",{"_uid":845,"ctas":846,"label":891,"component":842,"labelColor":92,"backgroundIconColor":843},"522818c5-8a80-491a-acf2-5076692c42b8",[847,863,879,885],{"tag":92,"_uid":848,"hide":28,"icon":849,"link":853,"type":92,"label":861,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"9d20303b-a836-4054-90c1-3692975dd9e7",{"id":850,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":851,"copyright":92,"fieldtype":97,"meta_data":852,"is_external_url":28},16729302,"https://a.storyblok.com/f/146026/32x32/8ebd65d145/icon-data-32px-carbon-naked.svg",{},{"id":854,"url":92,"linktype":784,"fieldtype":101,"cached_url":855,"prep":41,"story":856},"14c532e3-be70-49f6-a7a8-b278a4765048","/de/solutions/marketing-agencies",{"name":857,"id":858,"uuid":854,"slug":859,"url":860,"translated_name":861,"full_slug":862,"_stopResolving":41},"Marketing agencies",88680689699046,"marketing-agencies","solutions/marketing-agencies","Marketingagenturen","de/solutions/marketingagenturen",{"tag":92,"_uid":864,"hide":28,"icon":865,"link":869,"type":92,"label":877,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"3bf0de10-90e2-46c1-852a-ea7c82f2b66e",{"id":866,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":867,"copyright":92,"fieldtype":97,"meta_data":868,"is_external_url":28},16729292,"https://a.storyblok.com/f/146026/32x32/13a655b516/icon-bank-32px-carbon-naked.svg",{},{"id":870,"url":92,"linktype":784,"fieldtype":101,"cached_url":871,"prep":41,"story":872},"361e778c-9e2d-4b32-9aab-0a9bfbdfd551","/de/solutions/education",{"name":873,"id":874,"uuid":870,"slug":875,"url":876,"translated_name":877,"full_slug":878,"_stopResolving":41},"Education",89639726954432,"education","solutions/education","Bildung","de/solutions/bildung",{"tag":92,"_uid":880,"hide":41,"icon":881,"link":883,"type":92,"label":808,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"0c9184c2-c891-4fa4-a052-65b482d994dc",{"id":796,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":797,"copyright":92,"fieldtype":97,"meta_data":882,"is_external_url":28},{},{"id":800,"url":92,"linktype":784,"fieldtype":101,"cached_url":801,"prep":41,"story":884},{"name":803,"id":804,"uuid":800,"slug":805,"url":806,"full_slug":807,"_stopResolving":41},{"tag":92,"_uid":886,"hide":41,"icon":887,"link":889,"type":92,"label":824,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"a3da358b-a450-44c1-846b-d33adb407390",{"id":812,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":813,"copyright":92,"fieldtype":97,"meta_data":888,"is_external_url":28},{},{"id":816,"url":92,"linktype":784,"fieldtype":101,"cached_url":817,"prep":41,"story":890},{"name":819,"id":820,"uuid":816,"slug":821,"url":822,"full_slug":823,"_stopResolving":41},"BRANCHEN","dropdownMenu",[894,932],{"cta":895,"_uid":909,"title":910,"eyebrow":919,"subtitle":922,"component":155,"textAlign":92,"sectionSettings":931,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":92},[896],{"tag":92,"_uid":897,"hide":28,"icon":898,"link":900,"type":92,"label":771,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"aceb3221-33ac-4dbe-a245-d52c549e9272",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":899},{},{"id":901,"url":92,"linktype":784,"fieldtype":101,"cached_url":902,"prep":41,"story":903},"c5228c54-f5a9-4c29-99d5-175ff3ddeded","/de/solutions",{"name":904,"id":905,"uuid":901,"slug":906,"url":907,"full_slug":908,"_stopResolving":41},"Spendesk Solutions",130907109,"solutions","solutions/","de/solutions/","c93c04c5-1a04-4fe1-87c1-94e54f6cba55",{"type":109,"content":911},[912],{"type":112,"content":913},[914],{"text":771,"type":118,"marks":915},[916],{"type":142,"attrs":917},{"color":918},"rgb(0, 0, 0)",{"type":109,"content":920},[921],{"type":112},{"type":109,"content":923},[924],{"type":112,"content":925},[926],{"text":927,"type":118,"marks":928},"Spendesk bietet Effizienz, Transparenz und Kontrolle",[929],{"type":142,"attrs":930},{"color":918},[],{"cta":933,"_uid":948,"title":949,"eyebrow":957,"subtitle":960,"component":155,"textAlign":92,"sectionSettings":969,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":92},[934],{"tag":92,"_uid":935,"hide":28,"icon":936,"link":938,"type":92,"label":947,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"d99b6858-ce22-47ad-a486-8103fd55e066",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":937},{},{"id":939,"url":92,"linktype":784,"fieldtype":101,"cached_url":940,"prep":41,"story":941},"1c30ee8f-415f-43f5-b430-2308d9c1fc92","/de/solutions/our-support",{"name":942,"id":943,"uuid":939,"slug":944,"url":945,"full_slug":946,"_stopResolving":41},"Our Support",531777498,"our-support","solutions/our-support","de/solutions/our-support","Kundenservice","c00ed66c-7ff0-4b41-b880-9b2a5120d1e5",{"type":109,"content":950},[951],{"type":112,"content":952},[953],{"text":947,"type":118,"marks":954},[955],{"type":142,"attrs":956},{"color":918},{"type":109,"content":958},[959],{"type":112},{"type":109,"content":961},[962],{"type":112,"content":963},[964],{"text":965,"type":118,"marks":966},"Unser Service zeichnet uns aus",[967],{"type":142,"attrs":968},{"color":918},[],{"_uid":971,"label":972,"columns":973,"component":892,"headingNewBranding":1175},"99e54924-f77d-4501-978a-b578da0140ca","Plattform",[974,1043,1108],{"_uid":975,"ctas":976,"label":1041,"component":842,"labelColor":92,"backgroundIconColor":1042},"5f198563-42a4-441a-bdb5-8a4ee4320b66",[977,993,1009,1025],{"tag":92,"_uid":978,"hide":28,"icon":979,"link":983,"type":92,"label":992,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"68a2616c-26e5-4688-8333-6c5a4fab3190",{"id":980,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":981,"copyright":92,"fieldtype":97,"meta_data":982,"is_external_url":28},16281100,"https://a.storyblok.com/f/146026/16x16/cc8b7906c6/icon-cart-carbon_no-bg.svg",{},{"id":984,"url":92,"linktype":784,"fieldtype":101,"cached_url":985,"prep":41,"story":986},"f77dd8b1-8d41-4544-ac6a-c6f16b40172d","/de/platform/procure-to-pay",{"name":987,"id":988,"uuid":984,"slug":989,"url":990,"full_slug":991,"_stopResolving":41},"Procure to pay",547924382,"procure-to-pay","platform/procure-to-pay","de/platform/procure-to-pay","Procurement",{"tag":92,"_uid":994,"hide":28,"icon":995,"link":999,"type":92,"label":1008,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"9dee1a69-11fd-470d-a6b7-98afd828410c",{"id":996,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":997,"copyright":92,"fieldtype":97,"meta_data":998,"is_external_url":28},16281102,"https://a.storyblok.com/f/146026/16x17/f28007595c/icon-approved-expenses-carbon_no-bg.svg",{},{"id":1000,"url":92,"linktype":784,"fieldtype":101,"cached_url":1001,"prep":41,"story":1002},"9e3b6790-947e-43d1-acab-ba4d5dcd9ea8","/de/platform/invoice-management",{"name":1003,"id":1004,"uuid":1000,"slug":1005,"url":1006,"full_slug":1007,"_stopResolving":41},"Invoice management ",126360243,"invoice-management","platform/invoice-management","de/platform/invoice-management","Eingangsrechnungen",{"tag":92,"_uid":1010,"icon":1011,"link":1015,"type":92,"label":1024,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28},"40af8152-1e3f-4e5c-b9f2-5d8ff7672be7",{"id":1012,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1013,"copyright":92,"fieldtype":97,"meta_data":1014,"is_external_url":28},16281091,"https://a.storyblok.com/f/146026/16x16/c5475cecd9/icon-platic-card-carbon_no-bg.svg",{},{"id":1016,"url":92,"linktype":784,"fieldtype":101,"cached_url":1017,"prep":41,"story":1018},"27dba625-a774-450b-9fb8-47efecbc5fc1","/de/product/smart-company-cards",{"name":1019,"id":1020,"uuid":1016,"slug":1021,"url":1022,"full_slug":1023,"_stopResolving":41},"Cards page",129613969,"smart-company-cards","platform/smart-company-cards","de/platform/smart-company-cards","Karten",{"tag":92,"_uid":1026,"icon":1027,"link":1031,"type":92,"label":1040,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28},"d4a764d5-0117-45bc-a861-015535b1c2c7",{"id":1028,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1029,"copyright":92,"fieldtype":97,"meta_data":1030,"is_external_url":28},16281106,"https://a.storyblok.com/f/146026/16x16/b57ae3cc57/icon-expenses-carbon_no-bg.svg",{},{"id":1032,"url":92,"linktype":784,"fieldtype":101,"cached_url":1033,"prep":41,"story":1034},"c865b29b-fbb1-4988-a734-7b12cffb7a10","/de/product/expense-reimbursements",{"name":1035,"id":1036,"uuid":1032,"slug":1037,"url":1038,"full_slug":1039,"_stopResolving":41},"Employee expense reimbursements",126358479,"expense-reimbursements","platform/expense-reimbursements","de/platform/expense-reimbursements","Spesen","FUNKTIONEN","--color-accent-04",{"_uid":1044,"ctas":1045,"label":92,"component":842,"labelColor":92,"backgroundIconColor":1042},"c7e769a0-95c8-49e3-a177-8c7061def31b",[1046,1062,1077,1093],{"tag":92,"_uid":1047,"icon":1048,"link":1052,"type":92,"label":1061,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28},"b4465174-3e37-44c2-99ee-8cd84e6e5a98",{"id":1049,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1050,"copyright":92,"fieldtype":97,"meta_data":1051,"is_external_url":28},16281085,"https://a.storyblok.com/f/146026/16x16/aa4d62e541/icon-office-carbon_no-bg.svg",{},{"id":1053,"url":92,"linktype":784,"fieldtype":101,"cached_url":1054,"prep":41,"story":1055},"401777c6-ec33-41bf-a126-f5675213ce30","/de/platform/multi-entity-management",{"name":1056,"id":1057,"uuid":1053,"slug":1058,"url":1059,"full_slug":1060,"_stopResolving":41},"Multi entity management ",543790980,"multi-entity-management","platform/multi-entity-management","de/platform/multi-entity-management","Multi-Entity-Management",{"tag":92,"_uid":1063,"icon":1064,"link":1068,"type":92,"label":1072,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28},"a221e345-d3e8-4ff0-a369-05e61f9fba59",{"id":1065,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1066,"copyright":92,"fieldtype":97,"meta_data":1067,"is_private":28,"is_external_url":28},16281109,"https://a.storyblok.com/f/146026/16x16/e708885b4d/icon-wallet-carbon_no-bg.svg",{},{"id":1069,"url":92,"linktype":784,"fieldtype":101,"cached_url":1070,"prep":41,"story":1071},"dc5827db-8929-4b1e-87bd-21f53a1360bd","/de/product/budgets",{"name":1072,"id":1073,"uuid":1069,"slug":1074,"url":1075,"full_slug":1076,"_stopResolving":41},"Budgets",126326949,"budgets","platform/budgets","de/platform/budgets",{"tag":92,"_uid":1078,"icon":1079,"link":1083,"type":92,"label":1092,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28},"9e220b42-d0a6-4c36-a96b-91b01b87e101",{"id":1080,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1081,"copyright":92,"fieldtype":97,"meta_data":1082,"is_private":28,"is_external_url":28},16281101,"https://a.storyblok.com/f/146026/16x16/b034825fce/icon-accounting-carbon_no-bg.svg",{},{"id":1084,"url":92,"linktype":784,"fieldtype":101,"cached_url":1085,"prep":41,"story":1086},"3299ad8c-d6b6-4293-a690-4003b9c06318","/de/product/accounting-automation",{"name":1087,"id":1088,"uuid":1084,"slug":1089,"url":1090,"full_slug":1091,"_stopResolving":41},"Accounting automation",126272847,"accounting-automation","platform/accounting-automation","de/platform/accounting-automation","Digitale Buchhaltung",{"tag":92,"_uid":1094,"hide":28,"icon":1095,"link":1099,"type":92,"label":1107,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"76b72eb5-5280-4090-a668-a95a133fa704",{"id":1096,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1097,"copyright":92,"fieldtype":97,"meta_data":1098,"is_external_url":28},21457318,"https://a.storyblok.com/f/146026/20x20/22db21b3ea/icon-globe-32px-carbon-naked.svg",{},{"id":1100,"url":92,"linktype":784,"fieldtype":101,"cached_url":1101,"prep":41,"story":1102},"9ea35e7e-0f2b-40f0-b05d-afd93b736da1","/de/platform/international-payments",{"name":1103,"id":1104,"uuid":1100,"slug":1103,"url":1105,"full_slug":1106,"_stopResolving":41},"international-payments",641735127,"platform/international-payments","de/platform/international-payments","Internationale Zahlungen",{"_uid":1109,"ctas":1110,"label":1174,"component":842,"labelColor":92,"backgroundIconColor":1042},"1ba2d79a-bfdc-40f8-bc32-d9f90b067954",[1111,1127,1143,1158],{"tag":92,"_uid":1112,"hide":28,"icon":1113,"link":1117,"type":92,"label":1126,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"e34c6eb7-e2bb-431a-b5b9-b73d3b012ed6",{"id":1114,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1115,"copyright":92,"fieldtype":97,"meta_data":1116,"is_private":28,"is_external_url":28},16281093,"https://a.storyblok.com/f/146026/16x16/6958f61a21/icon-puzzle-carbon_no-bg.svg",{},{"id":1118,"url":92,"linktype":784,"fieldtype":101,"cached_url":1119,"prep":41,"story":1120},"e0594f7b-c01a-45b3-96e2-186a17439c46","/de/integrations/",{"name":1121,"id":1122,"uuid":1118,"slug":1123,"url":1124,"full_slug":1125,"_stopResolving":41},"Integrations",129006144,"integrations","integrations/","de/integrations/","API & Integrationen",{"tag":92,"_uid":1128,"hide":28,"icon":1129,"link":1133,"type":92,"label":1142,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"ba5adb04-14d2-4bba-8fc3-e9135e68115b",{"id":1130,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1131,"copyright":92,"fieldtype":97,"meta_data":1132,"is_external_url":28},16281089,"https://a.storyblok.com/f/146026/16x16/ce87d35ba0/icon-policy-carbon_no-bg.svg",{},{"id":1134,"url":92,"linktype":784,"fieldtype":101,"cached_url":1135,"prep":41,"story":1136},"79d1bdda-8e35-460a-989e-aa49bb0b9234","/de/platform/spend-control",{"name":1137,"id":1138,"uuid":1134,"slug":1139,"url":1140,"full_slug":1141,"_stopResolving":41},"Control",126270405,"spend-control","platform/spend-control","de/platform/spend-control","Genehmigungen",{"tag":92,"_uid":1144,"hide":28,"icon":1145,"link":1149,"type":92,"label":1157,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"19426b5b-4673-4b54-8db8-7fecd4e1615d",{"id":1146,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1147,"copyright":92,"fieldtype":97,"meta_data":1148,"is_external_url":28},16281095,"https://a.storyblok.com/f/146026/16x16/517c30f879/icon-1.svg",{},{"id":1150,"url":92,"linktype":784,"fieldtype":101,"cached_url":1151,"prep":41,"story":1152},"0fcd9d53-6332-4709-aeeb-2e72863eb107","/de/spendesk-security",{"name":1153,"id":1154,"uuid":1150,"slug":1155,"url":1155,"full_slug":1156,"_stopResolving":41},"Security",126230553,"spendesk-security","de/spendesk-security","Sicherheit",{"tag":92,"_uid":1159,"hide":28,"icon":1160,"link":1164,"type":92,"label":1173,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"b3f6d767-9773-4921-9d2c-5a3779121461",{"id":1161,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1162,"copyright":92,"fieldtype":97,"meta_data":1163,"is_external_url":28},16729328,"https://a.storyblok.com/f/146026/32x32/b0f8886cda/icon-marvin-32px-carbon-naked.svg",{},{"id":1165,"url":92,"linktype":784,"fieldtype":101,"cached_url":1166,"prep":41,"story":1167},"ebc87909-a3bc-4e54-8bfe-a21df5ef0d70","/de/platform/ai-automation",{"name":1168,"id":1169,"uuid":1165,"slug":1170,"url":1171,"full_slug":1172,"_stopResolving":41},"AI & automation",642738535,"ai-automation","platform/ai-automation","de/platform/ai-automation","AI","PLATTFORM",[1176,1207],{"cta":1177,"_uid":1191,"title":1192,"eyebrow":1197,"subtitle":1200,"component":155,"textAlign":92,"sectionSettings":1206,"subtitleLeftBorder":28},[1178],{"tag":92,"_uid":1179,"icon":1180,"link":1181,"type":92,"label":1190,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28},"c116cfe4-00a7-4def-bfa6-50635b56f3cd",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"filename":25,"copyright":25,"fieldtype":97},{"id":1182,"url":92,"linktype":784,"fieldtype":101,"cached_url":1183,"prep":41,"story":1184},"4b39d188-071f-4f1b-9670-76374dd671b8","/de/platform",{"name":1185,"id":1186,"uuid":1182,"slug":1187,"url":1188,"full_slug":1189,"_stopResolving":41},"Platform",511195522,"platform","platform/","de/platform/","Funktionen entdecken","5602ee0e-a19d-4a6d-81c7-654623a62c53",{"type":109,"content":1193},[1194],{"type":112,"content":1195},[1196],{"text":972,"type":118},{"type":109,"content":1198},[1199],{"type":112},{"type":109,"content":1201},[1202],{"type":112,"content":1203},[1204],{"text":1205,"type":118},"Die Komplettlösung für Ausgabenmanagement, die smarte Karten & intelligente Software kombiniert.",[],{"cta":1208,"_uid":1222,"title":1223,"eyebrow":1230,"subtitle":1233,"component":155,"textAlign":92,"flexibleSection":1243,"sectionSettings":1244,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":92},[1209],{"tag":92,"_uid":1210,"hide":28,"icon":1211,"link":1212,"type":92,"label":1221,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"1cd3d32b-b66d-4608-9ddd-d8ea0ef7fac7",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"filename":25,"copyright":25,"fieldtype":97},{"id":1213,"url":92,"linktype":784,"fieldtype":101,"cached_url":1214,"prep":41,"story":1215},"9ea7c945-f9d9-47ba-80fa-d62ca19442f8","/de/platform/platform-releases/march-update-2026",{"name":1216,"id":1217,"uuid":1213,"slug":1216,"url":1218,"translated_name":1219,"full_slug":1220,"_stopResolving":41},"march-update-2026",147111594254215,"platform/platform-releases/march-update-2026","märz-Update-2026","de/platform/platform-releases/marz-update-2026","Neue Funktionen entdecken","02a2cec4-8d22-41c4-9372-4fcd44497875",{"type":109,"content":1224},[1225],{"type":112,"attrs":1226,"content":1227},{"textAlign":25},[1228],{"text":1229,"type":118},"2026-Updates",{"type":109,"content":1231},[1232],{"type":112},{"type":109,"content":1234},[1235],{"type":112,"attrs":1236,"content":1237},{"textAlign":25},[1238],{"text":1239,"type":118,"marks":1240},"Werfen Sie einen Blick auf die neuesten Produktfunktionen.",[1241],{"type":142,"attrs":1242},{"color":144},[],[],{"tag":92,"_uid":1246,"hide":28,"icon":1247,"link":1248,"type":92,"label":1256,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"3e099d1d-7633-470a-b225-70ff55117055",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"filename":25,"copyright":25,"fieldtype":97},{"id":1249,"url":92,"linktype":784,"fieldtype":101,"cached_url":1250,"prep":41,"story":1251},"3fa6ea10-966e-4089-af4b-7e6e442aa044","/de/pricing",{"name":1252,"id":1253,"uuid":1249,"slug":1254,"url":1254,"full_slug":1255,"_stopResolving":41},"Pricing",118542802,"pricing","de/pricing","Preise",{"tag":92,"_uid":1258,"icon":1259,"link":1260,"type":92,"label":1269,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28},"d5e1987a-f5af-4885-8aaa-ef59abcd1856",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"filename":25,"copyright":25,"fieldtype":97},{"id":1261,"url":92,"linktype":784,"fieldtype":101,"cached_url":1262,"prep":41,"story":1263},"09ad78b4-d4be-4ef1-9f8d-7f452d2592ee","/de/customers/",{"name":1264,"id":1265,"uuid":1261,"slug":1266,"url":1267,"full_slug":1268,"_stopResolving":41},"Listing page",107236629,"customers","customers/","de/customers/","Referenzen",{"_uid":1271,"label":1272,"columns":1273,"component":892,"headingNewBranding":1445},"59752063-d282-4855-95bc-45cfb825ed90","Ressourcen ",[1274,1339,1414],{"_uid":1275,"ctas":1276,"label":1337,"component":842,"backgroundIconColor":1338},"705444cd-cbfb-417a-99c3-8481453ed293",[1277,1293,1307,1321],{"tag":92,"_uid":1278,"icon":1279,"link":1283,"type":92,"label":1292,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28},"5fa4f3ea-1139-4bfb-9f4b-5bfc2ee878e4",{"id":1280,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1281,"copyright":92,"fieldtype":97,"meta_data":1282,"is_private":28,"is_external_url":28},16281084,"https://a.storyblok.com/f/146026/16x16/4c0bcd937c/icon-edit-carbon_no-bg.svg",{},{"id":1284,"url":92,"linktype":784,"fieldtype":101,"cached_url":1285,"prep":41,"story":1286},"f85ca87f-b289-449f-9fc4-9c760a70f55b","/de/blog/",{"name":1287,"id":1288,"uuid":1284,"slug":1289,"url":1290,"full_slug":1291,"_stopResolving":41},"Blog homepage (listing page)",181576014,"blog","blog/","de/blog/","Blog",{"tag":92,"_uid":1294,"hide":41,"icon":1295,"link":1299,"type":92,"label":1303,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"550defa8-3f12-404f-93c9-d1712a0cede6",{"id":1296,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1297,"copyright":92,"fieldtype":97,"meta_data":1298,"is_external_url":28},22166084,"https://a.storyblok.com/f/146026/16x16/70203afe7e/icon_-_play_-_carbon.svg",{},{"id":1300,"url":92,"linktype":784,"fieldtype":101,"cached_url":1301,"prep":41,"story":1302},"ee09d2a9-10e7-4197-8982-50a2e4c7e73e","/de/webinars",{"name":1303,"id":1304,"uuid":1300,"slug":1305,"url":1305,"full_slug":1306,"_stopResolving":41},"Webinars",657702684,"webinars","de/webinars",{"tag":92,"_uid":1308,"hide":28,"icon":1309,"link":1313,"type":92,"label":1317,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"d6c7b904-02c6-4635-b6ef-7c41c9ffc857",{"id":1310,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1311,"copyright":92,"fieldtype":97,"meta_data":1312,"is_private":28,"is_external_url":28},16281086,"https://a.storyblok.com/f/146026/16x16/0e8759095b/icon-help-carbon_no-bg.svg",{},{"id":1314,"url":92,"linktype":784,"fieldtype":101,"cached_url":1315,"prep":41,"story":1316},"58f938c1-a22b-4a2a-8ba3-85610455b1e2","/de/faq",{"name":1317,"id":1318,"uuid":1314,"slug":1319,"url":1319,"full_slug":1320,"_stopResolving":41},"FAQ",126231937,"faq","de/faq",{"tag":92,"_uid":1322,"hide":28,"icon":1323,"link":1327,"type":92,"label":1336,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"615e7cc9-41e0-4033-aa94-52ae8aa728ff",{"id":1324,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1325,"copyright":92,"fieldtype":97,"meta_data":1326,"is_private":28,"is_external_url":28},16281080,"https://a.storyblok.com/f/146026/17x17/dfacf276ea/icon-search-carbon_no-bg.svg",{},{"id":1328,"url":92,"linktype":784,"fieldtype":101,"cached_url":1329,"prep":41,"story":1330},"73f35c2d-ebf7-4761-8e05-7ef4d9d7df01","/de/glossary/",{"name":1331,"id":1332,"uuid":1328,"slug":1333,"url":1334,"full_slug":1335,"_stopResolving":41},"Glossary",127190994,"glossary","glossary/","de/glossary/","Glossar","Content","--color-accent-05",{"_uid":1340,"ctas":1341,"label":1413,"component":842,"labelColor":92,"backgroundIconColor":1338},"487d38bc-1a08-45a5-807a-5a7c04de8a6e",[1342,1354,1369,1384,1400],{"tag":92,"_uid":1343,"hide":28,"icon":1344,"link":1346,"type":92,"label":1350,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"8f6dba5c-37eb-4e62-a1ab-3c40a4558b8e",{"id":1161,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1162,"copyright":92,"fieldtype":97,"meta_data":1345,"is_external_url":28},{},{"id":1347,"url":92,"linktype":784,"fieldtype":101,"cached_url":1348,"prep":41,"story":1349},"9425912b-288d-48f1-a7c7-6247f58ed8ed","/de/ai",{"name":1350,"id":1351,"uuid":1347,"slug":1352,"url":1352,"full_slug":1353,"_stopResolving":41},"AI Hub",114865617041697,"ai","de/ai",{"tag":92,"_uid":1355,"icon":1356,"link":1360,"type":92,"label":1368,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28},"7777fb05-58e5-4f3c-aa58-92cdbc65fd09",{"id":1357,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1358,"copyright":92,"fieldtype":97,"meta_data":1359,"is_external_url":28},16281087,"https://a.storyblok.com/f/146026/16x16/e6ec37650f/icon-file-carbon_no-bg.svg",{},{"id":1361,"url":92,"linktype":784,"fieldtype":101,"cached_url":1362,"prep":41,"story":1363},"b116361a-f2a4-40f7-a021-4b9b64edade9","/de/finance-resources",{"name":1364,"id":1365,"uuid":1361,"slug":1366,"url":1366,"full_slug":1367,"_stopResolving":41},"Finance resources",363638378,"finance-resources","de/finance-resources","Finanzwissen",{"tag":92,"_uid":1370,"hide":28,"icon":1371,"link":1375,"type":92,"label":1379,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"627fe88e-fe6c-48e9-a3c4-2fd3336c1013",{"id":1372,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1373,"copyright":92,"fieldtype":97,"meta_data":1374,"is_external_url":28},70200044241480,"https://a.storyblok.com/f/146026/20x20/c23deb7ab6/icon-map-carbon_no-bg.svg",{},{"id":1376,"url":92,"linktype":784,"fieldtype":101,"cached_url":1377,"prep":41,"story":1378},"52ff1d3e-2698-4924-98a8-bb3c78d08bac","/de/tools/cfo-tech-stack-map",{"name":1379,"id":1380,"uuid":1376,"slug":1381,"url":1382,"full_slug":1383,"_stopResolving":41},"CFO Tech Stack Map",688303595,"cfo-tech-stack-map","tools/cfo-tech-stack-map","de/tools/cfo-tech-stack-map",{"tag":92,"_uid":1385,"hide":28,"icon":1386,"link":1390,"type":92,"label":1399,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"bcc29e92-02f7-467c-95b2-b1a3745b8641",{"id":1387,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1388,"copyright":92,"fieldtype":97,"meta_data":1389,"is_external_url":28},16281098,"https://a.storyblok.com/f/146026/16x16/3e30487589/icon-calculator-carbon_no-bg.svg",{},{"id":1391,"url":92,"linktype":784,"fieldtype":101,"cached_url":1392,"prep":41,"story":1393},"ab956bec-b6b4-434a-b4aa-b772873f9577","/de/tools/spend-management-calculator",{"name":1394,"id":1395,"uuid":1391,"slug":1396,"url":1397,"full_slug":1398,"_stopResolving":41},"ROI calculator",159362364,"spend-management-calculator","tools/spend-management-calculator","de/tools/spend-management-calculator","Ausgabenrechner",{"tag":92,"_uid":1401,"icon":1402,"link":1404,"type":92,"label":1412,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28,"hide":41},"2ebe313f-59e0-4d88-b72e-217efc4a1c17",{"id":996,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":997,"copyright":92,"fieldtype":97,"meta_data":1403,"is_external_url":28},{},{"id":1405,"url":92,"linktype":784,"fieldtype":101,"cached_url":1406,"prep":41,"story":1407},"001bfc30-c6f3-44bd-93ed-888c2ec3bc46","/de/tools/hmrc-mileage-calculator",{"name":1408,"id":1409,"uuid":1405,"slug":1408,"url":1410,"full_slug":1411,"_stopResolving":41},"hmrc-mileage-calculator",590567568,"tools/hmrc-mileage-calculator","de/tools/hmrc-mileage-calculator","HMRC Mileage Calculator","Ressourcen und Tools",{"_uid":1415,"ctas":1416,"label":1444,"component":842,"backgroundIconColor":1338},"42cd977b-64fd-4daa-a999-3e539c48fdf8",[1417,1426,1435],{"tag":92,"_uid":1418,"icon":1419,"link":1423,"type":92,"label":1425,"style":102,"component":103,"onClickEvent":92,"openInANewTab":41},"2d80d8b9-bc29-451a-8830-93f777a4035f",{"id":1420,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1421,"copyright":92,"fieldtype":97,"meta_data":1422,"is_external_url":28},16281104,"https://a.storyblok.com/f/146026/24x24/9630540d4d/icon-cfoc-carbon_no-bg.svg",{},{"id":92,"url":1424,"linktype":100,"fieldtype":101,"cached_url":1424},"https://www.cfoconnect.eu/en/","CFO Connect beitreten",{"tag":92,"_uid":1427,"icon":1428,"link":1432,"type":92,"label":1434,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28},"8aa1408e-a5de-4956-b981-e612681b1217",{"id":1429,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1430,"copyright":92,"fieldtype":97,"meta_data":1431,"is_private":28,"is_external_url":28},16281088,"https://a.storyblok.com/f/146026/16x16/11abf8539b/icon-calendar-carbon_no-bg.svg",{},{"id":92,"url":1433,"linktype":100,"cached_url":1433},"https://www.cfoconnect.eu/en/events/?__hstc=41219197.bbead300ed8109c4e10bec25b53311f8.1650355153846.1650355153846.1650393005163.2&__hssc=41219197.10.1650393005163&__hsfp=2647279916","Events",{"tag":92,"_uid":1436,"icon":1437,"link":1441,"type":92,"label":1443,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28},"51f87bc2-673b-462f-8774-e0e4ff7d7c32",{"id":1438,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1439,"copyright":92,"fieldtype":97,"meta_data":1440,"is_private":28,"is_external_url":28},16281082,"https://a.storyblok.com/f/146026/16x16/d2c2ef928e/icon-chat-carbon_no-bg.svg",{},{"id":92,"url":1442,"linktype":100,"cached_url":1442},"https://www.cfoconnect.eu/en/resources/faces-of-finance/?__hstc=41219197.bbead300ed8109c4e10bec25b53311f8.1650355153846.1650355153846.1650393005163.2&__hssc=41219197.11.1650393005163&__hsfp=2647279916","Faces of Finance","Community",[],{"_uid":1447,"label":1448,"columns":1449,"component":892,"headingNewBranding":1526},"4d29560b-a121-4a55-83cc-9ad81e6c3b0d","Unternehmen",[1450,1492],{"_uid":1451,"ctas":1452,"label":1448,"component":842,"labelColor":92,"backgroundIconColor":1491},"e742d8be-34ef-4dd7-a505-637bcae2bfe0",[1453,1466,1475],{"tag":92,"_uid":1454,"hide":28,"icon":1455,"link":1457,"type":92,"label":1465,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"08110155-0385-4a0d-bb1f-23db5d38e45f",{"id":1049,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1050,"copyright":92,"fieldtype":97,"meta_data":1456,"is_private":28,"is_external_url":28},{},{"id":1458,"url":92,"linktype":784,"fieldtype":101,"cached_url":1459,"prep":41,"story":1460},"e44ca227-8de9-44c9-93ac-9229f1e769ba","/de/about",{"name":1461,"id":1462,"uuid":1458,"slug":1463,"url":1463,"full_slug":1464,"_stopResolving":41},"Our story",126213445,"about","de/about","Mission",{"tag":92,"_uid":1467,"hide":28,"icon":1468,"link":1472,"type":92,"label":1474,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"10f20954-92be-45a9-a38d-4ff377ae1a91",{"id":1469,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1470,"copyright":92,"fieldtype":97,"meta_data":1471,"is_external_url":28},16281083,"https://a.storyblok.com/f/146026/16x16/4710670fe5/icon-suitcase-carbon_no-bg.svg",{},{"id":92,"url":1473,"linktype":100,"fieldtype":101,"cached_url":1473},"https://career.spendesk.com/de/","Karriere",{"tag":92,"_uid":1476,"hide":28,"icon":1477,"link":1481,"type":92,"label":1490,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"54992a01-315a-44ea-8d42-530e6a4991e4",{"id":1478,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1479,"copyright":92,"fieldtype":97,"meta_data":1480,"is_private":28,"is_external_url":28},16281079,"https://a.storyblok.com/f/146026/16x16/b2eba365dd/icon-news-carbon_no-bg.svg",{},{"id":1482,"url":92,"linktype":784,"fieldtype":101,"cached_url":1483,"prep":41,"story":1484},"f09d7678-b42b-4c68-b4a5-3d26d457355c","/de/press/",{"name":1485,"id":1486,"uuid":1482,"slug":1487,"url":1488,"full_slug":1489,"_stopResolving":41},"Spendesk Press",265014512,"press","press/","de/press/","Presse","--color-accent-06",{"_uid":1493,"ctas":1494,"label":484,"component":842,"labelColor":92,"backgroundIconColor":1491},"59a11592-e6cb-405d-8208-9e3c365ac046",[1495,1511],{"tag":92,"_uid":1496,"hide":28,"icon":1497,"link":1501,"type":92,"label":1510,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"4c769292-9f5f-404f-90d3-9a6ed38483ff",{"id":1498,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1499,"copyright":92,"fieldtype":97,"meta_data":1500,"is_private":28,"is_external_url":28},16281099,"https://a.storyblok.com/f/146026/18x16/a7c116c072/icon-people-carbon_no-bg.svg",{},{"id":1502,"url":92,"linktype":784,"fieldtype":101,"cached_url":1503,"prep":41,"story":1504},"256bc156-b5de-4af2-a9d9-17e2f24d8448","/de/partners/",{"name":1505,"id":1506,"uuid":1502,"slug":1507,"url":1508,"full_slug":1509,"_stopResolving":41},"Partners",113802294,"partners","partners/","de/partners/","Partnerprogramm",{"tag":92,"_uid":1512,"hide":28,"icon":1513,"link":1517,"type":92,"label":1525,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"f0e6324a-5e60-43c4-bffc-3430ec5c000b",{"id":1514,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1515,"copyright":92,"fieldtype":97,"meta_data":1516,"is_private":28,"is_external_url":28},16281081,"https://a.storyblok.com/f/146026/18x18/01e1262e82/icon-phone-carbon_no-bg.svg",{},{"id":1518,"url":92,"linktype":784,"fieldtype":101,"cached_url":1519,"prep":41,"story":1520},"07eb4f4d-6829-4200-a43a-40fe668dbd09","/de/contact-us",{"name":1521,"id":1522,"uuid":1518,"slug":1523,"url":1523,"full_slug":1524,"_stopResolving":41},"Contact us",126275406,"contact-us","de/contact-us","Kontakt",[],"Anmelden","header",[1530,1535,1540,1544],{"_uid":1531,"code":32,"name":1532,"component":1533,"shortName":1534},"3825432f-6270-4fc5-a6de-2268b10d53ab","Deutsch","language","DE",{"_uid":1536,"code":1537,"name":1538,"component":1533,"shortName":1539},"5050c343-1954-40e4-bc50-71a22fceaf28","en","English","EN",{"_uid":1541,"code":40,"name":1542,"component":1533,"shortName":1543},"76d21077-cbac-4f11-9fed-1cee8e6221ae","Español","ES",{"_uid":1545,"code":37,"name":1546,"component":1533,"shortName":1547},"a451f395-b57c-4be1-8e17-c87dbc81b87b","Français","FR",{"id":1549,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1550,"copyright":92,"fieldtype":97,"meta_data":1551,"is_external_url":28},15300953,"https://a.storyblok.com/f/146026/143x22/ff77add2ca/spendesk-logo-black.svg",{},{"id":1553,"alt":83,"name":92,"focus":92,"title":1554,"source":92,"filename":1555,"copyright":92,"fieldtype":97,"meta_data":1556,"is_external_url":28},4112224,"Spendesk white","https://a.storyblok.com/f/146026/x/8000a10792/spendesk-logo-white.svg",{},[1558],{"tag":92,"_uid":1559,"hide":28,"icon":1560,"link":1562,"type":92,"label":1564,"style":102,"component":103,"onClickEvent":1565,"openInANewTab":41,"horizontalFill":28},"76967f37-ad44-44e4-942f-2b6c1c1ee456",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":1561},{},{"id":92,"url":1563,"linktype":100,"fieldtype":101,"cached_url":1563},"https://helpcenter.spendesk.com/de/","Help Center","website:navbar:helpcenter_cta:clicked",[1567],{"tag":92,"_uid":1568,"hide":28,"icon":1569,"link":1571,"type":92,"label":1564,"style":102,"component":103,"onClickEvent":1565,"openInANewTab":41,"horizontalFill":28},"5973fc04-9f32-479f-8978-27caad9d8e91",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":1570},{},{"id":92,"url":1563,"linktype":100,"fieldtype":101,"cached_url":1563},[1573,1581,1589,1596,1604],{"tag":92,"_uid":1574,"icon":1575,"link":1579,"type":92,"label":92,"style":102,"component":103,"onClickEvent":92,"openInANewTab":41},"71cb89db-23a0-4b90-82d6-ca84b52af561",{"id":1576,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1577,"copyright":92,"fieldtype":97,"meta_data":1578,"is_external_url":28},16281248,"https://a.storyblok.com/f/146026/12x12/2d962efd0e/icon-facebook-carbon_no-bg.svg",{},{"id":92,"url":1580,"linktype":100,"fieldtype":101,"cached_url":1580},"https://www.facebook.com/spendesk/",{"tag":92,"_uid":1582,"icon":1583,"link":1587,"type":92,"label":92,"style":102,"component":103,"onClickEvent":92,"openInANewTab":41},"69887bf3-cc5a-4f8b-82e0-33682082fbb0",{"id":1584,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1585,"copyright":92,"fieldtype":97,"meta_data":1586,"is_private":28,"is_external_url":28},16281245,"https://a.storyblok.com/f/146026/12x12/3d1e2f35e1/icon-instagram-carbon_no-bg.svg",{},{"id":92,"url":1588,"linktype":100,"fieldtype":101,"cached_url":1588},"https://www.instagram.com/spendesk",{"tag":92,"_uid":1590,"icon":1591,"link":1595,"type":92,"label":92,"style":102,"component":103,"onClickEvent":92,"openInANewTab":41},"4b43ad3a-09a9-4670-8fa0-112bc3a16e82",{"id":1592,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1593,"copyright":92,"fieldtype":97,"meta_data":1594,"is_private":28,"is_external_url":28},16281247,"https://a.storyblok.com/f/146026/12x12/864442ea5c/icon-linkedin-carbon_no-bg.svg",{},{"id":92,"url":99,"linktype":100,"fieldtype":101,"cached_url":99},{"tag":92,"_uid":1597,"icon":1598,"link":1602,"type":92,"label":92,"style":102,"component":103,"onClickEvent":92,"openInANewTab":41},"78310ee6-2020-4d6f-935c-61b7c4320988",{"id":1599,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1600,"copyright":92,"fieldtype":97,"meta_data":1601,"is_private":28,"is_external_url":28},16281249,"https://a.storyblok.com/f/146026/12x12/2b24154a63/icon-x-carbon_no-bg.svg",{},{"id":92,"url":1603,"linktype":100,"fieldtype":101,"cached_url":1603},"https://x.com/Spendesk",{"tag":92,"_uid":1605,"hide":28,"icon":1606,"link":1610,"type":92,"label":92,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":41,"horizontalFill":28},"70991476-75cd-4094-ae94-acd39cb504f1",{"id":1607,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1608,"copyright":92,"fieldtype":97,"meta_data":1609,"is_private":28,"is_external_url":28},16281246,"https://a.storyblok.com/f/146026/12x12/169fccc4c0/icon-youtube-carbon_no-bg.svg",{},{"id":92,"url":1611,"linktype":100,"fieldtype":101,"cached_url":1611},"https://www.youtube.com/c/spendesk",[1613],{"tag":92,"_uid":1614,"hide":28,"icon":1615,"link":1616,"type":92,"label":92,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"b3e35b40-8a11-4b10-8610-d965ad8998f4",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"filename":25,"copyright":25,"fieldtype":97},{"id":1617,"url":92,"linktype":784,"fieldtype":101,"cached_url":1618,"prep":41,"story":1619},"cda85daf-0d14-4698-9bb2-d5fbb6bd7bc5","/de/home",{"name":1620,"id":1621,"uuid":1617,"slug":1622,"url":1622,"full_slug":1623,"_stopResolving":41},"Homepage",106735746,"home","de/home",[1625],{"tag":92,"_uid":1626,"hide":28,"icon":1627,"link":1628,"type":92,"label":1637,"style":102,"component":103,"onClickEvent":1638,"openInANewTab":28,"horizontalFill":28},"2c621606-7c33-47b3-9eb1-456d185505fe",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"filename":92,"copyright":25,"fieldtype":97},{"id":1629,"url":92,"anchor":92,"linktype":784,"fieldtype":101,"cached_url":1630,"prep":41,"story":1631},"92c675ca-b9a9-4a17-9ac3-8b5dd3221fc4","/de/schedule-a-demo/",{"name":1632,"id":1633,"uuid":1629,"slug":1634,"url":1635,"full_slug":1636,"_stopResolving":41},"Schedule a demo",126838129,"schedule-a-demo","schedule-a-demo/","de/schedule-a-demo/","Demo buchen","website:navbar:book_a_demo_cta:clicked",[1640],{"_uid":1641,"hide":41,"style":1642,"content":1643,"display":1661,"component":1662,"hideOnMobile":28,"mobileContent":1663},"295cfee8-25ae-49d8-8704-8e96565866d5","blue",{"type":109,"content":1644},[1645],{"type":112,"attrs":1646,"content":1647},{"textAlign":25},[1648,1654],{"text":1649,"type":118,"marks":1650},"Nehmen Sie an unserer Finanz-Masterclass am 9. Dezember um 16:00 Uhr GMT teil: Wie man 2026 ein KI-orientierter CFO wird. ",[1651],{"type":142,"attrs":1652},{"color":1653},"#1D1C1D",{"text":1655,"type":118,"marks":1656},"Jetzt anmelden",[1657],{"type":178,"attrs":1658},{"href":1659,"uuid":25,"anchor":25,"target":1660,"linktype":100},"https://www.spendesk.com/events/spendesk-x-nicolas-boucher-ai-webinar/","_blank","Whole website","announcementBanner",{"type":109,"content":1664},[1665],{"type":112,"attrs":1666,"content":1667},{"textAlign":25},[1668,1670],{"text":1669,"type":118},"Finanz-Masterclass 9. Dez. 16 Uhr GMT: KI-orientierter CFO werden 2026. ",{"text":1671,"type":118,"marks":1672},"Registrieren",[1673,1676],{"type":178,"attrs":1674},{"href":1675,"uuid":25,"anchor":25,"target":1660,"linktype":100},"https://www.spendesk.com/de/events/spendesk-x-nicolas-boucher-ai-webinar/",{"type":185},"Wählen Sie Ihre Sprache","de/global-components/header",[1680],"Links checked",111907194,"ef28e32e-3701-433a-b77f-08737a82cfdc","2022-03-09T14:32:27.754Z","/",[],"global-components/header",[1688,1689,1690],{"path":1686,"name":25,"lang":37,"published":25},{"path":1686,"name":25,"lang":32,"published":25},{"path":1686,"name":25,"lang":40,"published":25},{"name":1692,"created_at":1693,"published_at":1694,"updated_at":1695,"id":1696,"uuid":1697,"content":1698,"slug":1960,"full_slug":2141,"sort_by_date":25,"position":26,"tag_list":2142,"is_startpage":28,"parent_id":1681,"meta_data":25,"group_id":2143,"first_published_at":2144,"release_id":25,"lang":32,"path":1290,"alternates":2145,"default_full_slug":2146,"translated_slugs":2147},"Footer","2022-03-03T10:27:46.390Z","2026-05-13T14:37:35.509Z","2026-05-13T14:37:35.598Z",112689691,"bd332f6b-f70a-4f07-abe4-434b845b6945",{"_uid":1699,"lists":1700,"component":1960,"logoLinks":1961,"legalLinks":1978,"socialLinks":2036,"newsletterForm":2062,"complianceLogos":2101,"newsletterTitle":2110,"smallDescription":2111,"newsletterSubtitle":2117,"legalDescriptionText":2118},"68acc184-683a-412b-863a-297708c3cffb",[1701,1796,1863,1929],{"_uid":1702,"ctas":1703,"label":771,"component":842,"labelColor":92,"backgroundIconColor":92},"d0f2d38f-3465-422c-9ebf-15df11d2c26b",[1704,1718,1724,1730,1736,1750,1757,1770,1783],{"tag":92,"_uid":1705,"hide":28,"icon":1706,"link":1708,"type":92,"label":1717,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"6c234d18-72c2-4bd6-9f55-f4e43594afab",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":1707},{},{"id":1709,"url":92,"linktype":784,"fieldtype":101,"cached_url":1710,"prep":41,"story":1711},"55eff7ea-e09a-4ede-98c5-21bc5a882f28","/de/use-cases/invoice-processing",{"name":1712,"id":1713,"uuid":1709,"slug":1714,"url":1715,"full_slug":1716,"_stopResolving":41},"Automated invoice processing",129356665,"invoice-processing","use-cases/invoice-processing","de/use-cases/invoice-processing","Einfache Rechnungsverwaltung",{"tag":92,"_uid":1719,"hide":28,"icon":1720,"link":1722,"type":92,"label":824,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"85a7dae5-f766-4f55-b545-3cfe43c0f819",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":1721},{},{"id":816,"url":92,"linktype":784,"fieldtype":101,"cached_url":817,"prep":41,"story":1723},{"name":819,"id":820,"uuid":816,"slug":821,"url":822,"full_slug":823,"_stopResolving":41},{"tag":92,"_uid":1725,"hide":28,"icon":1726,"link":1728,"type":92,"label":808,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"dca639bb-1c45-45e9-8ab9-6bf130a9fff7",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":1727},{},{"id":800,"url":92,"linktype":784,"fieldtype":101,"cached_url":801,"prep":41,"story":1729},{"name":803,"id":804,"uuid":800,"slug":805,"url":806,"full_slug":807,"_stopResolving":41},{"tag":92,"_uid":1731,"hide":28,"icon":1732,"link":1734,"type":92,"label":792,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"9ba916f8-6ed9-4789-a107-907007efc326",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":1733},{},{"id":783,"url":92,"linktype":784,"fieldtype":101,"cached_url":785,"prep":41,"story":1735},{"name":787,"id":788,"uuid":783,"slug":789,"url":790,"full_slug":791,"_stopResolving":41},{"tag":92,"_uid":1737,"hide":28,"icon":1738,"link":1740,"type":92,"label":1749,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"f94a4adb-4c2b-459f-a640-f0c0279ea721",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":1739},{},{"id":1741,"url":92,"linktype":784,"fieldtype":101,"cached_url":1742,"prep":41,"story":1743},"8191ed3b-30f0-4e58-b83d-9bc4c524b120","/de/use-cases/office-expenses",{"name":1744,"id":1745,"uuid":1741,"slug":1746,"url":1747,"full_slug":1748,"_stopResolving":41},"Easily manage office expenses | Spendesk",128717906,"office-expenses","use-cases/office-expenses","de/use-cases/office-expenses","Büroausgaben",{"tag":92,"_uid":1751,"hide":28,"icon":1752,"link":1754,"type":92,"label":1756,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"518b355a-04dc-4755-ae49-4242b463744d",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":1753},{},{"id":832,"url":92,"linktype":784,"fieldtype":101,"cached_url":833,"prep":41,"story":1755},{"name":835,"id":836,"uuid":832,"slug":837,"url":838,"full_slug":839,"_stopResolving":41},"Marketing",{"tag":92,"_uid":1758,"hide":41,"icon":1759,"link":1761,"type":92,"label":1769,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"dc00429b-285a-4699-ba81-97bbaf890a70",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":1760},{},{"id":1762,"url":92,"linktype":784,"fieldtype":101,"cached_url":1763,"prep":41,"story":1764},"1c9f0a4a-55a7-46a3-aa93-4bd1ac73c52a","/de/expense-management-software",{"name":1765,"id":1766,"uuid":1762,"slug":1767,"url":1767,"full_slug":1768,"_stopResolving":41},"Expense management software",130935631,"expense-management-software","de/expense-management-software","Expense Management",{"tag":92,"_uid":1771,"hide":41,"icon":1772,"link":1774,"type":92,"label":1782,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"469f4c3f-514e-4233-9145-28711379d5ce",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":1773},{},{"id":1775,"url":92,"linktype":784,"fieldtype":101,"cached_url":1776,"prep":41,"story":1777},"73ff0017-620a-491e-88a2-e14a86be013a","/de/business-expense-cards",{"name":1778,"id":1779,"uuid":1775,"slug":1780,"url":1780,"full_slug":1781,"_stopResolving":41},"Business expense cards ",127581560,"business-expense-cards","de/business-expense-cards","Business Cards",{"tag":92,"_uid":1784,"hide":41,"icon":1785,"link":1787,"type":92,"label":1795,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"4cde6a66-266d-48bc-b86f-406e5bc0ec2a",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":1786},{},{"id":1788,"url":92,"linktype":784,"fieldtype":101,"cached_url":1789,"prep":41,"story":1790},"01ed1057-9896-498c-926e-60bc926469a8","/de/accounts-payable-software",{"name":1791,"id":1792,"uuid":1788,"slug":1793,"url":1793,"full_slug":1794,"_stopResolving":41},"Accounts payable software",128157999,"accounts-payable-software","de/accounts-payable-software","Accounts Payable",{"_uid":1797,"ctas":1798,"label":972,"component":842,"labelColor":92,"backgroundIconColor":92},"f5cbd7bc-f736-4698-a51e-febd689e8aba",[1799,1806,1812,1818,1824,1838,1844,1850,1856],{"tag":92,"_uid":1800,"hide":28,"icon":1801,"link":1803,"type":92,"label":1805,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"bdc33375-72d8-4afc-b7d3-fc2fb82dc0af",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":1802},{},{"id":1182,"url":92,"linktype":784,"fieldtype":101,"cached_url":1183,"prep":41,"story":1804},{"name":1185,"id":1186,"uuid":1182,"slug":1187,"url":1188,"full_slug":1189,"_stopResolving":41},"Funktionen",{"tag":92,"_uid":1807,"hide":28,"icon":1808,"link":1810,"type":92,"label":992,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"7e976f79-3fe6-4f3c-81db-baabd41b8546",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":1809},{},{"id":984,"url":92,"linktype":784,"fieldtype":101,"cached_url":985,"prep":41,"story":1811},{"name":987,"id":988,"uuid":984,"slug":989,"url":990,"full_slug":991,"_stopResolving":41},{"tag":92,"_uid":1813,"hide":28,"icon":1814,"link":1816,"type":92,"label":1061,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"7e85bd5b-350e-424b-89f7-86a41638fc46",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":1815},{},{"id":1053,"url":92,"linktype":784,"fieldtype":101,"cached_url":1054,"prep":41,"story":1817},{"name":1056,"id":1057,"uuid":1053,"slug":1058,"url":1059,"full_slug":1060,"_stopResolving":41},{"tag":92,"_uid":1819,"hide":28,"icon":1820,"link":1822,"type":92,"label":1024,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"8e12ff56-aeb4-4c77-a7a0-fb740301c3f6",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":1821},{},{"id":1016,"url":92,"linktype":784,"fieldtype":101,"cached_url":1017,"prep":41,"story":1823},{"name":1019,"id":1020,"uuid":1016,"slug":1021,"url":1022,"full_slug":1023,"_stopResolving":41},{"tag":92,"_uid":1825,"hide":28,"icon":1826,"link":1828,"type":92,"label":1837,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"2fc815b6-120c-475a-9ad5-3365b07f3046",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":1827},{},{"id":1829,"url":92,"linktype":784,"fieldtype":101,"cached_url":1830,"prep":41,"story":1831},"69439fab-65c8-476b-b817-bcd2c0b66df4","/de/platform/virtual-cards",{"name":1832,"id":1833,"uuid":1829,"slug":1834,"url":1835,"full_slug":1836,"_stopResolving":41},"Virtual cards",126627408,"virtual-cards","platform/virtual-cards","de/platform/virtual-cards","Virtuelle Karten",{"tag":92,"_uid":1839,"hide":28,"icon":1840,"link":1842,"type":92,"label":1126,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"31cd840e-93a6-4549-a575-70e49458dd04",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":1841},{},{"id":1118,"url":92,"linktype":784,"fieldtype":101,"cached_url":1119,"prep":41,"story":1843},{"name":1121,"id":1122,"uuid":1118,"slug":1123,"url":1124,"full_slug":1125,"_stopResolving":41},{"tag":92,"_uid":1845,"hide":28,"icon":1846,"link":1848,"type":92,"label":1256,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"6ceacb70-4395-4d46-a104-52bcbb12549a",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":1847},{},{"id":1249,"url":92,"linktype":784,"fieldtype":101,"cached_url":1250,"prep":41,"story":1849},{"name":1252,"id":1253,"uuid":1249,"slug":1254,"url":1254,"full_slug":1255,"_stopResolving":41},{"tag":92,"_uid":1851,"hide":28,"icon":1852,"link":1854,"type":92,"label":1157,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"aaf8481c-eaf9-49d6-bbf8-294414629527",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":1853},{},{"id":1150,"url":92,"linktype":784,"fieldtype":101,"cached_url":1151,"prep":41,"story":1855},{"name":1153,"id":1154,"uuid":1150,"slug":1155,"url":1155,"full_slug":1156,"_stopResolving":41},{"tag":92,"_uid":1857,"hide":28,"icon":1858,"link":1860,"type":92,"label":1862,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"9ac83939-1d0e-4acd-a388-b7e84d5fe919",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":1859},{},{"id":92,"url":1861,"linktype":100,"fieldtype":101,"cached_url":1861},"https://trust.spendesk.com/","Trust Center",{"_uid":1864,"ctas":1865,"label":1928,"component":842,"backgroundIconColor":92},"a5692a00-27ae-4696-a7e1-1634fdadec5f",[1866,1872,1877,1883,1889,1895,1901,1908,1915,1921],{"tag":92,"_uid":1867,"hide":28,"icon":1868,"link":1870,"type":92,"label":1269,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"51465f21-aec8-4db0-8abf-a7642c30c371",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":1869},{},{"id":1261,"url":92,"linktype":784,"fieldtype":101,"cached_url":1262,"prep":41,"story":1871},{"name":1264,"id":1265,"uuid":1261,"slug":1266,"url":1267,"full_slug":1268,"_stopResolving":41},{"tag":92,"_uid":1873,"icon":1874,"link":1875,"type":92,"label":1292,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28},"d8b26908-181b-4ad4-ac37-10378e37c224",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"filename":25,"copyright":25,"fieldtype":97},{"id":1284,"url":92,"linktype":784,"fieldtype":101,"cached_url":1285,"prep":41,"story":1876},{"name":1287,"id":1288,"uuid":1284,"slug":1289,"url":1290,"full_slug":1291,"_stopResolving":41},{"tag":92,"_uid":1878,"hide":41,"icon":1879,"link":1881,"type":92,"label":1303,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"ce775eab-1c6b-429e-b2ca-a231431b2f3e",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":1880},{},{"id":1300,"url":92,"linktype":784,"fieldtype":101,"cached_url":1301,"prep":41,"story":1882},{"name":1303,"id":1304,"uuid":1300,"slug":1305,"url":1305,"full_slug":1306,"_stopResolving":41},{"tag":92,"_uid":1884,"hide":28,"icon":1885,"link":1887,"type":92,"label":1368,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"c39d3fa4-a923-42b8-9d7c-0b9b936c5bcc",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":1886},{},{"id":1361,"url":92,"linktype":784,"fieldtype":101,"cached_url":1362,"prep":41,"story":1888},{"name":1364,"id":1365,"uuid":1361,"slug":1366,"url":1366,"full_slug":1367,"_stopResolving":41},{"tag":92,"_uid":1890,"hide":28,"icon":1891,"link":1893,"type":92,"label":1399,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"240f0a34-aa81-43d6-bda7-2d971d0d57b7",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":1892},{},{"id":1391,"url":92,"linktype":784,"fieldtype":101,"cached_url":1392,"prep":41,"story":1894},{"name":1394,"id":1395,"uuid":1391,"slug":1396,"url":1397,"full_slug":1398,"_stopResolving":41},{"tag":92,"_uid":1896,"icon":1897,"link":1899,"type":92,"label":1399,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28,"hide":41},"bdd90120-f369-405f-8e86-565a0cb8bebc",{"id":996,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":997,"copyright":92,"fieldtype":97,"meta_data":1898,"is_external_url":28},{},{"id":1405,"url":92,"linktype":784,"fieldtype":101,"cached_url":1406,"prep":41,"story":1900},{"name":1408,"id":1409,"uuid":1405,"slug":1408,"url":1410,"full_slug":1411,"_stopResolving":41},{"tag":92,"_uid":1902,"hide":28,"icon":1903,"link":1905,"type":92,"label":1907,"style":102,"component":103,"onClickEvent":92,"openInANewTab":41,"horizontalFill":28},"1e38a088-1716-44d2-91c9-b42a77573314",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":1904},{},{"id":92,"url":1906,"linktype":100,"fieldtype":101,"cached_url":1906},"https://www.cfoconnect.eu/","CFO Connect",{"tag":92,"_uid":1909,"hide":28,"icon":1910,"link":1912,"type":92,"label":1914,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"bc6ea1e5-e214-4c5b-891b-97f3a463ab96",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":1911},{},{"id":1314,"url":92,"linktype":784,"fieldtype":101,"cached_url":1315,"prep":41,"story":1913},{"name":1317,"id":1318,"uuid":1314,"slug":1319,"url":1319,"full_slug":1320,"_stopResolving":41},"FAQs",{"tag":92,"_uid":1916,"hide":28,"icon":1917,"link":1919,"type":92,"label":1336,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"a4cbb496-40d2-47fe-a675-0be9c945ac68",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":1918},{},{"id":1328,"url":92,"linktype":784,"fieldtype":101,"cached_url":1329,"prep":41,"story":1920},{"name":1331,"id":1332,"uuid":1328,"slug":1333,"url":1334,"full_slug":1335,"_stopResolving":41},{"tag":92,"_uid":1922,"hide":28,"icon":1923,"link":1925,"type":92,"label":1927,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"729e5d8c-44e2-4878-abfd-74b1064926c4",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":1924},{},{"id":92,"url":1926,"linktype":100,"fieldtype":101,"cached_url":1926},"https://helpcenter.spendesk.com/de","Hilfe","Mehr erfahren",{"_uid":1930,"ctas":1931,"label":1448,"component":842,"backgroundIconColor":92},"a55f4bc1-606b-46eb-a94d-b098cfcbf0c3",[1932,1938,1944,1948,1954],{"tag":92,"_uid":1933,"hide":28,"icon":1934,"link":1936,"type":92,"label":1465,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"2258dba0-720f-4a72-8616-3ee8ad748d39",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":1935},{},{"id":1458,"url":92,"linktype":784,"fieldtype":101,"cached_url":1459,"prep":41,"story":1937},{"name":1461,"id":1462,"uuid":1458,"slug":1463,"url":1463,"full_slug":1464,"_stopResolving":41},{"tag":92,"_uid":1939,"hide":28,"icon":1940,"link":1942,"type":92,"label":1510,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"7f0c013f-0597-4295-8eb2-947bce9f3038",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":1941},{},{"id":1502,"url":92,"linktype":784,"fieldtype":101,"cached_url":1503,"prep":41,"story":1943},{"name":1505,"id":1506,"uuid":1502,"slug":1507,"url":1508,"full_slug":1509,"_stopResolving":41},{"tag":92,"_uid":1945,"icon":1946,"link":1947,"type":92,"label":1474,"style":102,"component":103,"onClickEvent":92,"openInANewTab":41},"55725d79-a09b-441b-9950-02d332513ec3",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"filename":92,"copyright":25,"fieldtype":97},{"id":92,"url":1473,"linktype":100,"fieldtype":101,"cached_url":1473},{"tag":92,"_uid":1949,"icon":1950,"link":1951,"type":92,"label":1490,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28},"be048aa8-7d04-41a6-bee0-8d53fcb6149f",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"filename":92,"copyright":25,"fieldtype":97},{"id":1482,"url":92,"linktype":784,"fieldtype":101,"cached_url":1952,"prep":41,"story":1953},"/de/press/press-v2",{"name":1485,"id":1486,"uuid":1482,"slug":1487,"url":1488,"full_slug":1489,"_stopResolving":41},{"tag":92,"_uid":1955,"hide":28,"icon":1956,"link":1958,"type":92,"label":1525,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"b3c4b61d-001b-4c3f-99f0-f787b5837ee9",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":1957},{},{"id":1518,"url":92,"linktype":784,"fieldtype":101,"cached_url":1519,"prep":41,"story":1959},{"name":1521,"id":1522,"uuid":1518,"slug":1523,"url":1523,"full_slug":1524,"_stopResolving":41},"footer",[1962,1970],{"tag":92,"_uid":1963,"hide":28,"icon":1964,"link":1968,"type":92,"label":92,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"225df49b-7d21-46c3-986a-89b609d15540",{"id":1965,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1966,"copyright":92,"fieldtype":97,"meta_data":1967,"is_external_url":28},173615012056826,"https://a.storyblok.com/f/146026/3840x1138/df5342ecf7/app-store.png",{},{"id":92,"url":1969,"linktype":100,"fieldtype":101,"cached_url":1969},"https://apps.apple.com/gb/app/spendesk/id1189271166",{"tag":92,"_uid":1971,"hide":28,"icon":1972,"link":1976,"type":92,"label":92,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"304ab845-c02d-4797-ac5d-b731333ea7dd",{"id":1973,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1974,"copyright":92,"fieldtype":97,"meta_data":1975,"is_external_url":28},173615379803939,"https://a.storyblok.com/f/146026/3840x1138/74c7cdcd5e/play-store.png",{},{"id":92,"url":1977,"linktype":100,"fieldtype":101,"cached_url":1977},"https://play.google.com/store/apps/details?id=com.spendesk.spendesk",[1979,1985,1998,2011,2024,2030],{"tag":92,"_uid":1980,"icon":1981,"link":1982,"type":92,"label":1984,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28},"18c52dc1-2550-498e-947d-ad963cf65b82",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"filename":92,"copyright":25,"fieldtype":97},{"id":1617,"url":92,"linktype":784,"fieldtype":101,"cached_url":1618,"prep":41,"story":1983},{"name":1620,"id":1621,"uuid":1617,"slug":1622,"url":1622,"full_slug":1623,"_stopResolving":41},"© Spendesk",{"tag":92,"_uid":1986,"icon":1987,"link":1988,"type":92,"label":1997,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"e04f239b-a66b-4a6e-a5aa-98e51dc8ed87",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"filename":92,"copyright":25,"fieldtype":97},{"id":1989,"url":92,"linktype":784,"fieldtype":101,"cached_url":1990,"prep":41,"story":1991},"9ab6c86b-54a0-4c11-815c-fabbc1170f1a","/de/legals/terms",{"name":1992,"id":1993,"uuid":1989,"slug":1994,"url":1995,"full_slug":1996,"_stopResolving":41},"T&C index page",126275944,"terms","legals/terms/","de/legals/terms/","Nutzungsbedingungen",{"tag":92,"_uid":1999,"icon":2000,"link":2001,"type":92,"label":2010,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"8ce65fa2-298d-48d3-813f-ad303b474ba9",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"filename":92,"copyright":25,"fieldtype":97},{"id":2002,"url":92,"linktype":784,"fieldtype":101,"cached_url":2003,"prep":41,"story":2004},"79cf9763-fbf7-44fc-b713-7375d45cc602","/de/legals/privacy",{"name":2005,"id":2006,"uuid":2002,"slug":2007,"url":2008,"full_slug":2009,"_stopResolving":41},"Privacy Policy",126276104,"privacy","legals/privacy","de/legals/privacy","Datenschutzerklärung",{"tag":92,"_uid":2012,"icon":2013,"link":2014,"type":92,"label":2023,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"4102590b-cbea-46dc-a189-9d8f7a6b918d",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"filename":92,"copyright":25,"fieldtype":97},{"id":2015,"url":92,"linktype":784,"fieldtype":101,"cached_url":2016,"prep":41,"story":2017},"48c66e1a-a010-45ab-824d-e2fe67bdc73b","/de/legals/cookies-policy",{"name":2018,"id":2019,"uuid":2015,"slug":2020,"url":2021,"full_slug":2022,"_stopResolving":41},"Cookies Policy",156606099,"cookies-policy","legals/cookies-policy","de/legals/cookies-policy","Cookie-Richtlinie",{"tag":92,"_uid":2025,"icon":2026,"link":2027,"type":92,"label":2029,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"a04b6ac0-49a7-4255-8df7-25607c934f2b",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"filename":92,"copyright":25,"fieldtype":97},{"id":92,"url":2028,"linktype":100,"fieldtype":101,"cached_url":2028},"https://helpcenter.spendesk.com/en/articles/4168878-our-legal-notice","Impressum",{"tag":92,"_uid":2031,"hide":28,"icon":2032,"link":2033,"type":92,"label":2035,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"13ba1af3-98e6-4327-9fd1-0d23d1d77f28",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"filename":92,"copyright":25,"fieldtype":97},{"id":92,"url":2034,"linktype":100,"fieldtype":101,"cached_url":2034},"openConsentManager.action","Cookie-Einstellungen",[2037,2042,2047,2052,2057],{"tag":92,"_uid":2038,"icon":2039,"link":2041,"type":92,"label":92,"style":102,"component":103,"onClickEvent":92,"openInANewTab":41},"b8ae0710-0ec7-4295-a29f-077356785735",{"id":1576,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1577,"copyright":92,"fieldtype":97,"meta_data":2040,"is_external_url":28},{},{"id":92,"url":1580,"linktype":100,"fieldtype":101,"cached_url":1580},{"tag":92,"_uid":2043,"icon":2044,"link":2046,"type":92,"label":92,"style":102,"component":103,"onClickEvent":92,"openInANewTab":41},"ba7893c6-6da5-49f9-860d-c9a859f7d1c7",{"id":1584,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1585,"copyright":92,"fieldtype":97,"meta_data":2045,"is_private":28,"is_external_url":28},{},{"id":92,"url":1588,"linktype":100,"fieldtype":101,"cached_url":1588},{"tag":92,"_uid":2048,"icon":2049,"link":2051,"type":92,"label":92,"style":102,"component":103,"onClickEvent":92,"openInANewTab":41},"acea7ba4-1c98-4646-8648-cc6c8283efb6",{"id":1592,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1593,"copyright":92,"fieldtype":97,"meta_data":2050,"is_private":28,"is_external_url":28},{},{"id":92,"url":99,"linktype":100,"fieldtype":101,"cached_url":99},{"tag":92,"_uid":2053,"icon":2054,"link":2056,"type":92,"label":92,"style":102,"component":103,"onClickEvent":92,"openInANewTab":41},"c9f2572b-c12f-49af-bef8-18e30f455bec",{"id":1599,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1600,"copyright":92,"fieldtype":97,"meta_data":2055,"is_private":28,"is_external_url":28},{},{"id":92,"url":1603,"linktype":100,"fieldtype":101,"cached_url":1603},{"tag":92,"_uid":2058,"hide":28,"icon":2059,"link":2061,"type":92,"label":92,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":41,"horizontalFill":28},"17d82410-d4b0-45ca-b555-6942ae3c15a2",{"id":1607,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":1608,"copyright":92,"fieldtype":97,"meta_data":2060,"is_private":28,"is_external_url":28},{},{"id":92,"url":1611,"linktype":100,"fieldtype":101,"cached_url":1611},[2063],{"_uid":2064,"fields":2065,"component":2095,"submitUrl":2096,"hubspotFormId":2098,"successMessage":2099,"horizontalAlign":92,"onSubmitSegmentEvent":2100},"b2ae7250-4af9-4eb3-be82-7d6f594a0049",[2066],{"_uid":2067,"name":2068,"type":118,"label":2069,"required":41,"component":2070,"submitBtn":2071,"legalNotice":2072,"placeholder":92,"validateEmail":41,"blockPersonalEmailAddresses":28},"96a2a670-a75c-4d4e-bd95-a8907909d223","email","E-Mail Adresse","textField","Abonnieren",{"type":109,"content":2073},[2074],{"type":112,"content":2075},[2076,2078,2084,2086,2093],{"text":2077,"type":118},"Mit dem Absenden dieses Formulars erklären Sie sich damit einverstanden, von Spendesk kontaktiert zu werden - in Übereinstimmung mit den ",{"text":1997,"type":118,"marks":2079},[2080],{"type":178,"attrs":2081},{"href":1990,"uuid":1989,"anchor":25,"custom":2082,"target":1660,"linktype":784,"story":2083},{},{"name":1992,"id":1993,"uuid":1989,"slug":1994,"url":1995,"full_slug":1996,"_stopResolving":41},{"text":2085,"type":118}," und der ",{"text":2087,"type":118,"marks":2088},"Datenschutzrichtlinie",[2089],{"type":178,"attrs":2090},{"href":2003,"uuid":2002,"anchor":25,"custom":2091,"target":1660,"linktype":784,"story":2092},{},{"name":2005,"id":2006,"uuid":2002,"slug":2007,"url":2008,"full_slug":2009,"_stopResolving":41},{"text":2094,"type":118}," von Spendesk.","formGroup",{"id":92,"url":92,"linktype":784,"fieldtype":101,"cached_url":2097,"prep":41},"/de/","8b1b128b-c02a-41d9-a512-63e778c062c6","Erledigt!","website:footer:blog_newsletter:form_completed",[2102],{"tag":92,"_uid":2103,"hide":28,"icon":2104,"link":2108,"type":92,"label":92,"style":102,"component":103,"mobileLabel":92,"onClickEvent":92,"openInANewTab":28,"horizontalFill":28},"60403492-9eb8-4b6c-95a2-ec45ca7b13ee",{"id":2105,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":2106,"copyright":92,"fieldtype":97,"meta_data":2107,"is_external_url":28},15634686,"https://a.storyblok.com/f/146026/69x22/4d9cde3045/visa.svg",{},{"id":92,"url":2109,"linktype":100,"fieldtype":101,"cached_url":2109},"https://helpcenter.spendesk.com/de/articles/8850615-fruher-heute-was-hat-sich-bezuglich-spendesk-und-ihrer-visa-business-premium-karten-geandert","Kein Update verpassen",{"type":109,"content":2112},[2113],{"type":112,"content":2114},[2115],{"text":2116,"type":118},"Stärken Sie Ihr Team mit der umfassenden Ausgabenmanagementlösung","Melden Sie sich an, um die neuesten Informationen von Spendesk zu erhalten.",{"type":109,"content":2119},[2120,2127,2134],{"type":112,"content":2121},[2122],{"text":2123,"type":118,"marks":2124},"Die Zahlungsdienste werden im Rahmen des Spendesk-Produkts von Spendesk Financial Services im Europäischen Wirtschaftsraum (EWR), von Adyen im Vereinigten Königreich und von der Sutton Bank in den Vereinigten Staaten angeboten.",[2125],{"type":142,"attrs":2126},{"color":918},{"type":112,"content":2128},[2129],{"text":2130,"type":118,"marks":2131},"Spendesk Financial Services ist ein französisches Zahlungsinstitut, das von der ACPR unter der Nummer 17518 zugelassen ist. Adyen N.V. ist eine niederländische Bank, deren Zweigstelle im Vereinigten Königreich von der FCA unter der Nummer 779800 für die Erbringung von Zahlungsdiensten zugelassen ist. Die Sutton Bank ist ein FDIC-versichertes Mitgliedsinstitut.",[2132],{"type":142,"attrs":2133},{"color":918},{"type":112,"content":2135},[2136],{"text":2137,"type":118,"marks":2138},"Visa-Debitkarten werden im EWR von Spendesk Financial Services, im Vereinigten Königreich von Adyen und in den Vereinigten Staaten von der Sutton Bank unter einer Lizenz von Visa ausgegeben.",[2139],{"type":142,"attrs":2140},{"color":918},"de/global-components/footer",[],"8637d535-2095-4870-baed-1138fa7e786e","2022-03-24T16:23:19.302Z",[],"global-components/footer",[2148,2149,2150],{"path":2146,"name":25,"lang":37,"published":25},{"path":2146,"name":25,"lang":32,"published":25},{"path":2146,"name":25,"lang":40,"published":25},{"name":2152,"created_at":2153,"published_at":2154,"updated_at":2155,"id":2156,"uuid":2157,"content":2158,"slug":2295,"full_slug":2296,"sort_by_date":25,"position":2297,"tag_list":2298,"is_startpage":28,"parent_id":1681,"meta_data":25,"group_id":2299,"first_published_at":2300,"release_id":25,"lang":32,"path":25,"alternates":2301,"default_full_slug":2302,"translated_slugs":2303},"Common Content","2022-06-07T08:36:57.529Z","2026-04-28T10:18:40.221Z","2026-04-28T10:18:40.242Z",146453805,"fdf08e93-c532-4aac-bc09-a68c69394432",{"_uid":2159,"modalBtn":2160,"component":2161,"modalTitle":2162,"countdownDay":2163,"modalContent":2164,"modalSuccess":2176,"countdownHour":2177,"hubspotFormId":2178,"countdownLabel":2179,"formErrorTitle":2180,"countdownMinute":2181,"countdownSecond":2182,"formErrorButton":2183,"selectNoOptions":2184,"formErrorSubtitle":2185,"blogAuthorResources":2186,"modalEmailPlaceholder":2187,"emailValidationInvalid":2188,"imageItemsListNoResult":2189,"phoneValidationInvalid":2190,"blogLoadMoreButtonLabel":2191,"blogArticleUpdatedAtLabel":2192,"blogArticleWatchTimeLabel":2193,"modalExistingAccountTitle":2194,"modalExistingCompanyTitle":2195,"modalForExistingCustomers":2196,"organizationSchemaOffices":2203,"blogArticleListenTimeLabel":2193,"blogArticlePublishedOnLabel":2256,"blogArticleReadingTimeLabel":2193,"emailValidationInvalidExist":2257,"modalForUnsupportedCountries":2258,"emailValidationInvalidInvited":2264,"organizationSchemaDescription":2265,"organizationSchemaContactEmail":2266,"modalExistingAccountDescription":2267,"modalExistingCompanyDescription":2283,"emailValidationInvalidDomainName":2289,"multiSelectDropdownSelectedLabel":2290,"softwareApplicationSchemaRatingCount":2291,"softwareApplicationSchemaRatingValue":2292,"emailValidationInvalidUnexpectedError":2293,"emailValidationInvalidCompanyRegistered":2294},"c86a540c-0da7-40e9-a9a5-5053e71081de","Bestätigen","commonContent","Spendesk ist in Ihrem Land noch nicht verfügbar","Taggen",{"type":109,"content":2165},[2166,2171],{"type":112,"attrs":2167,"content":2168},{"textAlign":25},[2169],{"text":2170,"type":118},"Anscheinend befinden Sie sich in einem Land, in dem Spendesk aktuell nicht verfügbar ist. Wenn Sie jedoch ein Unternehmen im Europäischen Wirtschaftsraum oder im Vereinigten Königreich haben, können wir mit Ihnen zusammenarbeiten und Sie können eine Demo buchen.",{"type":112,"attrs":2172,"content":2173},{"textAlign":25},[2174],{"text":2175,"type":118},"Ansonsten hinterlassen Sie uns Ihre E-Mail-Adresse und wir halten Sie auf dem Laufenden, wenn wir Ihnen in Ihrem Land weiterhelfen können.","Vielen Dank für das Ausfüllen des Formulars","Stunden","b095740c-b878-41dd-9a7b-f393d2e4de30","Veranstaltung beginnt in","Oh, da ist etwas schiefgelaufen…","Minuten","Sekunden","Erneut versuchen","Keine Optionen hier!","Beim Ausfüllen des Formulars ist ein Fehler aufgetreten. Vergewissern Sie sich, dass in Ihrem Browser kein Adblock aktiviert ist und versuchen Sie es erneut.","{firstName}s Artikel","E-Mail-Adresse (geschäftlich)","Ungültige E-Mail Adresse","Keine Ergebnisse","Ungültige Telefonnummer","Mehr lesen","Aktualisiert am","min","Sie haben bereits ein Spendesk Konto","Ihr Unternehmen hat bereits ein Spendesk Konto",{"type":109,"content":2197},[2198,2202],{"type":112,"content":2199},[2200],{"text":2201,"type":118},"It looks like your company already has a Spendesk account. Please request access from your finance team.",{"type":112},[2204,2220,2232,2244],{"cta":2205,"_uid":2212,"image":2213,"title":2217,"subtitle":2218,"component":2219},[2206],{"tag":92,"_uid":2207,"icon":2208,"link":2209,"type":92,"label":2211,"style":102,"component":103,"onClickEvent":92,"openInANewTab":41},"27667f76-0f06-4f10-9e17-a5fb46eb51eb",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"filename":92,"copyright":25,"fieldtype":97},{"id":92,"url":2210,"linktype":100,"fieldtype":101,"cached_url":2210},"https://www.google.com/maps/place/Spendesk/@48.878282,2.3229527,17z/data=!3m1!4b1!4m5!3m4!1s0x47e66dde28328977:0xc584517ccc2c3038!8m2!3d48.8782785!4d2.3251414","Karte","ae40634e-f543-4194-ad8b-b80fb446e253",{"id":2214,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":2215,"copyright":92,"fieldtype":97,"meta_data":2216,"is_external_url":28},16726400,"https://a.storyblok.com/f/146026/32x32/991bcc40dc/icon-location-32px-bright-purple-filled.svg",{},"Paris, Frankreich","7 Rue de Madrid, 75008","officeLocationsItem",{"cta":2221,"_uid":2227,"image":2228,"title":2230,"subtitle":2231,"component":2219},[2222],{"tag":92,"_uid":2223,"icon":2224,"link":2225,"type":92,"label":2211,"style":102,"component":103,"onClickEvent":92,"openInANewTab":41},"b4c061b1-4c53-40fe-88e9-786150dc1f48",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"filename":92,"copyright":25,"fieldtype":97},{"id":92,"url":2226,"linktype":100,"fieldtype":101,"cached_url":2226},"https://maps.app.goo.gl/9pFn7ohL5zdGnC3H6","41ed7761-debf-40b7-bd75-e2389bfb20dc",{"id":2214,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":2215,"copyright":92,"fieldtype":97,"meta_data":2229,"is_external_url":28},{},"London, Großbritannien","168 Old Street, EC1V 9BP",{"cta":2233,"_uid":2239,"image":2240,"title":2242,"subtitle":2243,"component":2219},[2234],{"tag":92,"_uid":2235,"icon":2236,"link":2237,"type":92,"label":2211,"style":102,"component":103,"onClickEvent":92,"openInANewTab":41},"38c45a5f-f897-4567-9b07-94da07c069c6",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"filename":92,"copyright":25,"fieldtype":97},{"id":92,"url":2238,"linktype":100,"fieldtype":101,"cached_url":2238},"https://maps.app.goo.gl/1sRofgrfatSwRecbA","b69cb15c-bf2d-4d26-9514-1b4301fa22f0",{"id":2214,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":2215,"copyright":92,"fieldtype":97,"meta_data":2241,"is_external_url":28},{},"Berlin, Deutschland","Warschauer Pl. 11-13, 10245",{"cta":2245,"_uid":2251,"image":2252,"title":2254,"subtitle":2255,"component":2219},[2246],{"tag":92,"_uid":2247,"icon":2248,"link":2249,"type":92,"label":2211,"style":102,"component":103,"onClickEvent":92,"openInANewTab":41},"e45749e6-59bb-4c57-a078-bd965da09b48",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"filename":92,"copyright":25,"fieldtype":97},{"id":92,"url":2250,"linktype":100,"fieldtype":101,"cached_url":2250},"https://www.google.fr/maps/place/P.%C2%BA+de+la+Castellana,+194,+28046+Madrid,+Espagne/@40.461669,-3.6916388,17z/data=!3m1!4b1!4m6!3m5!1s0xd42291a4a992797:0x841e7e5325bcf405!8m2!3d40.461669!4d-3.6890639!16s%2Fg%2F11c1_kdlzk?entry=ttu","acb64cc8-ddee-4be7-814c-25ce7afba6e5",{"id":2214,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":2215,"copyright":92,"fieldtype":97,"meta_data":2253,"is_external_url":28},{},"Madrid, Spanien","Carrer de Rera Palau, 11, Planta 5, Ciutat Vella, 08003","Veröffentlicht am","Es sieht so aus, als hätten Sie bereits ein Spendesk-Konto. Bitte loggen Sie sich ein.",{"type":109,"content":2259},[2260],{"type":112,"content":2261},[2262],{"text":2263,"type":118},"It looks like you're in a country we don't currently serve. Enter your email below and we'll let you know when we can help.","Es sieht so aus, als wären Sie bereits zu Spendesk eingeladen worden. Bitte überprüfen Sie Ihre E-Mails oder bitten Sie Ihren Administrator, die Einladung erneut zu senden.","Spendesk ist eine All-in-One-Plattform für Ausgabenmanagement und Beschaffung, die Unternehmen dabei hilft, Firmenkarten, Rechnungszahlungen, Abonnements und Unternehmensausgaben in Echtzeit zu verwalten.","support@spendesk.com",{"type":109,"content":2268},[2269,2273],{"type":112,"content":2270},[2271],{"text":2272,"type":118},"Es ist bereits ein Spendesk Konto mit dieser E-Mail-Adresse verbunden. Klicken Sie auf diesen Link, um sich einzuloggen.",{"type":219,"attrs":2274},{"id":2275,"body":2276},"2b03f647-6bcb-433a-bc5d-c65c6e5189fe",[2277],{"tag":92,"_uid":2278,"icon":2279,"link":2280,"type":2282,"label":1527,"style":102,"component":103,"onClickEvent":92,"openInANewTab":28,"horizontalFill":41},"i-59271b69-872b-4487-a657-e9cd13c67981",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"filename":92,"copyright":25,"fieldtype":97},{"id":92,"url":2281,"linktype":100,"fieldtype":101,"cached_url":2281},"https://app.spendesk.com/auth/login","btn",{"type":109,"content":2284},[2285],{"type":112,"content":2286},[2287],{"text":2288,"type":118},"Anscheinend hat Ihr Unternehmen bereits ein Spendesk Konto. Bitte wenden Sie sich an den Kontoinhaber, um Zugang zu erhalten.","Dies sieht aus wie Ihre persönliche E-Mail. Bitte geben Sie Ihre geschäftliche E-Mail-Adresse ein.","selected","412","4.6","Leider ist ein unerwarteter Fehler aufgetreten. Bitte versuchen Sie es später erneut oder wenden Sie sich an den Support, um Hilfe zu erhalten.","Dieses Unternehmen ist bereits registriert. Bitte kontaktieren Sie Ihren Administrator.","commoncontent","de/global-components/commoncontent",-30,[],"426c6c03-a0cf-4332-9288-22e88c385143","2022-06-07T09:23:48.804Z",[],"global-components/commoncontent",[2304,2305,2306],{"path":2302,"name":25,"lang":37,"published":25},{"path":2302,"name":25,"lang":32,"published":25},{"path":2302,"name":25,"lang":40,"published":25},[2308,2312,2316,2320,2324,2328,2332,2336],{"id":2309,"name":2310,"value":2311,"dimension_value":25},10736153,"Amplitude (Actions)","Sk9kb5VoOi-7",{"id":2313,"name":2314,"value":2315,"dimension_value":25},10736154,"Google Analytics 4 Web","HkocEodjb7",{"id":2317,"name":2318,"value":2319,"dimension_value":25},10736155,"Intercom","ryDQcVoOoZQ",{"id":2321,"name":2322,"value":2323,"dimension_value":25},10736156,"HubSpot","ry0QcNodoWQ",{"id":2325,"name":2326,"value":2327,"dimension_value":25},10736157,"Facebook Pixel","ko1w5PpFl",{"id":2329,"name":2330,"value":2331,"dimension_value":25},10736159,"Facebook Conversions API (Actions)","hMRPcifE3",{"id":2333,"name":2334,"value":2335,"dimension_value":25},10736765,"Bing Ads","dsS7z9Hv4",{"id":2337,"name":2338,"value":2339,"dimension_value":25},10736882,"LinkedIn Insight Tag","JQ2XQxIk",{"_uid":2341,"component":2342,"sidebarCta":2343,"exitModalPopup":2384,"newsletterForm":2385,"newsletterTitle":2412,"bottomArticleCta":2413,"moreArticlesLabel":2445,"breadcrumbBlogLink":2446,"newsletterSubtitle":2448,"breadcrumbBlogLabel":1292,"breadcrumbArticleLabel":625,"hiddenNewsletterOnTopics":2449,"componentsAfterTheArticle":2452,"moreArticlesLabelFallback":2593,"sidebarTableOfContentsLabel":2594},"55aaa7a8-90eb-4bfc-82d2-fac89f2d77fb","blogArticleGlobal",[2344],{"cta":2345,"_uid":2353,"image":2354,"title":2358,"subtitle":2382,"component":2383},[2346],{"tag":92,"_uid":2347,"hide":28,"icon":2348,"link":2350,"type":92,"label":1637,"style":102,"component":103,"mobileLabel":92,"onClickEvent":2352,"openInANewTab":28,"horizontalFill":28},"1044c89e-408a-4543-acbd-f3b05e79fc22",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":2349},{},{"id":1629,"url":92,"linktype":784,"fieldtype":101,"cached_url":1630,"prep":41,"story":2351},{"name":1632,"id":1633,"uuid":1629,"slug":1634,"url":1635,"full_slug":1636,"_stopResolving":41},"website:blog_sidebar_button:clicked","f7a8e7d9-9cbe-43aa-8797-3cff6be1ffc2",{"id":2355,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":2356,"copyright":92,"fieldtype":97,"meta_data":2357,"is_external_url":28},141863894965290,"https://a.storyblok.com/f/146026/2471x1843/baa22902e7/image-spendesk-product-1-cropped.png",{},{"type":109,"content":2359},[2360],{"type":112,"attrs":2361,"content":2362},{"textAlign":25,"key":114},[2363,2373,2375],{"text":2364,"type":118,"marks":2365},"Smarter ausgeben. ",[2366,2369],{"type":142,"attrs":2367},{"color":2368},"#000000",{"type":2370,"attrs":2371},"styled",{"class":2372},"patron-heading-2 accentuation-01",{"type":2374},"hard_break",{"text":2376,"type":118,"marks":2377},"Effizienter arbeiten.",[2378,2380],{"type":142,"attrs":2379},{"color":2368},{"type":2370,"attrs":2381},{"class":2372},"Bringen Sie Karten, Rechnungen und Ausgaben in einen einzigen, kontrollierten Effizienter – für Echtzeit-Transparenz und einen schnelleren Monatsabschluss.","ctaBlock",[],[2386],{"_uid":2387,"fields":2388,"component":2095,"submitUrl":2410,"hubspotFormId":2098,"successMessage":2099,"horizontalAlign":92,"onSubmitSegmentEvent":2411},"631b3bd4-d4d7-468c-a4b2-8dbe164362b8",[2389],{"_uid":2390,"name":2068,"type":118,"label":2069,"required":41,"component":2070,"submitBtn":2071,"legalNotice":2391,"placeholder":92,"validateEmail":41,"blockPersonalEmailAddresses":28},"cc924123-e126-4829-a72a-43fcf863a045",{"type":109,"content":2392},[2393],{"type":112,"content":2394},[2395,2396,2402,2403,2409],{"text":2077,"type":118},{"text":1997,"type":118,"marks":2397},[2398],{"type":178,"attrs":2399},{"href":1990,"uuid":1989,"anchor":25,"custom":2400,"target":1660,"linktype":784,"story":2401},{},{"name":1992,"id":1993,"uuid":1989,"slug":1994,"url":1995,"full_slug":1996,"_stopResolving":41},{"text":2085,"type":118},{"text":2087,"type":118,"marks":2404},[2405],{"type":178,"attrs":2406},{"href":2003,"uuid":2002,"anchor":25,"custom":2407,"target":1660,"linktype":784,"story":2408},{},{"name":2005,"id":2006,"uuid":2002,"slug":2007,"url":2008,"full_slug":2009,"_stopResolving":41},{"text":2094,"type":118},{"id":92,"url":92,"linktype":784,"fieldtype":101,"cached_url":2097,"prep":41},"website:article:blog_newsletter:form_completed","Genießen Sie, was Sie lesen?",[2414],{"cta":2415,"_uid":2430,"image":2431,"title":2433,"subtitle":2444,"component":2383},[2416],{"tag":92,"_uid":2417,"hide":28,"icon":2418,"link":2420,"type":92,"label":2428,"style":102,"component":103,"mobileLabel":92,"onClickEvent":2429,"openInANewTab":28,"horizontalFill":28},"9cd3ad49-6a07-48f7-9aa3-34022fabf2d5",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":2419},{},{"id":2421,"url":92,"linktype":784,"fieldtype":101,"cached_url":2422,"prep":41,"story":2423},"0e21aea9-1207-42a1-93a5-48a5a547b5d4","/de/platform-tour",{"name":2424,"id":2425,"uuid":2421,"slug":2426,"url":2426,"full_slug":2427,"_stopResolving":41},"Platform tour",413550505,"platform-tour","de/platform-tour","Kostenlose Tour starten","website:blog_bottom_cta_block:clicked","ebce360c-a91d-46ab-8653-18bd86bb08be",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"filename":25,"copyright":25,"fieldtype":97,"meta_data":2432,"is_external_url":28},{},{"type":109,"content":2434},[2435],{"type":112,"attrs":2436,"content":2437},{"textAlign":25,"key":114},[2438],{"text":2439,"type":118,"marks":2440},"Neugierig, wie Spendesk funktioniert?",[2441],{"type":2370,"attrs":2442},{"class":2443},"text-item-heading text-item-heading-md","Testen Sie eine interaktive Demo und erleben Sie Ausgabenkontrolle und Freigaben von Anfang bis Ende.","Weitere Artikel zum Thema",{"id":1284,"url":92,"linktype":784,"fieldtype":101,"cached_url":1285,"prep":41,"story":2447},{"name":1287,"id":1288,"uuid":1284,"slug":1289,"url":1290,"full_slug":1291,"_stopResolving":41},"Wir veröffentlichen jede Woche neue Artikel wie diesen. Abonnieren Sie unseren Newsletter, um informiert zu bleiben.",[2450,2451],"08873884-f99d-46d2-9481-0563134fdd37","2ef12409-8f14-46b2-a8d0-0175290269ec",[2453],{"cta":2454,"_uid":2455,"items":2456,"heading":2571,"reverse":28,"component":740,"sectionSettings":2592},[],"1320905c-cdee-41a4-bbec-6d93ca2e4e3f",[2457,2518],{"_uid":2458,"title":2459,"component":670,"description":2460},"dfc0accd-ab64-464a-8597-b76754748f04","Was ist Ausgabenmanagement?",{"type":109,"content":2461},[2462,2466],{"type":112,"content":2463},[2464],{"text":2465,"type":118},"Geschäftsausgaben umfassen verschiedene Arten von Ausgaben:",{"type":250,"attrs":2467,"content":2469},{"order":2468},{"order":252},[2470,2481,2492],{"type":256,"content":2471},[2472],{"type":112,"content":2473},[2474,2478,2480],{"text":2475,"type":118,"marks":2476},"Strategische Ausgaben",[2477],{"type":267},{"text":2479,"type":118}," werden in der Regel zentralisiert und liegen in der Hand von Führungskräften. Sie werden über Rechnungen, Überweisungen und Bestellungen verwaltet.",{"type":2374},{"type":256,"content":2482},[2483],{"type":112,"content":2484},[2485,2489,2491],{"text":2486,"type":118,"marks":2487},"Operative Ausgaben",[2488],{"type":267},{"text":2490,"type":118}," werden ebenfalls zentralisiert, aber diese Ausgaben werden von Führungskräften und Beschäftigten im (beruflichen) Alltag getätigt. Dazu zählen u.a. Kartenzahlungen, monatliche Abos für Softwarelösungen, Ausgaben für Bürobedarf und Geschäftsreisen für Meetings oder Messen.",{"type":2374},{"type":256,"content":2493},[2494],{"type":112,"content":2495},[2496,2500,2502,2503,2504,2508,2510,2511,2512,2514,2515,2516],{"text":2497,"type":118,"marks":2498},"Spesen & kleinere Aufwendungen",[2499],{"type":267},{"text":2501,"type":118},": Im Gegensatz zu strategischen Ausgaben handelt es sich in dieser zweiten Kategorie um eine beträchtliche Menge an kleinen Einkäufen, die oft schwer nachzuvollziehen sind. Dazu gehören diverse Kartenzahlungen, Spesenabrechnungen und Reisekosten.",{"type":2374},{"type":2374},{"text":2505,"type":118,"marks":2506},"Ausgabenmanagement beschreibt den Prozess, mit dem Unternehmen ihre Geschäftsausgaben verwalten",[2507],{"type":267},{"text":2509,"type":118},". Es berücksichtigt den gesamten End-to-End-Prozess, d.h. das Einholen einer Genehmigung durch die Mitarbeitenden, die Bereitstellung eines Zahlungsmittels, das Einreichen und Bearbeiten von Rechnungen, das Einreichen und die Rückerstattung von Spesenabrechnungen, sowie den Abgleich von Quittungen und Rechnungen zur Zuweisung der richtigen Kostenstellen, Sachkonten und Mehrwertsteuersätze durch die Buchhaltung.",{"type":2374},{"type":2374},{"text":2513,"type":118},"Tools zur Ausgabenverwaltung werden notwendig, wenn die Zahl der Beschäftigten steigt und der Bedarf an klaren Prozessen, Übersicht und Kontrolle für die Finanzteams wächst.",{"type":2374},{"type":2374},{"text":2517,"type":118},"Die Beschäftigten brauchen flexible, benutzerfreundliche Lösungen, um Ausgaben zu tätigen. So verlieren sie keine wertvolle Zeit und können sich auf wichtigere Tätigkeiten konzentrieren.",{"_uid":2519,"title":2520,"component":670,"description":2521},"f20ef905-76e9-4b90-a0db-1e8c1c5ae03f","Wie funktioniert Spendesk?",{"type":109,"content":2522},[2523],{"type":112,"content":2524},[2525,2527,2528,2529,2533,2534,2536,2537,2538,2540,2541,2542,2546,2547,2549,2550,2551,2553,2554,2555,2557,2561,2563,2564,2565,2567,2568,2569],{"text":2526,"type":118},"Spendesk bietet modernen Unternehmen die passenden Zahlungsmethoden und eine leistungsstarke Plattform zur Verwaltung von Ausgaben. Dazu gehören Debitkarten als Ersatz für altmodische Firmenkreditkarten, virtuelle Karten für Online-Zahlungen und automatisierte Spesenabrechnungen.",{"type":2374},{"type":2374},{"text":2530,"type":118,"marks":2531},"Für Beschäftigte",[2532],{"type":267},{"type":2374},{"text":2535,"type":118},"Die Teammitglieder müssen Ausgaben nicht mehr aus eigener Tasche vorstrecken. Stattdessen fragen Sie einen Betrag für einen bestimmten Kauf an und können die Zahlung mit ihrer (physischen) Spendesk-Karte oder einer virtuellen Karte durchführen.",{"type":2374},{"type":2374},{"text":2539,"type":118},"Wenn die Beschäftigten aus irgendeinem Grund ihre Spendesk-Karte nicht verwenden können, machen sie über die mobile Spendesk-App ein Foto der Quittung und erstellen direkt unterwegs eine digitale Spesenabrechnung. Diese wird zur Validierung direkt an die Führungskraft, und dann weiter an das Finanzteam geschickt.",{"type":2374},{"type":2374},{"text":2543,"type":118,"marks":2544},"Für Finanzteams",[2545],{"type":267},{"type":2374},{"text":2548,"type":118},"Alle Beschäftigten haben ihr eigenes Spendesk-Profil und eine eigene Spesenkarte, die mit einem bestimmten Betrag aufgeladen wird. Im Gegensatz zur Firmenkreditkarte wissen Sie also immer, wer gerade wo Firmengelder ausgibt.",{"type":2374},{"type":2374},{"text":2552,"type":118},"Über die Plattform können Controller:innen Ausgabenlimits und Vorab-Freigaben für die Mitarbeitende festlegen. C-Level-Führungskräfte oder Manager:innen können dabei ein anderes Niveau an vorab genehmigten Ausgaben haben als die restlichen Beschäftigten. Wenn ein Teammitglied sein vorab freigegebenes Budget überschreiten möchte, kann über die mobile App oder die Plattform online eine Anfrage an die entsprechende Führungskraft gestellt werden.",{"type":2374},{"type":2374},{"text":2556,"type":118},"Wenn eine Ausgabe mit einer Spendesk-Karte getätigt wird, macht der/die Mitarbeitende beim Kauf einfach ",{"text":2558,"type":118,"marks":2559},"ein Foto von der Quittung",[2560],{"type":267},{"text":2562,"type":118},". So gehen keine Belege mehr verloren.",{"type":2374},{"type":2374},{"text":2566,"type":118},"Finanzteams können die Ausgaben des Unternehmens in Echtzeit einsehen und fehlende Quittungen oder Rechnungen nachverfolgen, indem sie über die Plattform Erinnerungen an die Beschäftigten senden.",{"type":2374},{"type":2374},{"text":2570,"type":118},"Auch die Überprüfung von Ausgaben ist einfacher, da Ausgaben gruppiert werden können. Das Finanzteam kann vor dem Export in die Buchhaltungssoftware außerdem direkt in Spendesk die richtigen Mehrwertsteuersätze und Sachkonten zuweisen. Spendesk macht das Ausgabenmanagement intuitiv einfach und effizient.",[2572],{"cta":2573,"_uid":2574,"title":2575,"eyebrow":2582,"subtitle":2585,"component":155,"textAlign":92,"sectionSettings":2591,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":92},[],"3a4e21f5-9dd8-421d-b801-700d2fd12756",{"type":109,"content":2576},[2577],{"type":155,"attrs":2578,"content":2579},{"level":728},[2580],{"text":2581,"type":118},"Nutzen Sie Spendesk",{"type":109,"content":2583},[2584],{"type":112},{"type":109,"content":2586},[2587],{"type":112,"content":2588},[2589],{"text":2590,"type":118},"Schließen Sie Ihre Buchhaltung 4x schneller ab, sammeln Sie über 95 % der Belege pünktlich und erhalten Sie 100 % Transparenz über die Unternehmensausgaben.",[],[],"Weitere Artikel","Inhaltsverzeichnis",[2596,2683,2809,2949,3092,3267,3439,3624,3770,3912,4076,4205,4346,4487,4631],{"name":4,"created_at":5,"published_at":6,"updated_at":7,"id":8,"uuid":9,"content":2597,"slug":742,"full_slug":743,"sort_by_date":25,"position":744,"tag_list":2677,"is_startpage":28,"parent_id":746,"meta_data":25,"group_id":747,"first_published_at":6,"release_id":25,"lang":32,"path":25,"alternates":2678,"default_full_slug":749,"translated_slugs":2679},{"_uid":11,"title":81,"topics":2598,"noIndex":28,"category":2599,"language":2608,"component":637,"heroMedia":2609,"publishedAt":652,"redirectUrl":92,"listingImage":2610,"metaDescription":660,"bottomArticleCta":2614,"componentsAfterTheArticle":2615},[],{"name":625,"created_at":626,"published_at":16,"updated_at":627,"id":628,"uuid":629,"content":2600,"slug":637,"full_slug":638,"sort_by_date":25,"position":53,"tag_list":2602,"is_startpage":28,"parent_id":640,"meta_data":25,"group_id":641,"first_published_at":642,"release_id":25,"lang":32,"path":25,"alternates":2603,"default_full_slug":644,"translated_slugs":2604,"_stopResolving":41},{"_uid":631,"icon":2601,"name":625,"component":636},{"id":633,"alt":634,"name":92,"focus":92,"title":92,"filename":635,"copyright":92,"fieldtype":97,"is_external_url":28},[],[],[2605,2606,2607],{"path":644,"name":25,"lang":37,"published":25},{"path":644,"name":25,"lang":32,"published":25},{"path":644,"name":25,"lang":40,"published":25},[32],[],[2611],{"_uid":655,"asset":2612,"caption":81,"component":232},{"id":657,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":658,"copyright":92,"fieldtype":97,"meta_data":2613,"is_external_url":28},{},[],[2616],{"cta":2617,"_uid":665,"items":2618,"heading":2659,"reverse":28,"component":740,"sectionSettings":2676},[],[2619,2629,2639,2649],{"_uid":668,"hide":28,"title":669,"component":670,"description":2620},{"type":109,"content":2621},[2622],{"type":112,"attrs":2623,"content":2624},{"textAlign":25},[2625],{"text":677,"type":118,"marks":2626},[2627],{"type":142,"attrs":2628},{"color":144},{"_uid":682,"hide":28,"title":683,"component":670,"description":2630},{"type":109,"content":2631},[2632],{"type":112,"attrs":2633,"content":2634},{"textAlign":25},[2635],{"text":690,"type":118,"marks":2636},[2637],{"type":142,"attrs":2638},{"color":144},{"_uid":695,"hide":28,"title":696,"component":670,"description":2640},{"type":109,"content":2641},[2642],{"type":112,"attrs":2643,"content":2644},{"textAlign":25},[2645],{"text":703,"type":118,"marks":2646},[2647],{"type":142,"attrs":2648},{"color":144},{"_uid":708,"hide":28,"title":709,"component":670,"description":2650},{"type":109,"content":2651},[2652],{"type":112,"attrs":2653,"content":2654},{"textAlign":25},[2655],{"text":716,"type":118,"marks":2656},[2657],{"type":142,"attrs":2658},{"color":144},[2660],{"cta":2661,"_uid":723,"title":2662,"eyebrow":2668,"subtitle":2671,"component":155,"textAlign":92,"eyebrowPill":28,"flexibleSection":2674,"sectionSettings":2675,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":92},[],{"type":109,"content":2663},[2664],{"type":155,"attrs":2665,"content":2666},{"level":728,"textAlign":25},[2667],{"text":731,"type":118},{"type":109,"content":2669},[2670],{"type":112},{"type":109,"content":2672},[2673],{"type":112},[],[],[],[],[],[2680,2681,2682],{"path":749,"name":25,"lang":37,"published":25},{"path":749,"name":25,"lang":32,"published":25},{"path":749,"name":25,"lang":40,"published":25},{"name":2684,"created_at":2685,"published_at":2686,"updated_at":2687,"id":2688,"uuid":2689,"content":2690,"slug":2798,"full_slug":2799,"sort_by_date":25,"position":2800,"tag_list":2801,"is_startpage":28,"parent_id":746,"meta_data":25,"group_id":2802,"first_published_at":2686,"release_id":25,"lang":32,"path":25,"alternates":2803,"default_full_slug":2804,"translated_slugs":2805},"Was Ausgabenmanagement-Software im deutschen Mittelstand wirklich leisten muss ","2026-06-05T10:50:50.842Z","2026-06-05T11:41:53.755Z","2026-06-05T11:41:53.782Z",184185040286095,"b0fea5fe-dacb-4c4d-aa18-399cde21ebbb",{"_uid":2691,"title":2684,"topics":2692,"noIndex":28,"category":2714,"language":2723,"component":637,"heroMedia":2724,"publishedAt":652,"redirectUrl":92,"listingImage":2725,"metaDescription":2733,"bottomArticleCta":2734,"componentsAfterTheArticle":2735},"ac6f9b03-6554-4693-8d88-937b7343a2b9",[2693],{"name":2694,"created_at":2695,"published_at":16,"updated_at":2696,"id":2697,"uuid":2698,"content":2699,"slug":2701,"full_slug":2702,"sort_by_date":25,"position":2703,"tag_list":2704,"is_startpage":28,"parent_id":2705,"meta_data":25,"group_id":2706,"first_published_at":2707,"release_id":25,"lang":32,"path":25,"alternates":2708,"default_full_slug":2709,"translated_slugs":2710,"_stopResolving":41},"Geschäftsausgaben","2022-10-24T16:11:35.894Z","2026-03-12T10:47:31.364Z",208763789,"2e74ff1e-c931-4b4b-be73-cfed9979a153",{"_uid":2700,"name":2694,"component":22,"hubspotId":92},"3f4c451e-8e90-42af-8ab4-49c7a12230b6","geschaeftsausgaben","de/blog/topic/geschaeftsausgaben",-550,[],176456153,"3faaf794-80d2-438d-b107-65619171cb1c","2022-11-02T15:24:38.392Z",[],"blog/topic/geschaeftsausgaben",[2711,2712,2713],{"path":2709,"name":25,"lang":37,"published":25},{"path":2709,"name":25,"lang":32,"published":25},{"path":2709,"name":25,"lang":40,"published":25},{"name":625,"created_at":626,"published_at":16,"updated_at":627,"id":628,"uuid":629,"content":2715,"slug":637,"full_slug":638,"sort_by_date":25,"position":53,"tag_list":2717,"is_startpage":28,"parent_id":640,"meta_data":25,"group_id":641,"first_published_at":642,"release_id":25,"lang":32,"path":25,"alternates":2718,"default_full_slug":644,"translated_slugs":2719,"_stopResolving":41},{"_uid":631,"icon":2716,"name":625,"component":636},{"id":633,"alt":634,"name":92,"focus":92,"title":92,"filename":635,"copyright":92,"fieldtype":97,"is_external_url":28},[],[],[2720,2721,2722],{"path":644,"name":25,"lang":37,"published":25},{"path":644,"name":25,"lang":32,"published":25},{"path":644,"name":25,"lang":40,"published":25},[32],[],[2726],{"_uid":2727,"asset":2728,"caption":2732,"component":232},"df9201f4-9604-40c0-aed9-b0cc65e1e8ec",{"id":2729,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":2730,"copyright":92,"fieldtype":97,"meta_data":2731,"is_external_url":28},140996900773661,"https://a.storyblok.com/f/146026/1536x1024/a68a8da405/best-month-end-close-software.png",{},"Bei der Wahl der richtigen Ausgabenmanagement-Software sollte man ganz genau hinsehen.","Welche Ausgabenmanagement Software passt zum deutschen Mittelstand? DATEV-Integration, GoBD, Business Case und Spendesk vs. Pleo im Vergleich.",[],[2736],{"cta":2737,"_uid":2738,"items":2739,"heading":2778,"reverse":28,"component":740,"sectionSettings":2797},[],"45aa079a-b800-47a7-829a-95f3337cbcab",[2740,2752,2765],{"_uid":2741,"hide":28,"title":2459,"component":670,"description":2742},"5be6d5fd-0cfe-4260-bf86-f986b8f60871",{"type":109,"content":2743},[2744],{"type":112,"attrs":2745,"content":2746},{"textAlign":25},[2747],{"text":2748,"type":118,"marks":2749},"Es umfasst die zentrale Steuerung aller Unternehmensausgaben – von Firmenkarten über Rechnungen und Beschaffung bis hin zur Buchhaltung. Im Unterschied zur reinen Spesenabrechnung deckt eine Ausgabenmanagement-Plattform den gesamten Ausgabenlebenszyklus ab. Bei Unternehmen mit mehr als 50 Mitarbeitern laufen typischerweise fünf bis sieben getrennte Ausgabenkanäle parallel. Eine zentrale Plattform fasst sie in einem Workflow zusammen.",[2750],{"type":142,"attrs":2751},{"color":144},{"_uid":2753,"hide":28,"title":2754,"component":670,"description":2755},"1cec846c-eeef-4b4c-af65-7f8a56e3bd9d","Welche Ausgabenmanagement-Software eignet sich für den deutschen Mittelstand?",{"type":109,"content":2756},[2757],{"type":112,"attrs":2758,"content":2759},{"textAlign":25},[2760],{"text":2761,"type":118,"marks":2762},"Entscheidend sind direkte DATEV-Integration, GoBD-konforme Belegarchivierung und SKR03/SKR04-Kompatibilität. Ab 50 Mitarbeitenden werden mehrstufige Genehmigungsworkflows und Multi-Entity-Fähigkeit zu zentralen Auswahlkriterien – Unternehmen mit mehreren Gesellschaften benötigen konsolidierte Ausgabenberichte über alle Mandanten hinweg.",[2763],{"type":142,"attrs":2764},{"color":144},{"_uid":2766,"hide":28,"title":2767,"component":670,"description":2768},"5f5ae1cf-fed9-4278-9e3d-adc3773079d0","Wie lange dauert die Einführung einer Ausgabenmanagement-Software?",{"type":109,"content":2769},[2770],{"type":112,"attrs":2771,"content":2772},{"textAlign":25},[2773],{"text":2774,"type":118,"marks":2775},"Bei modernen cloudbasierten Lösungen typischerweise vier bis acht Wochen, abhängig von Unternehmensgröße und Integrationstiefe. Genehmigungsworkflows und Ausgabenrichtlinien sollten vor dem Rollout konfiguriert sein – nicht danach.",[2776],{"type":142,"attrs":2777},{"color":144},[2779],{"cta":2780,"_uid":2781,"title":2782,"eyebrow":2789,"subtitle":2792,"component":155,"textAlign":92,"eyebrowPill":28,"flexibleSection":2795,"sectionSettings":2796,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":92},[],"072e23b3-7905-43f7-bfa7-5adade221631",{"type":109,"content":2783},[2784],{"type":155,"attrs":2785,"content":2786},{"level":728,"textAlign":25},[2787],{"text":2788,"type":118},"Häufige Fragen zu Ausgabenmanagement-Software",{"type":109,"content":2790},[2791],{"type":112},{"type":109,"content":2793},[2794],{"type":112},[],[],[],"ausgabenmanagement-software-deutscher-mittelstand","de/blog/ausgabenmanagement-software-deutscher-mittelstand",-1730,[],"bd104b43-f21d-4fa0-89b3-beee43ee882e",[],"blog/ausgabenmanagement-software-deutscher-mittelstand",[2806,2807,2808],{"path":2804,"name":25,"lang":37,"published":25},{"path":2804,"name":25,"lang":32,"published":25},{"path":2804,"name":25,"lang":40,"published":25},{"name":2810,"created_at":2811,"published_at":2812,"updated_at":2813,"id":2814,"uuid":2815,"content":2816,"slug":2937,"full_slug":2938,"sort_by_date":25,"position":2939,"tag_list":2940,"is_startpage":28,"parent_id":746,"meta_data":25,"group_id":2941,"first_published_at":2942,"release_id":25,"lang":32,"path":25,"alternates":2943,"default_full_slug":2944,"translated_slugs":2945},"Die richtige Kreditkarte für Unternehmen und wie Sie Ihr Kartenprogramm intern aufsetzen ","2026-06-05T09:16:13.498Z","2026-06-05T11:46:33.336Z","2026-06-05T11:46:33.360Z",184161785890679,"6dcbdee5-9f74-41dd-8669-6f9761d5dff7",{"_uid":2817,"title":2810,"topics":2818,"noIndex":28,"category":2840,"language":2849,"component":637,"heroMedia":2850,"publishedAt":652,"redirectUrl":92,"listingImage":2851,"metaDescription":2858,"bottomArticleCta":2859,"componentsAfterTheArticle":2860},"5a8db49b-27a8-4ff2-9a07-646f007ea9dd",[2819],{"name":2820,"created_at":2821,"published_at":16,"updated_at":2822,"id":2823,"uuid":2824,"content":2825,"slug":2828,"full_slug":2829,"sort_by_date":25,"position":2830,"tag_list":2831,"is_startpage":28,"parent_id":2705,"meta_data":25,"group_id":2832,"first_published_at":2833,"release_id":25,"lang":32,"path":25,"alternates":2834,"default_full_slug":2835,"translated_slugs":2836,"_stopResolving":41},"Firmenkreditkarte","2022-10-19T17:57:57.018Z","2026-03-12T10:47:23.664Z",206171430,"960fb4eb-b934-4613-ab97-e88b6a69f128",{"_uid":2826,"name":2827,"component":22},"dbcf681f-6b39-42cc-84bc-b6ef13703d5b","Firmenkreditkarten","firmenkreditkarte","de/blog/topic/firmenkreditkarte",-340,[],"fa0725d2-ef5d-4e5d-9932-4eecc7c1912e","2022-11-02T15:24:46.112Z",[],"blog/topic/firmenkreditkarte",[2837,2838,2839],{"path":2835,"name":25,"lang":37,"published":25},{"path":2835,"name":25,"lang":32,"published":41},{"path":2835,"name":25,"lang":40,"published":25},{"name":625,"created_at":626,"published_at":16,"updated_at":627,"id":628,"uuid":629,"content":2841,"slug":637,"full_slug":638,"sort_by_date":25,"position":53,"tag_list":2843,"is_startpage":28,"parent_id":640,"meta_data":25,"group_id":641,"first_published_at":642,"release_id":25,"lang":32,"path":25,"alternates":2844,"default_full_slug":644,"translated_slugs":2845,"_stopResolving":41},{"_uid":631,"icon":2842,"name":625,"component":636},{"id":633,"alt":634,"name":92,"focus":92,"title":92,"filename":635,"copyright":92,"fieldtype":97,"is_external_url":28},[],[],[2846,2847,2848],{"path":644,"name":25,"lang":37,"published":25},{"path":644,"name":25,"lang":32,"published":25},{"path":644,"name":25,"lang":40,"published":25},[32],[],[2852],{"_uid":2853,"asset":2854,"caption":92,"component":232},"b7298800-f656-4b95-8893-c71017efe7ad",{"id":2855,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":2856,"copyright":92,"fieldtype":97,"meta_data":2857,"is_external_url":28},84812515944677,"https://a.storyblok.com/f/146026/1020x680/d288bc5e1c/prepaid-employee-debit-cards.jpg",{},"Firmenkarten funktionieren nur mit richtigem Setup: Limits pro Rolle, Freigaben vor dem Kauf und DATEV-Test vor dem Rollout – dieser Leitfaden zeigt wie.",[],[2861],{"cta":2862,"_uid":2863,"items":2864,"heading":2917,"reverse":28,"component":740,"sectionSettings":2936},[],"dc37ac2a-33df-4945-91fd-ba7d945b304d",[2865,2878,2891,2904],{"_uid":2866,"hide":28,"title":2867,"component":670,"description":2868},"b235b3ca-b954-4926-9d59-f7caaf57ba6d","Wie eng sollten Limits zu Beginn gesetzt werden?",{"type":109,"content":2869},[2870],{"type":112,"attrs":2871,"content":2872},{"textAlign":25},[2873],{"text":2874,"type":118,"marks":2875},"Starten Sie eher zu eng und weiten Sie Limits auf Basis realer Daten aus dem Pilot aus. Ein Limit, das im Alltag ständig manuell überschrieben werden muss, erzeugt mehr Aufwand als ein von Anfang an richtig kalibriertes. Wenn in den ersten vier Wochen mehr als zehn Prozent der Transaktionen eine manuelle Freigabe außerhalb des definierten Rahmens erfordern, sind die Limits falsch gesetzt.",[2876],{"type":142,"attrs":2877},{"color":144},{"_uid":2879,"hide":28,"title":2880,"component":670,"description":2881},"93472044-306e-429b-a8ef-5a8470b4831a","Wie viele Freigabestufen braucht ein Kartenprogramm?",{"type":109,"content":2882},[2883],{"type":112,"attrs":2884,"content":2885},{"textAlign":25},[2886],{"text":2887,"type":118,"marks":2888},"In den meisten Teams reichen zwei Stufen: Genehmigung durch den direkten Vorgesetzten bis zu einem definierten Betrag, eine zweite durch den Kaufmännischen Leiter darüber. Mehr Stufen verlangsamen den Prozess ohne nennenswerten Kontrollgewinn. Entscheidend ist, dass die Freigabe im Kartensystem selbst stattfindet statt per separater E-Mail.",[2889],{"type":142,"attrs":2890},{"color":144},{"_uid":2892,"hide":28,"title":2893,"component":670,"description":2894},"26cc93fe-9d55-4289-bbbc-747636426580","Müssen alle Mitarbeitenden eine eigene Karte bekommen?",{"type":109,"content":2895},[2896],{"type":112,"attrs":2897,"content":2898},{"textAlign":25},[2899],{"text":2900,"type":118,"marks":2901},"Nein. Die Faustregel: Eine eigene Karte lohnt sich ab etwa drei bis vier geschäftlichen Transaktionen pro Monat. Wer seltener kauft, wickelt das besser über einen strukturierten Erstattungsprozess ab.",[2902],{"type":142,"attrs":2903},{"color":144},{"_uid":2905,"hide":28,"title":2906,"component":670,"description":2907},"a896b00e-7329-4b37-8a15-7bd854e36ea5","Was tun, wenn Mitarbeitende trotz Kartenpflicht auf private Karten ausweichen?",{"type":109,"content":2908},[2909],{"type":112,"attrs":2910,"content":2911},{"textAlign":25},[2912],{"text":2913,"type":118,"marks":2914},"Das ist fast immer ein Hinweis darauf, dass der Genehmigungsprozess zu langsam ist oder Limits zu eng gesetzt wurden. Wenn eine Ad-hoc-Ausgabe schneller über die private Karte läuft als über den Freigabe-Workflow, ist der Workflow das Problem, nicht die Disziplin der Mitarbeitenden.",[2915],{"type":142,"attrs":2916},{"color":144},[2918],{"cta":2919,"_uid":2920,"title":2921,"eyebrow":2928,"subtitle":2931,"component":155,"textAlign":92,"eyebrowPill":28,"flexibleSection":2934,"sectionSettings":2935,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":92},[],"a6b5329b-7f88-4ad4-ae71-3d35a92e3a6d",{"type":109,"content":2922},[2923],{"type":155,"attrs":2924,"content":2925},{"level":728,"textAlign":25},[2926],{"text":2927,"type":118},"Häufige Fragen zu internen Kartenprogrammen",{"type":109,"content":2929},[2930],{"type":112},{"type":109,"content":2932},[2933],{"type":112},[],[],[],"kreditkarte-unternehmen-kartenprogramm-intern-aufsetzen","de/blog/kreditkarte-unternehmen-kartenprogramm-intern-aufsetzen",-1720,[],"ea1373b9-30a1-4c38-8336-47661227027e","2026-06-05T09:45:58.797Z",[],"blog/kreditkarte-unternehmen-kartenprogramm-intern-aufsetzen",[2946,2947,2948],{"path":2944,"name":25,"lang":37,"published":25},{"path":2944,"name":25,"lang":32,"published":25},{"path":2944,"name":25,"lang":40,"published":25},{"name":2950,"created_at":2951,"published_at":2952,"updated_at":2953,"id":2954,"uuid":2955,"content":2956,"slug":3081,"full_slug":3082,"sort_by_date":25,"position":3083,"tag_list":3084,"is_startpage":28,"parent_id":746,"meta_data":25,"group_id":3085,"first_published_at":2952,"release_id":25,"lang":32,"path":25,"alternates":3086,"default_full_slug":3087,"translated_slugs":3088},"Verpflegungspauschale 2026: Inlands- und Auslandssätze automatisch korrekt abrechnen","2026-05-29T10:07:03.266Z","2026-05-29T10:20:58.981Z","2026-05-29T10:20:59.001Z",181697016934956,"77a04bc7-9a3a-436c-b92d-7b1aaed32a93",{"_uid":2957,"title":2950,"topics":2958,"noIndex":28,"category":2979,"language":2988,"component":637,"heroMedia":2989,"publishedAt":2990,"redirectUrl":92,"listingImage":2991,"metaDescription":2999,"bottomArticleCta":3000,"componentsAfterTheArticle":3001},"ddf1e657-63be-406c-ae2a-0a9dd58c57dd",[2959],{"name":2960,"created_at":2961,"published_at":16,"updated_at":2962,"id":2963,"uuid":2964,"content":2965,"slug":2967,"full_slug":2968,"sort_by_date":25,"position":2969,"tag_list":2970,"is_startpage":28,"parent_id":2705,"meta_data":25,"group_id":2971,"first_published_at":2972,"release_id":25,"lang":32,"path":25,"alternates":2973,"default_full_slug":2974,"translated_slugs":2975,"_stopResolving":41},"Spesen und Reisekosten","2022-10-19T17:57:58.476Z","2026-03-12T10:47:23.848Z",206171437,"5e7aefe9-cdac-4a49-b390-70babd2ef7bd",{"_uid":2966,"name":2960,"component":22},"959a1f0e-4729-4406-a877-32a6c59a5298","spesen-und-reisekosten","de/blog/topic/spesen-und-reisekosten",-410,[],"9fd52716-9922-492a-a42b-b42c503a0dac","2022-11-02T15:24:43.761Z",[],"blog/topic/spesen-und-reisekosten",[2976,2977,2978],{"path":2974,"name":25,"lang":37,"published":25},{"path":2974,"name":25,"lang":32,"published":25},{"path":2974,"name":25,"lang":40,"published":25},{"name":625,"created_at":626,"published_at":16,"updated_at":627,"id":628,"uuid":629,"content":2980,"slug":637,"full_slug":638,"sort_by_date":25,"position":53,"tag_list":2982,"is_startpage":28,"parent_id":640,"meta_data":25,"group_id":641,"first_published_at":642,"release_id":25,"lang":32,"path":25,"alternates":2983,"default_full_slug":644,"translated_slugs":2984,"_stopResolving":41},{"_uid":631,"icon":2981,"name":625,"component":636},{"id":633,"alt":634,"name":92,"focus":92,"title":92,"filename":635,"copyright":92,"fieldtype":97,"is_external_url":28},[],[],[2985,2986,2987],{"path":644,"name":25,"lang":37,"published":25},{"path":644,"name":25,"lang":32,"published":25},{"path":644,"name":25,"lang":40,"published":25},[32],[],"2026-05-29 00:00",[2992],{"_uid":2993,"type":92,"asset":2994,"caption":92,"overlay":2998,"component":232},"03010bcb-5446-4ff8-a868-2f21748a7343",{"id":2995,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":2996,"copyright":92,"fieldtype":97,"meta_data":2997,"is_external_url":28},136396862972941,"https://a.storyblok.com/f/146026/1536x1024/c9fe4e4e0a/plane-blue.png",{},[],"Verpflegungspauschale 2026: Inlands- & Auslandssätze, Kürzungsregeln und GoBD-konforme Archivierung – automatisiert statt manuell mit DATEV-Anbindung.",[],[3002],{"cta":3003,"_uid":3004,"items":3005,"heading":3058,"reverse":28,"component":740,"sectionSettings":3080},[],"01088437-f790-46da-995e-22e79a8fbb24",[3006,3019,3032,3045],{"_uid":3007,"hide":28,"title":3008,"component":670,"description":3009},"24c78e8e-8b67-4388-97bc-afb6cdc6e5a3","Was kostet eine Software für Reisekostenabrechnung?",{"type":109,"content":3010},[3011],{"type":112,"attrs":3012,"content":3013},{"textAlign":25},[3014],{"text":3015,"type":118,"marks":3016},"Cloud-basierte Lösungen starten bei ca. 5 bis 10 Euro pro Nutzer/Monat. Spendesk bietet ab dem ersten bezahlten Tarif unbegrenzte Nutzer und unbegrenzte virtuelle Firmenkarten – besonders planungssicher für wachsende Teams.",[3017],{"type":142,"attrs":3018},{"color":144},{"_uid":3020,"hide":28,"title":3021,"component":670,"description":3022},"ef2fb65e-6816-4708-ae35-85b33030732f","Wie integriere ich die Reisekostenabrechnung in DATEV?",{"type":109,"content":3023},[3024],{"type":112,"attrs":3025,"content":3026},{"textAlign":25},[3027],{"text":3028,"type":118,"marks":3029},"Über eine zertifizierte Schnittstelle zu DATEV Unternehmen Online werden Belege und Buchungssätze automatisch im SKR03- oder SKR04-Kontenrahmen übergeben. Die durchschnittliche Einrichtung dauert rund sechs Wochen.",[3030],{"type":142,"attrs":3031},{"color":144},{"_uid":3033,"hide":28,"title":3034,"component":670,"description":3035},"3d72bec9-d3aa-4134-94ed-1ceb9313c28a","Wie kürzt die Software die Verpflegungspauschale bei gestellten Mahlzeiten?",{"type":109,"content":3036},[3037],{"type":112,"attrs":3038,"content":3039},{"textAlign":25},[3040],{"text":3041,"type":118,"marks":3042},"Automatisch: 20 Prozent für Frühstück, je 40 Prozent für Mittag- und Abendessen – berechnet auf Basis des 28-Euro-Inlandssatzes bzw. des länderspezifischen BMF-Satzes im Ausland. Details finden Sie im Abschnitt „5 Schritte\" oben im Artikel.",[3043],{"type":142,"attrs":3044},{"color":144},{"_uid":3046,"hide":28,"title":3047,"component":670,"description":3048},"c7e21d2e-416b-4890-b150-c8bfb40212f1","Welche Reisekosten-Software passt am besten zu kleinen Teams?",{"type":109,"content":3049},[3050],{"type":112,"attrs":3051,"content":3052},{"textAlign":25},[3053],{"text":3054,"type":118,"marks":3055},"Für Teams unter 50 Mitarbeitenden eignen sich Cloud-Plattformen mit mobilem Belegscanner, DATEV-Anbindung, automatischer Pauschalberechnung und GoBD-konformer Archivierung – ab dem ersten Monat ohne manuellen Aufwand.",[3056],{"type":142,"attrs":3057},{"color":144},[3059],{"cta":3060,"_uid":3061,"title":3062,"eyebrow":3072,"subtitle":3075,"component":155,"textAlign":92,"eyebrowPill":28,"flexibleSection":3078,"sectionSettings":3079,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":92},[],"769a6d65-5977-4e36-9fe2-97f96bd6127a",{"type":109,"content":3063},[3064],{"type":155,"attrs":3065,"content":3066},{"level":728,"textAlign":25},[3067],{"text":3068,"type":118,"marks":3069},"Häufige Fragen zu Verpflegungspauschalen",[3070],{"type":142,"attrs":3071},{"color":2368},{"type":109,"content":3073},[3074],{"type":112},{"type":109,"content":3076},[3077],{"type":112},[],[],[],"verpflegungspauschale-2026-inlands-auslandssaetze","de/blog/verpflegungspauschale-2026-inlands-auslandssaetze",-1670,[],"9b873b8f-405c-4ea8-b4f8-dece3121f46d",[],"blog/verpflegungspauschale-2026-inlands-auslandssaetze",[3089,3090,3091],{"path":3087,"name":25,"lang":37,"published":25},{"path":3087,"name":25,"lang":32,"published":25},{"path":3087,"name":25,"lang":40,"published":25},{"name":3093,"created_at":3094,"published_at":3095,"updated_at":3096,"id":3097,"uuid":3098,"content":3099,"slug":3256,"full_slug":3257,"sort_by_date":25,"position":3258,"tag_list":3259,"is_startpage":28,"parent_id":746,"meta_data":25,"group_id":3260,"first_published_at":3095,"release_id":25,"lang":32,"path":25,"alternates":3261,"default_full_slug":3262,"translated_slugs":3263},"DATEV-Schnittstelle: CSV, XML oder Buchungsdatenservice – und worauf Finanzteams bei der Wahl achten ","2026-05-29T08:28:09.185Z","2026-05-29T09:01:03.973Z","2026-05-29T09:01:03.996Z",181672710944770,"46a87c95-1ba5-40cc-b1a5-54f5b3649a06",{"_uid":3100,"title":3093,"topics":3101,"noIndex":28,"category":3142,"language":3151,"component":637,"heroMedia":3152,"publishedAt":2990,"redirectUrl":92,"listingImage":3153,"metaDescription":3161,"bottomArticleCta":3162,"componentsAfterTheArticle":3163},"445b786d-b139-45e4-835c-b435933a5d8c",[3102,3122],{"name":3103,"created_at":3104,"published_at":16,"updated_at":3105,"id":3106,"uuid":3107,"content":3108,"slug":3110,"full_slug":3111,"sort_by_date":25,"position":3112,"tag_list":3113,"is_startpage":28,"parent_id":2705,"meta_data":25,"group_id":3114,"first_published_at":3115,"release_id":25,"lang":32,"path":25,"alternates":3116,"default_full_slug":3117,"translated_slugs":3118,"_stopResolving":41},"Tipps","2022-10-19T17:57:57.606Z","2026-03-12T10:47:23.745Z",206171433,"33f83858-dc0c-4495-a781-884744ad3e3f",{"_uid":3109,"name":3103,"component":22},"afa75830-c2b2-4780-b65d-7b4f2282620b","tipps","de/blog/topic/tipps",-370,[],"30fd2024-3540-4cd2-ae62-d59c7a324412","2022-11-02T15:24:45.103Z",[],"blog/topic/tipps",[3119,3120,3121],{"path":3117,"name":25,"lang":37,"published":25},{"path":3117,"name":25,"lang":32,"published":25},{"path":3117,"name":25,"lang":40,"published":25},{"name":3123,"created_at":3124,"published_at":16,"updated_at":3125,"id":3126,"uuid":3127,"content":3128,"slug":3130,"full_slug":3131,"sort_by_date":25,"position":3132,"tag_list":3133,"is_startpage":28,"parent_id":2705,"meta_data":25,"group_id":3134,"first_published_at":3135,"release_id":25,"lang":32,"path":25,"alternates":3136,"default_full_slug":3137,"translated_slugs":3138,"_stopResolving":41},"Tools","2022-10-19T17:57:58.685Z","2026-03-12T10:47:23.872Z",206171438,"fbe86d5e-5cb0-4e64-9536-28263e17685d",{"_uid":3129,"name":3123,"component":22},"ac03848c-15d8-462f-8baa-99c414845270","tools","de/blog/topic/tools",-420,[],"231ed295-2161-4888-815c-076c6d1eb7ec","2022-11-02T15:24:43.427Z",[],"blog/topic/tools",[3139,3140,3141],{"path":3137,"name":25,"lang":37,"published":25},{"path":3137,"name":25,"lang":32,"published":25},{"path":3137,"name":25,"lang":40,"published":25},{"name":625,"created_at":626,"published_at":16,"updated_at":627,"id":628,"uuid":629,"content":3143,"slug":637,"full_slug":638,"sort_by_date":25,"position":53,"tag_list":3145,"is_startpage":28,"parent_id":640,"meta_data":25,"group_id":641,"first_published_at":642,"release_id":25,"lang":32,"path":25,"alternates":3146,"default_full_slug":644,"translated_slugs":3147,"_stopResolving":41},{"_uid":631,"icon":3144,"name":625,"component":636},{"id":633,"alt":634,"name":92,"focus":92,"title":92,"filename":635,"copyright":92,"fieldtype":97,"is_external_url":28},[],[],[3148,3149,3150],{"path":644,"name":25,"lang":37,"published":25},{"path":644,"name":25,"lang":32,"published":25},{"path":644,"name":25,"lang":40,"published":25},[32],[],[3154],{"_uid":3155,"type":92,"asset":3156,"caption":92,"overlay":3160,"component":232},"d7fd0fe0-ee9b-4ee1-b00e-f3f24c0d8e98",{"id":3157,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":3158,"copyright":92,"fieldtype":97,"meta_data":3159,"is_external_url":28},174391255313814,"https://a.storyblok.com/f/146026/1376x768/331dc4dd36/sox-regulatory-compliance.png",{},[],"DATEV Kontoauszugsmanager in 5 Schritten einrichten: Stammdaten, Teilnahmeerklärung, camt.053 und Buchungsvorschläge – inkl. häufigen Fehlern und DATEV-Tipps.",[],[3164],{"cta":3165,"_uid":3166,"items":3167,"heading":3233,"reverse":28,"component":740,"sectionSettings":3255},[],"324daa3c-306d-4721-9b57-f24172bfd8d7",[3168,3181,3194,3207,3220],{"_uid":3169,"hide":28,"title":3170,"component":670,"description":3171},"28f364c3-21c7-45a4-9636-68cabba2f4f3","Was ist eine DATEV-Schnittstelle?",{"type":109,"content":3172},[3173],{"type":112,"attrs":3174,"content":3175},{"textAlign":25},[3176],{"text":3177,"type":118,"marks":3178},"Eine DATEV-Schnittstelle verbindet Ihre Ausgabenmanagement-Software mit DATEV Unternehmen Online oder Kanzlei-Rechnungswesen. Buchungsdaten und digitale Belege werden automatisch übertragen, statt dass Sie 50, 100 oder mehr CSV-Dateien pro Monat manuell exportieren und hochladen müssen.",[3179],{"type":142,"attrs":3180},{"color":144},{"_uid":3182,"hide":28,"title":3183,"component":670,"description":3184},"81ae982c-4f82-4db5-894d-89202595a3bf","Welche Daten überträgt eine DATEV-Schnittstelle?",{"type":109,"content":3185},[3186],{"type":112,"attrs":3187,"content":3188},{"textAlign":25},[3189],{"text":3190,"type":118,"marks":3191},"Typische Felder sind Rechnungsnummer, Betrag, MwSt-Satz (19 oder 7 Prozent), Sachkonto nach SKR03 oder SKR04, Kostenstelle, Buchungstext und das digitale Belegbild. Leistungsfähige Schnittstellen übertragen zusätzlich Zahlungsstatus und Lieferantenstammdaten.",[3192],{"type":142,"attrs":3193},{"color":144},{"_uid":3195,"hide":28,"title":3196,"component":670,"description":3197},"5d41cb4a-ab1e-440b-b84b-c9f97d5ead19","Was kostet eine DATEV-Schnittstelle?",{"type":109,"content":3198},[3199],{"type":112,"attrs":3200,"content":3201},{"textAlign":25},[3202],{"text":3203,"type":118,"marks":3204},"Die Kosten variieren je nach Anbieter und Funktionsumfang. Einfache CSV-Exporte sind oft im Basispaket enthalten, während der vollautomatische Buchungsdatenservice ein höheres Paket erfordern kann. Bei einigen Anbietern – darunter Spendesk – ist die DATEV-Integration in allen kostenpflichtigen Paketen enthalten. Für genaue Preisinformationen empfiehlt sich ein direktes Gespräch mit dem Anbieter.",[3205],{"type":142,"attrs":3206},{"color":144},{"_uid":3208,"hide":28,"title":3209,"component":670,"description":3210},"45c765e5-5b67-4342-a21d-8517c55d5d5d","Muss mein Steuerberater etwas einrichten?",{"type":109,"content":3211},[3212],{"type":112,"attrs":3213,"content":3214},{"textAlign":25},[3215],{"text":3216,"type":118,"marks":3217},"Ja, in der Regel aktiviert die Kanzlei den Zugang zu DATEV Unternehmen Online und erteilt die notwendigen Berechtigungen. Die Verbindung zwischen Ausgabenmanagement und DATEV wird dann über die Software-Einstellungen hergestellt – die Einrichtung dauert bei den meisten Anbietern 15 bis 30 Minuten.",[3218],{"type":142,"attrs":3219},{"color":144},{"_uid":3221,"hide":28,"title":3222,"component":670,"description":3223},"84a11ec5-9aa7-4173-8803-6a8dee8e0306","Ist der DATEV-Export GoBD-konform?",{"type":109,"content":3224},[3225],{"type":112,"attrs":3226,"content":3227},{"textAlign":25},[3228],{"text":3229,"type":118,"marks":3230},"Wenn Belege revisionssicher archiviert, mit dem Buchungssatz verknüpft und innerhalb der Zehn-Tage-Frist erfasst werden, erfüllt der Export die GoBD-Anforderungen. Achten Sie darauf, dass Ihr Anbieter die Verfahrensdokumentation unterstützt und eine lückenlose Aufbewahrung über zehn Jahre gewährleistet.",[3231],{"type":142,"attrs":3232},{"color":144},[3234],{"cta":3235,"_uid":3236,"title":3237,"eyebrow":3247,"subtitle":3250,"component":155,"textAlign":92,"eyebrowPill":28,"flexibleSection":3253,"sectionSettings":3254,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":92},[],"134f7e85-e860-42d4-ac37-c51f5200dace",{"type":109,"content":3238},[3239],{"type":155,"attrs":3240,"content":3241},{"level":728,"textAlign":25},[3242],{"text":3243,"type":118,"marks":3244},"Häufig gestellte Fragen zur DATEV-Schnittstelle",[3245],{"type":142,"attrs":3246},{"color":2368},{"type":109,"content":3248},[3249],{"type":112},{"type":109,"content":3251},[3252],{"type":112},[],[],[],"datev-schnittstelle-csv-xml-buchungsdatenservice","de/blog/datev-schnittstelle-csv-xml-buchungsdatenservice",-1660,[],"68ae09bf-956c-4709-8f84-f6876a85b579",[],"blog/datev-schnittstelle-csv-xml-buchungsdatenservice",[3264,3265,3266],{"path":3262,"name":25,"lang":37,"published":25},{"path":3262,"name":25,"lang":32,"published":25},{"path":3262,"name":25,"lang":40,"published":25},{"name":3268,"created_at":3269,"published_at":3270,"updated_at":3271,"id":3272,"uuid":3273,"content":3274,"slug":3428,"full_slug":3429,"sort_by_date":25,"position":3430,"tag_list":3431,"is_startpage":28,"parent_id":746,"meta_data":25,"group_id":3432,"first_published_at":3270,"release_id":25,"lang":32,"path":25,"alternates":3433,"default_full_slug":3434,"translated_slugs":3435},"Business Central: Was das ERP kann – und wo ein Ausgabenmanagement-Tool die Lücke schließt ","2026-05-28T07:32:59.364Z","2026-05-28T07:50:57.413Z","2026-05-28T07:50:57.433Z",181305259511909,"8b7b038a-42af-4c1f-8af1-0d35176bd08a",{"_uid":3275,"title":3276,"topics":3277,"noIndex":28,"category":3296,"language":3305,"component":637,"heroMedia":3306,"publishedAt":3307,"redirectUrl":92,"listingImage":3308,"metaDescription":3316,"bottomArticleCta":3317,"componentsAfterTheArticle":3318},"00500c6b-9f37-459c-825f-a2594b3dc7f8","Business Central: Was das ERP kann – und wo ein Ausgabenmanagement-Tool die Lücke schließt",[3278],{"name":3279,"created_at":3280,"published_at":16,"updated_at":3281,"id":3282,"uuid":3283,"content":3284,"slug":3285,"full_slug":3286,"sort_by_date":25,"position":2703,"tag_list":3287,"is_startpage":28,"parent_id":2705,"meta_data":25,"group_id":3288,"first_published_at":3289,"release_id":25,"lang":32,"path":25,"alternates":3290,"default_full_slug":3291,"translated_slugs":3292,"_stopResolving":41},"Finance tools & tech","2022-10-23T14:54:45.602Z","2026-03-12T10:47:24.227Z",208013309,"1ea23fbc-cf76-421e-a8c6-73b89787bb95",{"_uid":2700,"name":3279,"component":22,"hubspotId":92},"finance-tools-tech","de/blog/topic/finance-tools-tech",[],"fb813b9f-0756-465f-92a3-1598217d5c5c","2022-11-02T15:24:38.734Z",[],"blog/topic/finance-tools-tech",[3293,3294,3295],{"path":3291,"name":25,"lang":37,"published":25},{"path":3291,"name":25,"lang":32,"published":25},{"path":3291,"name":25,"lang":40,"published":25},{"name":625,"created_at":626,"published_at":16,"updated_at":627,"id":628,"uuid":629,"content":3297,"slug":637,"full_slug":638,"sort_by_date":25,"position":53,"tag_list":3299,"is_startpage":28,"parent_id":640,"meta_data":25,"group_id":641,"first_published_at":642,"release_id":25,"lang":32,"path":25,"alternates":3300,"default_full_slug":644,"translated_slugs":3301,"_stopResolving":41},{"_uid":631,"icon":3298,"name":625,"component":636},{"id":633,"alt":634,"name":92,"focus":92,"title":92,"filename":635,"copyright":92,"fieldtype":97,"is_external_url":28},[],[],[3302,3303,3304],{"path":644,"name":25,"lang":37,"published":25},{"path":644,"name":25,"lang":32,"published":25},{"path":644,"name":25,"lang":40,"published":25},[32],[],"2026-05-28 00:00",[3309],{"_uid":3310,"type":92,"asset":3311,"caption":92,"overlay":3315,"component":232},"71f01df3-cce9-45f1-a150-97d2d8d488c6",{"id":3312,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":3313,"copyright":92,"fieldtype":97,"meta_data":3314,"is_external_url":28},79507913448228,"https://a.storyblok.com/f/146026/1020x680/1f886532f9/blog_visual_bill_seuil-de-rentabilite.png",{},[],"Business Central erfasst Ausgaben, kontrolliert sie aber nicht vorab. So schließen Sie die Lücke, automatisieren den DATEV-Export und beschleunigen den Monatsabschluss.",[],[3319],{"cta":3320,"_uid":3321,"items":3322,"heading":3408,"reverse":28,"component":740,"sectionSettings":3427},[],"b9d1f93e-7d2a-4b21-b78c-1c17529fd571",[3323,3336,3349,3382,3395],{"_uid":3324,"hide":28,"title":3325,"component":670,"description":3326},"31750282-d97b-49cc-90ec-117c9aed94b3","Lässt sich Dynamics 365 Business Central mit externen Ausgabenmanagement-Tools verbinden?",{"type":109,"content":3327},[3328],{"type":112,"attrs":3329,"content":3330},{"textAlign":25},[3331],{"text":3332,"type":118,"marks":3333},"Ja, über direkte Integrationen oder eine API-Schnittstelle. Die Verbindung überträgt nicht nur Buchungssätze, sondern auch Belegbilder – so entfällt die getrennte Belegablage.",[3334],{"type":142,"attrs":3335},{"color":144},{"_uid":3337,"hide":28,"title":3338,"component":670,"description":3339},"e133d649-6f60-4a23-844e-53498d994557","Wie funktioniert der automatische DATEV-Export aus Business Central?",{"type":109,"content":3340},[3341],{"type":112,"attrs":3342,"content":3343},{"textAlign":25},[3344],{"text":3345,"type":118,"marks":3346},"Zwei Wege sind gängig: direkt über den Buchungsdatenservice oder über ein Ausgabenmanagement-Tool, das Business Central und DATEV Unternehmen Online gleichzeitig bedient und Belege automatisch anhängt. Der zweite Weg ist für die Zusammenarbeit mit dem Steuerberater deutlich effizienter.",[3347],{"type":142,"attrs":3348},{"color":144},{"_uid":3350,"hide":28,"title":3351,"component":670,"description":3352},"5a998586-25dc-4045-9732-f028986f1af7","Welche ERP-Alternativen zu Business Central gibt es für deutsche KMU?",{"type":109,"content":3353},[3354],{"type":112,"attrs":3355,"content":3356},{"textAlign":25},[3357,3362,3369,3377],{"text":3358,"type":118,"marks":3359},"SAP Business One, Sage und Odoo sind verbreitete Alternativen. Die Wahl hängt von der Integrationsfähigkeit und der DATEV-Anbindung ab. Einen breiteren Überblick bietet unser Leitfaden zu",[3360],{"type":142,"attrs":3361},{"color":144},{"text":484,"type":118,"marks":3363},[3364,3367],{"type":178,"attrs":3365},{"href":3366,"uuid":25,"anchor":25,"target":25,"linktype":100},"https://www.spendesk.com/de/blog/erp-software/",{"type":142,"attrs":3368},{"color":144},{"text":3370,"type":118,"marks":3371},"ERP-Software",[3372,3374,3376],{"type":178,"attrs":3373},{"href":3366,"uuid":25,"anchor":25,"target":25,"linktype":100},{"type":142,"attrs":3375},{"color":183},{"type":185},{"text":3378,"type":118,"marks":3379},".",[3380],{"type":142,"attrs":3381},{"color":144},{"_uid":3383,"hide":28,"title":3384,"component":670,"description":3385},"424b8c26-88e7-4246-b27e-0a20d8ce953a","Erfüllt Business Central die GoBD-Anforderungen an digitale Belege?",{"type":109,"content":3386},[3387],{"type":112,"attrs":3388,"content":3389},{"textAlign":25},[3390],{"text":3391,"type":118,"marks":3392},"Business Central deckt die Buchführung GoBD-konform ab. Die revisionssichere Belegarchivierung am Punkt der Erfassung erfordert in der Regel ein vorgelagertes Tool, das Belege unveränderbar und mit Zeitstempel speichert.",[3393],{"type":142,"attrs":3394},{"color":144},{"_uid":3396,"hide":28,"title":3397,"component":670,"description":3398},"d46466c8-71df-45f8-ae1a-c2723cd1fc82","Kann Business Central elektronische Rechnungen im XRechnung- oder ZUGFeRD-Format verarbeiten?",{"type":109,"content":3399},[3400],{"type":112,"attrs":3401,"content":3402},{"textAlign":25},[3403],{"text":3404,"type":118,"marks":3405},"Business Central unterstützt den E-Rechnungsempfang. Entscheidend ist, dass die vorgelagerte Ausgabenmanagement-Ebene beide Formate empfangen und ab 2027 auch versenden kann.",[3406],{"type":142,"attrs":3407},{"color":144},[3409],{"cta":3410,"_uid":3411,"title":3412,"eyebrow":3419,"subtitle":3422,"component":155,"textAlign":92,"eyebrowPill":28,"flexibleSection":3425,"sectionSettings":3426,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":92},[],"a040e873-d270-4fe7-87ae-fc6c05a62fd5",{"type":109,"content":3413},[3414],{"type":155,"attrs":3415,"content":3416},{"level":728,"textAlign":25},[3417],{"text":3418,"type":118},"Häufige Fragen zu Business Central",{"type":109,"content":3420},[3421],{"type":112},{"type":109,"content":3423},[3424],{"type":112},[],[],[],"business-central-erp-ausgabenmanagement-tool","de/blog/business-central-erp-ausgabenmanagement-tool",-1650,[],"cf29f53e-33ea-4527-94d5-07eb1c6d831e",[],"blog/business-central-erp-ausgabenmanagement-tool",[3436,3437,3438],{"path":3434,"name":25,"lang":37,"published":25},{"path":3434,"name":25,"lang":32,"published":25},{"path":3434,"name":25,"lang":40,"published":25},{"name":3440,"created_at":3441,"published_at":3442,"updated_at":3443,"id":3444,"uuid":3445,"content":3446,"slug":3612,"full_slug":3613,"sort_by_date":25,"position":3614,"tag_list":3615,"is_startpage":28,"parent_id":746,"meta_data":25,"group_id":3616,"first_published_at":3617,"release_id":25,"lang":32,"path":25,"alternates":3618,"default_full_slug":3619,"translated_slugs":3620},"Was KI in der Buchhaltung heute wirklich leistet – und wie KMU ohne IT-Abteilung einsteigen","2026-05-27T10:27:24.451Z","2026-05-28T06:18:13.762Z","2026-05-28T06:18:13.793Z",180994230107947,"b41c46e1-3bbd-4fbf-a775-73d49c2e7505",{"_uid":3447,"title":3440,"topics":3448,"noIndex":28,"category":3471,"language":3480,"component":637,"heroMedia":3481,"publishedAt":3482,"redirectUrl":92,"listingImage":3483,"metaDescription":3491,"bottomArticleCta":3492,"componentsAfterTheArticle":3493},"77dac79f-3dbc-4767-aa68-90cd29940690",[3449],{"name":3450,"created_at":3451,"published_at":16,"updated_at":3452,"id":3453,"uuid":3454,"content":3455,"slug":3459,"full_slug":3460,"sort_by_date":25,"position":3461,"tag_list":3462,"is_startpage":28,"parent_id":2705,"meta_data":25,"group_id":3463,"first_published_at":3464,"release_id":25,"lang":32,"path":25,"alternates":3465,"default_full_slug":3466,"translated_slugs":3467,"_stopResolving":41},"KI & Automatisierung","2025-10-30T10:16:25.586Z","2026-03-12T10:48:07.964Z",107027601800384,"dc5fd2be-ebd4-4eb1-93c4-f79ba25dad3b",{"_uid":3456,"icon":3457,"name":3450,"component":22},"a98c3fba-2d85-46ff-9209-e9fe4477b88e",{"id":25,"alt":25,"name":92,"focus":25,"title":25,"source":25,"filename":92,"copyright":25,"fieldtype":97,"meta_data":3458},{},"ki-automatisierung","de/blog/topic/ki-automatisierung",-580,[],"d527e4b6-2234-47af-b12b-cb758cf2f9eb","2025-10-30T10:16:59.284Z",[],"blog/topic/ki-automatisierung",[3468,3469,3470],{"path":3466,"name":25,"lang":37,"published":25},{"path":3466,"name":25,"lang":32,"published":25},{"path":3466,"name":25,"lang":40,"published":25},{"name":625,"created_at":626,"published_at":16,"updated_at":627,"id":628,"uuid":629,"content":3472,"slug":637,"full_slug":638,"sort_by_date":25,"position":53,"tag_list":3474,"is_startpage":28,"parent_id":640,"meta_data":25,"group_id":641,"first_published_at":642,"release_id":25,"lang":32,"path":25,"alternates":3475,"default_full_slug":644,"translated_slugs":3476,"_stopResolving":41},{"_uid":631,"icon":3473,"name":625,"component":636},{"id":633,"alt":634,"name":92,"focus":92,"title":92,"filename":635,"copyright":92,"fieldtype":97,"is_external_url":28},[],[],[3477,3478,3479],{"path":644,"name":25,"lang":37,"published":25},{"path":644,"name":25,"lang":32,"published":25},{"path":644,"name":25,"lang":40,"published":25},[32],[],"2026-05-27 00:00",[3484],{"_uid":3485,"type":92,"asset":3486,"caption":92,"overlay":3490,"component":232},"608668a7-4734-4e88-96a2-82b5aad48dc2",{"id":3487,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":3488,"copyright":92,"fieldtype":97,"meta_data":3489,"is_external_url":28},141697608154344,"https://a.storyblok.com/f/146026/1020x680/b529998bc8/best-ai-tools-finance.jpg",{},[],"Monatsabschluss in zwei Tagen, 200 Rechnungen ohne manuelle Eingabe: So nutzen KMU KI in der Buchhaltung – praxisnah, GoBD-konform und ohne IT-Projekt.",[],[3494],{"cta":3495,"_uid":3496,"items":3497,"heading":3589,"reverse":28,"component":740,"sectionSettings":3611},[],"dde84bb0-f359-475d-b362-abaa5b571426",[3498,3511,3524,3537,3550,3563,3576],{"_uid":3499,"hide":28,"title":3500,"component":670,"description":3501},"4936ed15-61fa-4c04-b243-61a5fd25e3b0","Was ist AP Automation und warum ist es für KMU relevant?",{"type":109,"content":3502},[3503],{"type":112,"attrs":3504,"content":3505},{"textAlign":25},[3506],{"text":3507,"type":118,"marks":3508},"AP Automation bezeichnet die Automatisierung der Kreditorenbuchhaltung vom Rechnungseingang über die Freigabe bis zur Zahlung. Das ist für KMU relevant, weil Eingangsrechnungen den größten Anteil manueller Buchungsarbeit verursachen und die fehlerhafte Erfassung gegen die GoBD verstoßen kann.",[3509],{"type":142,"attrs":3510},{"color":144},{"_uid":3512,"hide":28,"title":3513,"component":670,"description":3514},"11ec212c-ebec-4c31-b4b6-1589fbd8fc22","Brauche ich eine IT-Abteilung, um KI in der Buchhaltung einzuführen?",{"type":109,"content":3515},[3516],{"type":112,"attrs":3517,"content":3518},{"textAlign":25},[3519],{"text":3520,"type":118,"marks":3521},"Nein. Moderne SaaS-Lösungen laufen im Browser und verbinden sich direkt mit DATEV Unternehmen Online. Die Einrichtung dauert in der Regel wenige Wochen.",[3522],{"type":142,"attrs":3523},{"color":144},{"_uid":3525,"hide":28,"title":3526,"component":670,"description":3527},"609ad09a-28e5-4c4f-9434-c15611c15f0f","  Was brauche ich intern für die Einführung?",{"type":109,"content":3528},[3529],{"type":112,"attrs":3530,"content":3531},{"textAlign":25},[3532],{"text":3533,"type":118,"marks":3534},"Eine Person aus dem Finanzteam für die Projektverantwortung sowie den Zugang Ihres Steuerberaters für die DATEV-Konfiguration. Weder IT-Personal noch eigene Server sind erforderlich.",[3535],{"type":142,"attrs":3536},{"color":144},{"_uid":3538,"hide":28,"title":3539,"component":670,"description":3540},"558a47b5-c53d-437d-b073-e9748bc851f2","Wie binde ich KI-Buchhaltung an DATEV an?",{"type":109,"content":3541},[3542],{"type":112,"attrs":3543,"content":3544},{"textAlign":25},[3545],{"text":3546,"type":118,"marks":3547},"Achten Sie auf Lösungen mit direkter DATEV-Unternehmen-Online-Schnittstelle und automatischer Kontierung. Tools, die nur CSV exportieren, erzeugen manuellen Nachbearbeitungsaufwand.",[3548],{"type":142,"attrs":3549},{"color":144},{"_uid":3551,"hide":28,"title":3552,"component":670,"description":3553},"1c80c632-6f82-4878-96c4-51916c54ff8f","Was muss ich bei DSGVO und KI-Buchhaltung beachten?",{"type":109,"content":3554},[3555],{"type":112,"attrs":3556,"content":3557},{"textAlign":25},[3558],{"text":3559,"type":118,"marks":3560},"Stellen Sie sicher, dass der Anbieter Daten in der EU hostet und einen AVV anbietet. Fragen Sie schriftlich nach, ob Ihre Daten zum Training des KI-Modells genutzt werden.",[3561],{"type":142,"attrs":3562},{"color":144},{"_uid":3564,"hide":28,"title":3565,"component":670,"description":3566},"769980e2-11aa-4f94-8c6e-f8eae045b73a","Was passiert mit meinen historischen Belegen beim Systemwechsel?",{"type":109,"content":3567},[3568],{"type":112,"attrs":3569,"content":3570},{"textAlign":25},[3571],{"text":3572,"type":118,"marks":3573},"Seriöse Anbieter unterstützen die Migration historischer Daten oder stellen eine Exportfunktion bereit, damit Sie die zehnjährige Aufbewahrungspflicht auch nach einem Wechsel lückenlos erfüllen. Klären Sie das vor Vertragsabschluss.",[3574],{"type":142,"attrs":3575},{"color":144},{"_uid":3577,"hide":28,"title":3578,"component":670,"description":3579},"93e84f01-d8c4-45e4-9ef4-ee7fe7ab149c","Wie verändert KI den Monatsabschluss?",{"type":109,"content":3580},[3581],{"type":112,"attrs":3582,"content":3583},{"textAlign":25},[3584],{"text":3585,"type":118,"marks":3586},"Belege sind bereits zugeordnet und Zahlungen abgeglichen, bevor der Abschluss beginnt. Der Monatsabschluss wird zum Prüfschritt statt zur Nacharbeit.",[3587],{"type":142,"attrs":3588},{"color":144},[3590],{"cta":3591,"_uid":3592,"title":3593,"eyebrow":3603,"subtitle":3606,"component":155,"textAlign":92,"eyebrowPill":28,"flexibleSection":3609,"sectionSettings":3610,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":92},[],"66ebcd14-ad71-4095-88c9-050667cac115",{"type":109,"content":3594},[3595],{"type":112,"attrs":3596,"content":3597},{"textAlign":25},[3598],{"text":3599,"type":118,"marks":3600},"Häufig gestellte Fragen zu KI in der Buchhaltung für KMU",[3601],{"type":142,"attrs":3602},{"color":144},{"type":109,"content":3604},[3605],{"type":112},{"type":109,"content":3607},[3608],{"type":112},[],[],[],"ki-buchhaltung-kmu","de/blog/ki-buchhaltung-kmu",-1640,[],"ad725ede-93fa-4904-b721-b8b0b768cdce","2026-05-28T06:08:06.996Z",[],"blog/ki-buchhaltung-kmu",[3621,3622,3623],{"path":3619,"name":25,"lang":37,"published":25},{"path":3619,"name":25,"lang":32,"published":25},{"path":3619,"name":25,"lang":40,"published":25},{"name":3625,"created_at":3626,"published_at":3627,"updated_at":3628,"id":3629,"uuid":3630,"content":3631,"slug":3758,"full_slug":3759,"sort_by_date":25,"position":3760,"tag_list":3761,"is_startpage":28,"parent_id":746,"meta_data":25,"group_id":3762,"first_published_at":3763,"release_id":25,"lang":32,"path":25,"alternates":3764,"default_full_slug":3765,"translated_slugs":3766},"GoBD-konforme Archivierung und Verfahrensdokumentation: So geht's richtig ","2026-05-20T08:12:06.921Z","2026-05-28T06:45:08.676Z","2026-05-28T06:45:08.698Z",178483719908782,"ffdb67ae-1dcb-4a17-8a28-dd9d4390c98c",{"_uid":3632,"title":3633,"topics":3634,"noIndex":28,"category":3655,"language":3664,"component":637,"heroMedia":3665,"publishedAt":3666,"redirectUrl":92,"listingImage":3667,"metaDescription":3675,"bottomArticleCta":3676,"componentsAfterTheArticle":3677},"7e1ab98e-b38d-4019-8d1e-078bd11fc37e","GoBD-konforme Archivierung und Verfahrensdokumentation: So geht's richtig",[3635],{"name":3636,"created_at":3637,"published_at":16,"updated_at":3638,"id":3639,"uuid":3640,"content":3641,"slug":3643,"full_slug":3644,"sort_by_date":25,"position":3645,"tag_list":3646,"is_startpage":28,"parent_id":2705,"meta_data":25,"group_id":3647,"first_published_at":3648,"release_id":25,"lang":32,"path":25,"alternates":3649,"default_full_slug":3650,"translated_slugs":3651,"_stopResolving":41},"Rechnungsverwaltung","2022-10-19T17:57:57.215Z","2026-03-12T10:47:23.690Z",206171431,"be1b855b-c791-4574-9787-eb9772904887",{"_uid":3642,"name":3636,"component":22},"b0df22cd-75d4-4f73-a52c-871ced49a4d3","rechnungsverwaltung","de/blog/topic/rechnungsverwaltung",-350,[],"3a5d510d-faf0-479d-a850-510efd01fc17","2022-11-02T15:24:45.775Z",[],"blog/topic/rechnungsverwaltung",[3652,3653,3654],{"path":3650,"name":25,"lang":37,"published":25},{"path":3650,"name":25,"lang":32,"published":25},{"path":3650,"name":25,"lang":40,"published":25},{"name":625,"created_at":626,"published_at":16,"updated_at":627,"id":628,"uuid":629,"content":3656,"slug":637,"full_slug":638,"sort_by_date":25,"position":53,"tag_list":3658,"is_startpage":28,"parent_id":640,"meta_data":25,"group_id":641,"first_published_at":642,"release_id":25,"lang":32,"path":25,"alternates":3659,"default_full_slug":644,"translated_slugs":3660,"_stopResolving":41},{"_uid":631,"icon":3657,"name":625,"component":636},{"id":633,"alt":634,"name":92,"focus":92,"title":92,"filename":635,"copyright":92,"fieldtype":97,"is_external_url":28},[],[],[3661,3662,3663],{"path":644,"name":25,"lang":37,"published":25},{"path":644,"name":25,"lang":32,"published":25},{"path":644,"name":25,"lang":40,"published":25},[32],[],"2026-05-20 00:00",[3668],{"_uid":3669,"type":92,"asset":3670,"caption":92,"overlay":3674,"component":232},"5a601674-37bd-42e3-bdf6-b45a612fade3",{"id":3671,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":3672,"copyright":92,"fieldtype":97,"meta_data":3673,"is_external_url":28},168580497833836,"https://a.storyblok.com/f/146026/1376x768/6efb2f6452/erp-implementation.png",{},[],"GoBD-konforme Archivierung für KMU: Was Verfahrensdokumentation enthalten muss, welche Fristen gelten und wie Sie die Betriebsprüfung sicher bestehen.",[],[3678],{"cta":3679,"_uid":3680,"items":3681,"heading":3734,"reverse":28,"component":740,"sectionSettings":3757},[],"aff69c11-218c-4c13-a61d-249d902100a8",[3682,3695,3708,3721],{"_uid":3683,"hide":28,"title":3684,"component":670,"description":3685},"6ec8466e-35c5-4318-bf10-5284196be385","Reicht ein PDF auf dem Firmenlaufwerk für eine GoBD-konforme Archivierung aus?",{"type":109,"content":3686},[3687],{"type":112,"attrs":3688,"content":3689},{"textAlign":25},[3690],{"text":3691,"type":118,"marks":3692},"Nein. Dabei fehlen Unveränderbarkeit, Zugriffsprotokollierung und manipulationssichere Speicherung. Die GoBD verlangen ein System, das unerkannte Änderungen technisch ausschließt und Belege über zehn Jahre nachweislich unveränderbar vorhält.",[3693],{"type":142,"attrs":3694},{"color":144},{"_uid":3696,"hide":28,"title":3697,"component":670,"description":3698},"1704efa2-c464-42b3-a545-607de8d416dc","Wie oft muss die Verfahrensdokumentation aktualisiert werden?",{"type":109,"content":3699},[3700],{"type":112,"attrs":3701,"content":3702},{"textAlign":25},[3703],{"text":3704,"type":118,"marks":3705},"Es gibt keinen festen Turnus, aber die Pflicht greift nach jeder Prozessänderung: neue Software, geänderte Freigabe-Workflows und neue Belegarten. Empfehlenswert ist mindestens eine Gesamtüberprüfung pro Jahr. Veraltete Dokumentation behandelt das Finanzamt wie fehlende.",[3706],{"type":142,"attrs":3707},{"color":144},{"_uid":3709,"hide":28,"title":3710,"component":670,"description":3711},"c3809074-3578-4da2-bdf2-5f46f22b0aac","Wie lange müssen Firmenkarten-Belege aufbewahrt werden?",{"type":109,"content":3712},[3713],{"type":112,"attrs":3714,"content":3715},{"textAlign":25},[3716],{"text":3717,"type":118,"marks":3718},"Zehn Jahre. Die Frist beginnt am Ende des Kalenderjahres, in dem der Beleg erstellt wurde. Revisionssichere Archivierung über den gesamten Zeitraum ist Pflicht.",[3719],{"type":142,"attrs":3720},{"color":144},{"_uid":3722,"hide":28,"title":3723,"component":670,"description":3724},"ce0f3eb9-9f5b-4e5a-99bc-49c6eb95b840","Müssen E-Rechnungen (XRechnung, ZUGFeRD) gesondert archiviert werden?",{"type":109,"content":3725},[3726],{"type":112,"attrs":3727,"content":3728},{"textAlign":25},[3729],{"text":3730,"type":118,"marks":3731},"Ja. Das elektronische Originalformat muss über die gesamte zehnjährige Aufbewahrungsfrist archiviert bleiben. Wer eine XRechnung in ein PDF umwandelt und nur das PDF speichert, verstößt gegen die GoBD.",[3732],{"type":142,"attrs":3733},{"color":144},[3735],{"cta":3736,"_uid":3737,"title":3738,"eyebrow":3749,"subtitle":3752,"component":155,"textAlign":92,"eyebrowPill":28,"flexibleSection":3755,"sectionSettings":3756,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":92},[],"d52e52e0-c1d3-4a8b-86a3-30c694924aa9",{"type":109,"content":3739},[3740],{"type":112,"attrs":3741,"content":3742},{"textAlign":25},[3743],{"text":3744,"type":118,"marks":3745},"Häufig gestellte Fragen zu GoBD-konformer Belegarchivierung",[3746,3748],{"type":142,"attrs":3747},{"color":144},{"type":267},{"type":109,"content":3750},[3751],{"type":112},{"type":109,"content":3753},[3754],{"type":112},[],[],[],"gobd-konforme-archivierung-verfahrensdokumentation","de/blog/gobd-konforme-archivierung-verfahrensdokumentation",-1630,[],"acdcd27d-aace-4772-bd04-2bfa0b901a1f","2026-05-20T09:40:19.776Z",[],"blog/gobd-konforme-archivierung-verfahrensdokumentation",[3767,3768,3769],{"path":3765,"name":25,"lang":37,"published":25},{"path":3765,"name":25,"lang":32,"published":25},{"path":3765,"name":25,"lang":40,"published":25},{"name":3771,"created_at":3772,"published_at":3773,"updated_at":3774,"id":3775,"uuid":3776,"content":3777,"slug":3900,"full_slug":3901,"sort_by_date":25,"position":3902,"tag_list":3903,"is_startpage":28,"parent_id":746,"meta_data":25,"group_id":3904,"first_published_at":3905,"release_id":25,"lang":32,"path":25,"alternates":3906,"default_full_slug":3907,"translated_slugs":3908},"In fünf Schritten den DATEV Kontoauszugsmanager einrichten","2026-05-15T15:01:51.085Z","2026-05-28T06:45:56.455Z","2026-05-28T06:45:56.484Z",176814944648673,"4f21ae8d-e90d-4e78-8311-7888163ebb63",{"_uid":3778,"title":3771,"topics":3779,"noIndex":28,"category":3788,"language":3797,"component":637,"heroMedia":3798,"publishedAt":3799,"redirectUrl":92,"listingImage":3800,"metaDescription":3808,"bottomArticleCta":3809,"componentsAfterTheArticle":3810},"84d9bc98-c341-4257-ae01-4630891f38b9",[3780],{"name":2694,"created_at":2695,"published_at":16,"updated_at":2696,"id":2697,"uuid":2698,"content":3781,"slug":2701,"full_slug":2702,"sort_by_date":25,"position":2703,"tag_list":3782,"is_startpage":28,"parent_id":2705,"meta_data":25,"group_id":2706,"first_published_at":2707,"release_id":25,"lang":32,"path":25,"alternates":3783,"default_full_slug":2709,"translated_slugs":3784,"_stopResolving":41},{"_uid":2700,"name":2694,"component":22,"hubspotId":92},[],[],[3785,3786,3787],{"path":2709,"name":25,"lang":37,"published":25},{"path":2709,"name":25,"lang":32,"published":25},{"path":2709,"name":25,"lang":40,"published":25},{"name":625,"created_at":626,"published_at":16,"updated_at":627,"id":628,"uuid":629,"content":3789,"slug":637,"full_slug":638,"sort_by_date":25,"position":53,"tag_list":3791,"is_startpage":28,"parent_id":640,"meta_data":25,"group_id":641,"first_published_at":642,"release_id":25,"lang":32,"path":25,"alternates":3792,"default_full_slug":644,"translated_slugs":3793,"_stopResolving":41},{"_uid":631,"icon":3790,"name":625,"component":636},{"id":633,"alt":634,"name":92,"focus":92,"title":92,"filename":635,"copyright":92,"fieldtype":97,"is_external_url":28},[],[],[3794,3795,3796],{"path":644,"name":25,"lang":37,"published":25},{"path":644,"name":25,"lang":32,"published":25},{"path":644,"name":25,"lang":40,"published":25},[32],[],"2026-05-15 00:00",[3801],{"_uid":3802,"type":92,"asset":3803,"caption":92,"overlay":3807,"component":232},"911f89ac-142e-4745-8101-0a598aaf6ce7",{"id":3804,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":3805,"copyright":92,"fieldtype":97,"meta_data":3806,"is_external_url":28},141766179248077,"https://a.storyblok.com/f/146026/1020x680/5f809458b1/cfo-financial-performance.jpg",{},[],"Schluss mit manuellem CSV-Import: So richten KMU den DATEV Kontoauszugsmanager ein und automatisieren den Abruf elektronischer Kontoauszüge Schritt für Schritt.",[],[3811],{"cta":3812,"_uid":3813,"items":3814,"heading":3880,"reverse":28,"component":740,"sectionSettings":3899},[],"58eea1cf-b7f8-404f-9010-0f04ab6c65bd",[3815,3828,3841,3854,3867],{"_uid":3816,"hide":28,"title":3817,"component":670,"description":3818},"4bdc618d-ccdf-408b-b91c-7567d3af2fe7","Was kostet der DATEV Kontoauszugsmanager?",{"type":109,"content":3819},[3820],{"type":112,"attrs":3821,"content":3822},{"textAlign":25},[3823],{"text":3824,"type":118,"marks":3825},"DATEV berechnet 1,30 Euro pro Bankverbindung pro Monat. Bei drei Bankverbindungen liegen die reinen DATEV-Kosten bei 3,90 Euro pro Monat. Bankseitige Gebühren variieren je nach Institut.",[3826],{"type":142,"attrs":3827},{"color":144},{"_uid":3829,"hide":28,"title":3830,"component":670,"description":3831},"9c451eb9-5a29-4606-a0e8-1800ef5be654","Wie funktioniert der DATEV Kontoauszugsmanager?",{"type":109,"content":3832},[3833],{"type":112,"attrs":3834,"content":3835},{"textAlign":25},[3836],{"text":3837,"type":118,"marks":3838},"Das RZ-Bankinfo-Verfahren ruft elektronische Kontoauszüge automatisch aus dem Bankrechenzentrum ab und erstellt Buchungsvorschläge mit einem Ampelsystem (Grün, Gelb, Rot). Nach einigen Wochen mit aktiven Buchungsregeln erreichen viele Finanzteams eine automatische Zuordnungsquote von über 50 Prozent.",[3839],{"type":142,"attrs":3840},{"color":144},{"_uid":3842,"hide":28,"title":3843,"component":670,"description":3844},"cd2e2a22-8093-4379-8037-81964018ae70","Wie exportiere ich Buchungen automatisch nach DATEV?",{"type":109,"content":3845},[3846],{"type":112,"attrs":3847,"content":3848},{"textAlign":25},[3849],{"text":3850,"type":118,"marks":3851},"Bankumsätze laufen über den KAM. Belege, Rechnungen und Kreditkartenabrechnungen übertragen Sie über die DATEV-Unternehmen-Online-Schnittstelle, entweder manuell per ASCII-Export oder automatisiert über eine Ausgabenmanagement-Plattform mit nativer DATEV-Integration wie Spendesk.",[3852],{"type":142,"attrs":3853},{"color":144},{"_uid":3855,"hide":28,"title":3856,"component":670,"description":3857},"659d9079-687d-4997-b722-fb70f9acef91","Wie lange dauert die Einrichtung des Kontoauszugsmanagers?",{"type":109,"content":3858},[3859],{"type":112,"attrs":3860,"content":3861},{"textAlign":25},[3862],{"text":3863,"type":118,"marks":3864},"Die technische Einrichtung in DATEV dauert 15 bis 30 Minuten pro Bankverbindung. Die Bearbeitungszeit der Teilnahmeerklärung bei der Bank beträgt zwei bis sechs Wochen. Von der Konfiguration bis zum ersten automatischen Abruf vergehen typischerweise vier bis acht Wochen.",[3865],{"type":142,"attrs":3866},{"color":144},{"_uid":3868,"hide":28,"title":3869,"component":670,"description":3870},"e24dd046-d9d9-42e8-a6d1-7a6fdfb7cbe7","Wie funktioniert der DATEV CSV-Export?",{"type":109,"content":3871},[3872],{"type":112,"attrs":3873,"content":3874},{"textAlign":25},[3875],{"text":3876,"type":118,"marks":3877},"Der Standardweg nutzt das ASCII-Format über den DATEV Buchungsdatenservice. Die Buchhaltungssoftware exportiert Buchungssätze in diesem Format; der Import erfolgt über die DATEV-Importfunktion, wobei Kontenrahmen und Wirtschaftsjahr exakt übereinstimmen müssen.",[3878],{"type":142,"attrs":3879},{"color":144},[3881],{"cta":3882,"_uid":3883,"title":3884,"eyebrow":3891,"subtitle":3894,"component":155,"textAlign":92,"eyebrowPill":28,"flexibleSection":3897,"sectionSettings":3898,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":92},[],"d55baad5-a6c2-4c14-9a6d-3f5c00d756a9",{"type":109,"content":3885},[3886],{"type":155,"attrs":3887,"content":3888},{"level":728,"textAlign":25},[3889],{"text":3890,"type":118},"Häufige Fragen zum DATEV Kontoauszugsmanager",{"type":109,"content":3892},[3893],{"type":112},{"type":109,"content":3895},[3896],{"type":112},[],[],[],"datev-kontoauszugsmanager-einrichten","de/blog/datev-kontoauszugsmanager-einrichten",-1620,[],"c3269a41-5bd3-46e4-b9bf-ebdf8d012900","2026-05-15T15:25:22.151Z",[],"blog/datev-kontoauszugsmanager-einrichten",[3909,3910,3911],{"path":3907,"name":25,"lang":37,"published":25},{"path":3907,"name":25,"lang":32,"published":25},{"path":3907,"name":25,"lang":40,"published":25},{"name":3913,"created_at":3914,"published_at":3915,"updated_at":3916,"id":3917,"uuid":3918,"content":3919,"slug":4064,"full_slug":4065,"sort_by_date":25,"position":4066,"tag_list":4067,"is_startpage":28,"parent_id":746,"meta_data":25,"group_id":4068,"first_published_at":4069,"release_id":25,"lang":32,"path":25,"alternates":4070,"default_full_slug":4071,"translated_slugs":4072},"So bereiten Sie Ihr Unternehmen auf die elektronische Rechnungspflicht vor","2026-05-15T12:23:04.528Z","2026-05-15T15:49:41.688Z","2026-05-15T15:49:41.714Z",176775923864065,"990ca5ba-0851-4809-ad67-fa9fae652af6",{"_uid":3920,"title":3913,"topics":3921,"noIndex":28,"category":3930,"language":3939,"component":637,"heroMedia":3940,"publishedAt":3799,"redirectUrl":92,"listingImage":3941,"metaDescription":3949,"bottomArticleCta":3950,"componentsAfterTheArticle":3951},"334bdcd9-3c99-4577-8d04-8e287622fda4",[3922],{"name":3636,"created_at":3637,"published_at":16,"updated_at":3638,"id":3639,"uuid":3640,"content":3923,"slug":3643,"full_slug":3644,"sort_by_date":25,"position":3645,"tag_list":3924,"is_startpage":28,"parent_id":2705,"meta_data":25,"group_id":3647,"first_published_at":3648,"release_id":25,"lang":32,"path":25,"alternates":3925,"default_full_slug":3650,"translated_slugs":3926,"_stopResolving":41},{"_uid":3642,"name":3636,"component":22},[],[],[3927,3928,3929],{"path":3650,"name":25,"lang":37,"published":25},{"path":3650,"name":25,"lang":32,"published":25},{"path":3650,"name":25,"lang":40,"published":25},{"name":625,"created_at":626,"published_at":16,"updated_at":627,"id":628,"uuid":629,"content":3931,"slug":637,"full_slug":638,"sort_by_date":25,"position":53,"tag_list":3933,"is_startpage":28,"parent_id":640,"meta_data":25,"group_id":641,"first_published_at":642,"release_id":25,"lang":32,"path":25,"alternates":3934,"default_full_slug":644,"translated_slugs":3935,"_stopResolving":41},{"_uid":631,"icon":3932,"name":625,"component":636},{"id":633,"alt":634,"name":92,"focus":92,"title":92,"filename":635,"copyright":92,"fieldtype":97,"is_external_url":28},[],[],[3936,3937,3938],{"path":644,"name":25,"lang":37,"published":25},{"path":644,"name":25,"lang":32,"published":25},{"path":644,"name":25,"lang":40,"published":25},[32],[],[3942],{"_uid":3943,"type":92,"asset":3944,"caption":92,"overlay":3948,"component":232},"2709d045-64c0-425f-a313-d255b3c41296",{"id":3945,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":3946,"copyright":92,"fieldtype":97,"meta_data":3947,"is_external_url":28},20106050,"https://a.storyblok.com/f/146026/3060x2040/7db6709aea/zugferd.jpg",{},[],"E-Rechnungspflicht 2026: Fristen, Formate (XRechnung, ZUGFeRD) und 5 Schritte zur Vorbereitung. Jetzt GoBD-konform aufstellen und Vorsteuerabzug sichern.",[],[3952],{"cta":3953,"_uid":3954,"items":3955,"heading":4041,"reverse":28,"component":740,"sectionSettings":4063},[],"977e68b5-4708-4208-9041-597ae161c564",[3956,3969,3982,3995,4028],{"_uid":3957,"hide":28,"title":3958,"component":670,"description":3959},"27bbf069-8a3e-4f0d-8fe8-deaf680f94a4","Gilt eine PDF-Rechnung per E-Mail als E-Rechnung?",{"type":109,"content":3960},[3961],{"type":112,"attrs":3962,"content":3963},{"textAlign":25},[3964],{"text":3965,"type":118,"marks":3966},"Nein. Seit dem 1. Januar 2025 gilt ein einfaches PDF als „sonstige Rechnung\". Für B2B-Transaktionen ist XRechnung oder ZUGFeRD 2.0 erforderlich.",[3967],{"type":142,"attrs":3968},{"color":144},{"_uid":3970,"hide":28,"title":3971,"component":670,"description":3972},"a9f5be08-ed99-4ed5-ab50-00259595d877","Müssen Kleinunternehmer E-Rechnungen ausstellen?",{"type":109,"content":3973},[3974],{"type":112,"attrs":3975,"content":3976},{"textAlign":25},[3977],{"text":3978,"type":118,"marks":3979},"Kleinunternehmer nach Paragraph 19 UStG sind bis zum 1. Januar 2028 von der Sendepflicht befreit, müssen aber seit dem 1. Januar 2025 E-Rechnungen empfangen können.",[3980],{"type":142,"attrs":3981},{"color":144},{"_uid":3983,"hide":28,"title":3984,"component":670,"description":3985},"edc8da5f-4060-4f1d-80ad-9b05f16ec2ca","Was ist der Unterschied zwischen XRechnung und ZUGFeRD?",{"type":109,"content":3986},[3987],{"type":112,"attrs":3988,"content":3989},{"textAlign":25},[3990],{"text":3991,"type":118,"marks":3992},"XRechnung ist reines XML ohne visuelle Darstellung. ZUGFeRD 2.0 kombiniert ein lesbares PDF mit eingebettetem XML. Beide Formate sind EN-16931-konform und als E-Rechnung anerkannt.",[3993],{"type":142,"attrs":3994},{"color":144},{"_uid":3996,"hide":28,"title":3997,"component":670,"description":3998},"5b12ad0b-20b1-4d5f-a6e9-cc7b2454b02c","Was passiert bei Fehlern in der E-Rechnung?",{"type":109,"content":3999},[4000],{"type":112,"attrs":4001,"content":4002},{"textAlign":25},[4003,4008,4015,4023],{"text":4004,"type":118,"marks":4005},"Das Finanzamt kann den Vorsteuerabzug beanstanden, wenn",[4006],{"type":142,"attrs":4007},{"color":144},{"text":484,"type":118,"marks":4009},[4010,4013],{"type":178,"attrs":4011},{"href":4012,"uuid":25,"anchor":25,"target":25,"linktype":100},"https://www.spendesk.com/de/blog/rechnung-anforderungen/",{"type":142,"attrs":4014},{"color":144},{"text":4016,"type":118,"marks":4017},"Pflichtangaben",[4018,4020,4022],{"type":178,"attrs":4019},{"href":4012,"uuid":25,"anchor":25,"target":25,"linktype":100},{"type":142,"attrs":4021},{"color":183},{"type":185},{"text":4024,"type":118,"marks":4025}," fehlen oder fehlerhaft sind. Automatisierte Validierungsprüfungen beim Empfang helfen, solche Fehler frühzeitig zu erkennen.",[4026],{"type":142,"attrs":4027},{"color":144},{"_uid":4029,"hide":28,"title":4030,"component":670,"description":4031},"d85b39fa-ff50-4918-8ecf-c94f479fd02b","Brauchen Unternehmen eine Leitweg-ID für B2B-E-Rechnungen?",{"type":109,"content":4032},[4033],{"type":112,"attrs":4034,"content":4035},{"textAlign":25},[4036],{"text":4037,"type":118,"marks":4038},"Nein. Die Leitweg-ID ist ausschließlich für den Rechnungsverkehr mit öffentlichen Auftraggebern (B2G) erforderlich.",[4039],{"type":142,"attrs":4040},{"color":144},[4042],{"cta":4043,"_uid":4044,"title":4045,"eyebrow":4055,"subtitle":4058,"component":155,"textAlign":92,"eyebrowPill":28,"flexibleSection":4061,"sectionSettings":4062,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":92},[],"b59c3e13-da0c-4cc5-84d6-b3fb1c4b2902",{"type":109,"content":4046},[4047],{"type":155,"attrs":4048,"content":4049},{"level":728,"textAlign":25},[4050],{"text":4051,"type":118,"marks":4052},"Häufig gestellte Fragen zur E-Rechnungspflicht",[4053],{"type":142,"attrs":4054},{"color":144},{"type":109,"content":4056},[4057],{"type":112},{"type":109,"content":4059},[4060],{"type":112},[],[],[],"elektronische-rechnungspflicht","de/blog/elektronische-rechnungspflicht",-1610,[],"d77c2d60-6e4a-42d7-b8ca-ce5dbdb7e4c3","2026-05-15T12:52:22.452Z",[],"blog/elektronische-rechnungspflicht",[4073,4074,4075],{"path":4071,"name":25,"lang":37,"published":25},{"path":4071,"name":25,"lang":32,"published":25},{"path":4071,"name":25,"lang":40,"published":25},{"name":4077,"created_at":4078,"published_at":4079,"updated_at":4080,"id":4081,"uuid":4082,"content":4083,"slug":4193,"full_slug":4194,"sort_by_date":25,"position":4195,"tag_list":4196,"is_startpage":28,"parent_id":746,"meta_data":25,"group_id":4197,"first_published_at":4198,"release_id":25,"lang":32,"path":25,"alternates":4199,"default_full_slug":4200,"translated_slugs":4201},"Rechnungen digitalisieren: So automatisieren Sie Ihre Rechnungsverarbeitung in sechs Schritten","2026-05-02T11:01:16.810Z","2026-05-09T14:13:36.670Z","2026-05-09T14:13:36.697Z",172155194659045,"3ea994c7-864c-42e2-8090-19ac66828349",{"_uid":4084,"title":4077,"topics":4085,"noIndex":28,"category":4094,"language":4103,"component":637,"heroMedia":4104,"publishedAt":4105,"redirectUrl":92,"listingImage":4106,"metaDescription":4114,"bottomArticleCta":4115,"componentsAfterTheArticle":4116},"e437ccba-38f4-4e39-ac4f-33006a712866",[4086],{"name":3636,"created_at":3637,"published_at":16,"updated_at":3638,"id":3639,"uuid":3640,"content":4087,"slug":3643,"full_slug":3644,"sort_by_date":25,"position":3645,"tag_list":4088,"is_startpage":28,"parent_id":2705,"meta_data":25,"group_id":3647,"first_published_at":3648,"release_id":25,"lang":32,"path":25,"alternates":4089,"default_full_slug":3650,"translated_slugs":4090,"_stopResolving":41},{"_uid":3642,"name":3636,"component":22},[],[],[4091,4092,4093],{"path":3650,"name":25,"lang":37,"published":25},{"path":3650,"name":25,"lang":32,"published":25},{"path":3650,"name":25,"lang":40,"published":25},{"name":625,"created_at":626,"published_at":16,"updated_at":627,"id":628,"uuid":629,"content":4095,"slug":637,"full_slug":638,"sort_by_date":25,"position":53,"tag_list":4097,"is_startpage":28,"parent_id":640,"meta_data":25,"group_id":641,"first_published_at":642,"release_id":25,"lang":32,"path":25,"alternates":4098,"default_full_slug":644,"translated_slugs":4099,"_stopResolving":41},{"_uid":631,"icon":4096,"name":625,"component":636},{"id":633,"alt":634,"name":92,"focus":92,"title":92,"filename":635,"copyright":92,"fieldtype":97,"is_external_url":28},[],[],[4100,4101,4102],{"path":644,"name":25,"lang":37,"published":25},{"path":644,"name":25,"lang":32,"published":25},{"path":644,"name":25,"lang":40,"published":25},[32],[],"2026-05-04 00:00",[4107],{"_uid":4108,"type":92,"asset":4109,"caption":92,"overlay":4113,"component":232},"08429171-51ff-47a7-bf2d-40532cf8c14a",{"id":4110,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":4111,"copyright":92,"fieldtype":97,"meta_data":4112,"is_external_url":28},121557191703188,"https://a.storyblok.com/f/146026/3060x2040/6f61dcc06f/fp-a_de.png",{},[],"68 Prozent der deutschen Unternehmen verarbeiten Rechnungen noch manuell. Erfahren Sie, wie Sie Ihren Rechnungseingang digitalisieren, GoBD-konform archivieren und mit DATEV verbinden — in sechs Schritten.",[],[4117],{"cta":4118,"_uid":4119,"items":4120,"heading":4173,"reverse":28,"component":740,"sectionSettings":4192},[],"f1b2373f-833b-4d12-b4fa-801294c123e7",[4121,4134,4147,4160],{"_uid":4122,"hide":28,"title":4123,"component":670,"description":4124},"1ce049b6-1e04-44be-87e5-4a2cb664c5e7","Was ist der Unterschied zwischen Rechnungsverarbeitung und Rechnungsfreigabe?",{"type":109,"content":4125},[4126],{"type":112,"attrs":4127,"content":4128},{"textAlign":25},[4129],{"text":4130,"type":118,"marks":4131},"Die Rechnungsverarbeitung umfasst den gesamten Prozess von Eingang bis Archivierung. Die Rechnungsfreigabe ist ein einzelner Schritt darin: Sie stellt sicher, dass nur autorisierte Rechnungen bezahlt werden, und setzt das Vier-Augen-Prinzip systematisch um.",[4132],{"type":142,"attrs":4133},{"color":2368},{"_uid":4135,"hide":28,"title":4136,"component":670,"description":4137},"9e926fdd-a80b-471a-9cc1-86a0fa79fbd6","Welche Formate sind für die E-Rechnungspflicht relevant?",{"type":109,"content":4138},[4139],{"type":112,"attrs":4140,"content":4141},{"textAlign":25},[4142],{"text":4143,"type":118,"marks":4144},"XRechnung (reines XML) und ZUGFeRD (hybrides PDF mit eingebettetem XML nach EN 16931). Seit Januar 2025 müssen Unternehmen beide Formate empfangen können, ab Januar 2027 auch selbst versenden.",[4145],{"type":142,"attrs":4146},{"color":2368},{"_uid":4148,"hide":28,"title":4149,"component":670,"description":4150},"aa34280a-0855-4104-95da-d6915b8a0563","Was kostet eine Rechnung bei manueller Bearbeitung? ",{"type":109,"content":4151},[4152],{"type":112,"attrs":4153,"content":4154},{"textAlign":25},[4155],{"text":4156,"type":118,"marks":4157},"Durchschnittlich 15 Euro pro Rechnung und zehn bis 15 Minuten Bearbeitungszeit. Mit Automatisierung sinken die Kosten auf drei bis fünf Euro und die Zeit auf zwei bis drei Minuten.",[4158],{"type":142,"attrs":4159},{"color":2368},{"_uid":4161,"hide":28,"title":4162,"component":670,"description":4163},"d99e8f5f-4413-4d1c-a4d7-fff5a62cbd14","Brauche ich eine Verfahrensdokumentation?",{"type":109,"content":4164},[4165],{"type":112,"attrs":4166,"content":4167},{"textAlign":25},[4168],{"text":4169,"type":118,"marks":4170},"a. Die GoBD schreiben vor, dass Sie schriftlich dokumentieren, wie Rechnungen erfasst, geprüft, freigegeben und archiviert werden. Das Finanzamt kann diese Dokumentation bei einer Betriebsprüfung anfordern - fehlt sie, drohen steuerliche Nachteile.",[4171],{"type":142,"attrs":4172},{"color":2368},[4174],{"cta":4175,"_uid":4176,"title":4177,"eyebrow":4184,"subtitle":4187,"component":155,"textAlign":92,"flexibleSection":4190,"sectionSettings":4191,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":92},[],"14296df9-25bf-4da9-910f-704b2a92a2cd",{"type":109,"content":4178},[4179],{"type":155,"attrs":4180,"content":4181},{"level":728,"textAlign":25},[4182],{"text":4183,"type":118},"Häufige Fragen zur Rechnungsdigitalisierung",{"type":109,"content":4185},[4186],{"type":112},{"type":109,"content":4188},[4189],{"type":112},[],[],[],"rechnungen-digitalisieren-rechnungsverarbeitung-automatisieren","de/blog/rechnungen-digitalisieren-rechnungsverarbeitung-automatisieren",-1520,[],"08438e94-d15d-4b45-aa10-2525b0709672","2026-05-02T11:16:36.750Z",[],"blog/rechnungen-digitalisieren-rechnungsverarbeitung-automatisieren",[4202,4203,4204],{"path":4200,"name":25,"lang":37,"published":25},{"path":4200,"name":25,"lang":32,"published":25},{"path":4200,"name":25,"lang":40,"published":25},{"name":4206,"created_at":4207,"published_at":4208,"updated_at":4209,"id":4210,"uuid":4211,"content":4212,"slug":4334,"full_slug":4335,"sort_by_date":25,"position":4336,"tag_list":4337,"is_startpage":28,"parent_id":746,"meta_data":25,"group_id":4338,"first_published_at":4339,"release_id":25,"lang":32,"path":25,"alternates":4340,"default_full_slug":4341,"translated_slugs":4342},"Alle Fahrzeuge im Griff: In sieben Schritten zur passenden Software für Ihren Fuhrpark","2026-04-30T15:31:33.059Z","2026-05-02T11:18:11.495Z","2026-05-02T11:18:11.523Z",171513827623215,"e1a751a4-9a00-4283-9df0-f982cf3eeb18",{"_uid":4213,"title":4206,"topics":4214,"noIndex":28,"category":4235,"language":4244,"component":637,"heroMedia":4245,"publishedAt":4246,"redirectUrl":92,"listingImage":4247,"metaDescription":4255,"bottomArticleCta":4256,"componentsAfterTheArticle":4257},"17d6929d-4b72-40d2-af81-474490ed3cc0",[4215],{"name":4216,"created_at":4217,"published_at":16,"updated_at":4218,"id":4219,"uuid":4220,"content":4221,"slug":4223,"full_slug":4224,"sort_by_date":25,"position":4225,"tag_list":4226,"is_startpage":28,"parent_id":2705,"meta_data":25,"group_id":4227,"first_published_at":4228,"release_id":25,"lang":32,"path":25,"alternates":4229,"default_full_slug":4230,"translated_slugs":4231,"_stopResolving":41},"Dienstreisen","2022-10-19T17:58:00.289Z","2026-03-12T10:47:24.076Z",206171445,"c85c815a-3dc7-4bf6-b98a-e3edfab418fa",{"_uid":4222,"name":4216,"component":22},"1618eaf6-f038-45b9-a6e6-8834a43335b6","dienstreisen","de/blog/topic/dienstreisen",-490,[],"6a3bad92-c040-4d0c-aad9-80ee725028e1","2022-11-02T15:24:41.090Z",[],"blog/topic/dienstreisen",[4232,4233,4234],{"path":4230,"name":25,"lang":37,"published":25},{"path":4230,"name":25,"lang":32,"published":25},{"path":4230,"name":25,"lang":40,"published":25},{"name":625,"created_at":626,"published_at":16,"updated_at":627,"id":628,"uuid":629,"content":4236,"slug":637,"full_slug":638,"sort_by_date":25,"position":53,"tag_list":4238,"is_startpage":28,"parent_id":640,"meta_data":25,"group_id":641,"first_published_at":642,"release_id":25,"lang":32,"path":25,"alternates":4239,"default_full_slug":644,"translated_slugs":4240,"_stopResolving":41},{"_uid":631,"icon":4237,"name":625,"component":636},{"id":633,"alt":634,"name":92,"focus":92,"title":92,"filename":635,"copyright":92,"fieldtype":97,"is_external_url":28},[],[],[4241,4242,4243],{"path":644,"name":25,"lang":37,"published":25},{"path":644,"name":25,"lang":32,"published":25},{"path":644,"name":25,"lang":40,"published":25},[32],[],"2026-04-30 00:00",[4248],{"_uid":4249,"type":92,"asset":4250,"caption":92,"overlay":4254,"component":232},"a0dfcd10-b56b-4432-90db-0c202ccdbb8a",{"id":4251,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":4252,"copyright":92,"fieldtype":97,"meta_data":4253,"is_external_url":28},114515361622700,"https://a.storyblok.com/f/146026/1440x1037/761b993de2/3d-curves.png",{},[],"Fuhrparkkosten im Griff: Wie Sie in 7 Schritten die passende Fuhrparksoftware auswählen — mit DATEV-Integration, GoBD-konformer Archivierung und Echtzeit-Kostentransparenz. Jetzt lesen.",[],[4258],{"cta":4259,"_uid":4260,"items":4261,"heading":4314,"reverse":28,"component":740,"sectionSettings":4333},[],"48d5f803-872a-4685-ba1d-6c2b47736a40",[4262,4275,4288,4301],{"_uid":4263,"hide":28,"title":4264,"component":670,"description":4265},"5c08be57-8bda-40cb-84b5-003f8b3ee330","Was versteht man unter Fuhrparkmanagement?",{"type":109,"content":4266},[4267],{"type":112,"attrs":4268,"content":4269},{"textAlign":25},[4270],{"text":4271,"type":118,"marks":4272},"Fuhrparkmanagement umfasst alle Aufgaben rund um die Verwaltung, Steuerung und Optimierung von Unternehmensfahrzeugen - von der Beschaffung über Wartung und Versicherung bis zur Kostenkontrolle und Compliance. Im Kern geht es darum, die TCO (Total Cost of Ownership) pro Fahrzeug zu optimieren und rechtliche Pflichten wie Halterhaftung und GoBD-konforme Belegarchivierung zu erfüllen.",[4273],{"type":142,"attrs":4274},{"color":144},{"_uid":4276,"hide":28,"title":4277,"component":670,"description":4278},"975a9ec3-9229-4819-a0ff-66589a84d276","Welche Aufgaben hat ein Fuhrparkmanager?",{"type":109,"content":4279},[4280],{"type":112,"attrs":4281,"content":4282},{"textAlign":25},[4283],{"text":4284,"type":118,"marks":4285},"Ein Fuhrparkmanager verantwortet Fahrzeugverwaltung und Dokumentation (Verträge, Versicherungen, TÜV-Termine), Kostenkontrolle und Abrechnung (Tankkarten, Wartung, Leasing) sowie die Einhaltung rechtlicher Pflichten wie Führerscheinkontrollen und UVV-Prüfungen. In kleineren Unternehmen übernimmt diese Aufgaben oft der Controller oder ein Mitarbeiter aus dem Finanzteam - neben anderen Verantwortlichkeiten.",[4286],{"type":142,"attrs":4287},{"color":144},{"_uid":4289,"hide":28,"title":4290,"component":670,"description":4291},"7f740d74-aeec-468d-940a-6e96a5903c0b","Gibt es kostenlose Fuhrparkmanagement-Software?",{"type":109,"content":4292},[4293],{"type":112,"attrs":4294,"content":4295},{"textAlign":25},[4296],{"text":4297,"type":118,"marks":4298},"Ja, aber kostenlose Lösungen sind in der Regel stark eingeschränkt: keine DATEV-Integration, keine GoBD-konforme Archivierung, begrenzte Fahrzeuganzahl. Für Unternehmen mit Compliance-Anspruch lohnt sich die Investition in eine professionelle Lösung - die Amortisation erfolgt durch eingesparte Arbeitszeit meist bereits im ersten Quartal.",[4299],{"type":142,"attrs":4300},{"color":144},{"_uid":4302,"hide":28,"title":4303,"component":670,"description":4304},"c031acfe-da90-48d3-acec-0cebb37c4d9c","Wie vergleiche ich verschiedene Flottenmanagement-Anbieter?",{"type":109,"content":4305},[4306],{"type":112,"attrs":4307,"content":4308},{"textAlign":25},[4309],{"text":4310,"type":118,"marks":4311},"Nutzen Sie das 7-Schritte-Framework aus diesem Artikel. Prüfen Sie bei jedem Anbieter vier zentrale Kriterien: DATEV-Integration (nativ vs. CSV-Export), Preismodell (pro Fahrzeug vs. Flatrate - rechnen Sie beide für Ihre Flottengröße durch), Vertragslaufzeit und Kündigungsfrist, sowie Support-Qualität während der Testphase. Testen Sie jede Software 2–4 Wochen im Realbetrieb, bevor Sie sich festlegen.",[4312],{"type":142,"attrs":4313},{"color":144},[4315],{"cta":4316,"_uid":4317,"title":4318,"eyebrow":4325,"subtitle":4328,"component":155,"textAlign":92,"flexibleSection":4331,"sectionSettings":4332,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":92},[],"2f1df614-4e08-41cf-af60-70d23d3e6e0d",{"type":109,"content":4319},[4320],{"type":155,"attrs":4321,"content":4322},{"level":728,"textAlign":25},[4323],{"text":4324,"type":118},"Häufige Fragen zu Fuhrparkmanagement",{"type":109,"content":4326},[4327],{"type":112},{"type":109,"content":4329},[4330],{"type":112},[],[],[],"passende-software-fuer-ihren-fuhrpark","de/blog/passende-software-fuer-ihren-fuhrpark",-1510,[],"336ab595-4bd7-483d-b6a5-5b1c3e641057","2026-04-30T15:49:00.708Z",[],"blog/passende-software-fuer-ihren-fuhrpark",[4343,4344,4345],{"path":4341,"name":25,"lang":37,"published":25},{"path":4341,"name":25,"lang":32,"published":25},{"path":4341,"name":25,"lang":40,"published":25},{"name":4347,"created_at":4348,"published_at":4349,"updated_at":4350,"id":4351,"uuid":4352,"content":4353,"slug":4475,"full_slug":4476,"sort_by_date":25,"position":4477,"tag_list":4478,"is_startpage":28,"parent_id":746,"meta_data":25,"group_id":4479,"first_published_at":4480,"release_id":25,"lang":32,"path":25,"alternates":4481,"default_full_slug":4482,"translated_slugs":4483},"Tankkarte für Unternehmen: Anbieter, Kosten & Steuertipps","2026-04-21T19:33:01.875Z","2026-05-09T13:45:11.089Z","2026-05-09T13:45:11.112Z",168388124189653,"598fd61d-6042-48fc-b8c2-a37fc1f2bad2",{"_uid":4354,"title":4347,"topics":4355,"noIndex":28,"category":4364,"language":4373,"component":637,"heroMedia":4374,"publishedAt":4375,"redirectUrl":92,"listingImage":4376,"metaDescription":92,"bottomArticleCta":4384,"componentsAfterTheArticle":4385},"f914f4ef-a1cb-43c0-9a99-84e4ee1a727f",[4356],{"name":4216,"created_at":4217,"published_at":16,"updated_at":4218,"id":4219,"uuid":4220,"content":4357,"slug":4223,"full_slug":4224,"sort_by_date":25,"position":4225,"tag_list":4358,"is_startpage":28,"parent_id":2705,"meta_data":25,"group_id":4227,"first_published_at":4228,"release_id":25,"lang":32,"path":25,"alternates":4359,"default_full_slug":4230,"translated_slugs":4360,"_stopResolving":41},{"_uid":4222,"name":4216,"component":22},[],[],[4361,4362,4363],{"path":4230,"name":25,"lang":37,"published":25},{"path":4230,"name":25,"lang":32,"published":25},{"path":4230,"name":25,"lang":40,"published":25},{"name":625,"created_at":626,"published_at":16,"updated_at":627,"id":628,"uuid":629,"content":4365,"slug":637,"full_slug":638,"sort_by_date":25,"position":53,"tag_list":4367,"is_startpage":28,"parent_id":640,"meta_data":25,"group_id":641,"first_published_at":642,"release_id":25,"lang":32,"path":25,"alternates":4368,"default_full_slug":644,"translated_slugs":4369,"_stopResolving":41},{"_uid":631,"icon":4366,"name":625,"component":636},{"id":633,"alt":634,"name":92,"focus":92,"title":92,"filename":635,"copyright":92,"fieldtype":97,"is_external_url":28},[],[],[4370,4371,4372],{"path":644,"name":25,"lang":37,"published":25},{"path":644,"name":25,"lang":32,"published":25},{"path":644,"name":25,"lang":40,"published":25},[32],[],"2026-04-21 00:00",[4377],{"_uid":4378,"type":92,"asset":4379,"caption":92,"overlay":4383,"component":232},"7e5be923-7cfe-4076-82d5-468a309a09bd",{"id":4380,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":4381,"copyright":92,"fieldtype":97,"meta_data":4382,"is_external_url":28},87526590018560,"https://a.storyblok.com/f/146026/1020x680/c31dcb4003/speedometer-blue-deplacement-pro-agence.jpg",{},[],[],[4386],{"cta":4387,"_uid":4388,"items":4389,"heading":4455,"reverse":28,"component":740,"sectionSettings":4474},[],"0e363a04-f084-4390-a096-357e65bb0239",[4390,4403,4416,4429,4442],{"_uid":4391,"hide":28,"title":4392,"component":670,"description":4393},"6d196ab9-7ec0-4778-be4e-53b5a085d512","Welche Tankkarte gilt an allen Tankstellen in Deutschland?",{"type":109,"content":4394},[4395],{"type":112,"attrs":4396,"content":4397},{"textAlign":25},[4398],{"text":4399,"type":118,"marks":4400},"DKV und UTA decken bis zu 98 Prozent aller Tankstellen ab – rund 13.500 bis 14.000 Akzeptanzstellen.",[4401],{"type":142,"attrs":4402},{"color":144},{"_uid":4404,"hide":28,"title":4405,"component":670,"description":4406},"f5d1a7ec-59d2-4367-803d-d0caf995c6bd","Was kostet eine Tankkarte pro Monat?",{"type":109,"content":4407},[4408],{"type":112,"attrs":4409,"content":4410},{"textAlign":25},[4411],{"text":4412,"type":118,"marks":4413},"Markengebundene Karten sind oft kostenfrei, markenübergreifende Karten kosten zwei bis fünf Euro im Monat – zuzüglich Transaktionsgebühren von null bis zwei Prozent.",[4414],{"type":142,"attrs":4415},{"color":144},{"_uid":4417,"hide":28,"title":4418,"component":670,"description":4419},"57f4cc34-066d-4f12-94ee-8b345d2e006d","Braucht man eine Bonitätsprüfung?",{"type":109,"content":4420},[4421],{"type":112,"attrs":4422,"content":4423},{"textAlign":25},[4424],{"text":4425,"type":118,"marks":4426},"Ja, bei klassischen Tankkarten mit Kreditrahmen. Prepaid-Firmenkarten funktionieren ohne Bonitätsprüfung und persönliche Bürgschaft.",[4427],{"type":142,"attrs":4428},{"color":144},{"_uid":4430,"hide":28,"title":4431,"component":670,"description":4432},"72b0461a-dce2-417a-a357-9aebc5ed52b5","Kann ich Tankkosten von der Steuer absetzen?",{"type":109,"content":4433},[4434],{"type":112,"attrs":4435,"content":4436},{"textAlign":25},[4437],{"text":4438,"type":118,"marks":4439},"Bei rein dienstlicher Nutzung vollständig als Betriebsausgabe, inklusive 19 Prozent Vorsteuerabzug – sofern ordnungsgemäße Rechnungen vorliegen.",[4440],{"type":142,"attrs":4441},{"color":144},{"_uid":4443,"hide":28,"title":4444,"component":670,"description":4445},"4543e597-b4ec-4fc6-a936-89920203d7d4","Wie schnell bekomme ich eine Tankkarte?",{"type":109,"content":4446},[4447],{"type":112,"attrs":4448,"content":4449},{"textAlign":25},[4450],{"text":4451,"type":118,"marks":4452},"Klassische Karten: Drei bis zehn Werktage. Prepaid-Firmenkarten: sofortige Ausgabe.",[4453],{"type":142,"attrs":4454},{"color":144},[4456],{"cta":4457,"_uid":4458,"title":4459,"eyebrow":4466,"subtitle":4469,"component":155,"textAlign":92,"flexibleSection":4472,"sectionSettings":4473,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":92},[],"89f5fd30-cd29-451b-95af-2585ba2fcbb0",{"type":109,"content":4460},[4461],{"type":155,"attrs":4462,"content":4463},{"level":728,"textAlign":25},[4464],{"text":4465,"type":118},"Häufige Fragen zu Tankkarten für Firmen",{"type":109,"content":4467},[4468],{"type":112},{"type":109,"content":4470},[4471],{"type":112},[],[],[],"tankkarte-unternehmen-anbieter-kosten-steuertipps","de/blog/tankkarte-unternehmen-anbieter-kosten-steuertipps",-1250,[],"f0983890-2609-4c2b-9ae7-44ce96a84761","2026-04-21T19:50:12.371Z",[],"blog/tankkarte-unternehmen-anbieter-kosten-steuertipps",[4484,4485,4486],{"path":4482,"name":25,"lang":37,"published":25},{"path":4482,"name":25,"lang":32,"published":25},{"path":4482,"name":25,"lang":40,"published":25},{"name":4488,"created_at":4489,"published_at":4490,"updated_at":4491,"id":4492,"uuid":4493,"content":4494,"slug":4619,"full_slug":4620,"sort_by_date":25,"position":4621,"tag_list":4622,"is_startpage":28,"parent_id":746,"meta_data":25,"group_id":4623,"first_published_at":4624,"release_id":25,"lang":32,"path":25,"alternates":4625,"default_full_slug":4626,"translated_slugs":4627},"Buchhaltungssoftware im Vergleich 2026: DATEV, Cloud oder Hybrid","2026-04-21T18:26:09.129Z","2026-04-21T18:50:57.732Z","2026-04-21T18:50:57.758Z",168371687987422,"92300e0c-df0e-4955-a9f8-96079123c86b",{"_uid":4495,"title":4488,"topics":4496,"noIndex":28,"category":4505,"language":4514,"component":637,"heroMedia":4515,"publishedAt":4375,"redirectUrl":92,"listingImage":4516,"metaDescription":4524,"bottomArticleCta":4525,"componentsAfterTheArticle":4526},"00a5cc98-2686-4735-835c-72695c0988a7",[4497],{"name":3636,"created_at":3637,"published_at":16,"updated_at":3638,"id":3639,"uuid":3640,"content":4498,"slug":3643,"full_slug":3644,"sort_by_date":25,"position":3645,"tag_list":4499,"is_startpage":28,"parent_id":2705,"meta_data":25,"group_id":3647,"first_published_at":3648,"release_id":25,"lang":32,"path":25,"alternates":4500,"default_full_slug":3650,"translated_slugs":4501,"_stopResolving":41},{"_uid":3642,"name":3636,"component":22},[],[],[4502,4503,4504],{"path":3650,"name":25,"lang":37,"published":25},{"path":3650,"name":25,"lang":32,"published":25},{"path":3650,"name":25,"lang":40,"published":25},{"name":625,"created_at":626,"published_at":16,"updated_at":627,"id":628,"uuid":629,"content":4506,"slug":637,"full_slug":638,"sort_by_date":25,"position":53,"tag_list":4508,"is_startpage":28,"parent_id":640,"meta_data":25,"group_id":641,"first_published_at":642,"release_id":25,"lang":32,"path":25,"alternates":4509,"default_full_slug":644,"translated_slugs":4510,"_stopResolving":41},{"_uid":631,"icon":4507,"name":625,"component":636},{"id":633,"alt":634,"name":92,"focus":92,"title":92,"filename":635,"copyright":92,"fieldtype":97,"is_external_url":28},[],[],[4511,4512,4513],{"path":644,"name":25,"lang":37,"published":25},{"path":644,"name":25,"lang":32,"published":25},{"path":644,"name":25,"lang":40,"published":25},[32],[],[4517],{"_uid":4518,"type":92,"asset":4519,"caption":92,"overlay":4523,"component":232},"e0821ca4-7fe2-4589-bde2-8761baaeaf68",{"id":4520,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":4521,"copyright":92,"fieldtype":97,"meta_data":4522,"is_external_url":28},119409809280963,"https://a.storyblok.com/f/146026/1280x720/85f436b070/future-ai-spendesk.jpg",{},[],"Buchhaltungssoftware Vergleich 2026: DATEV-kompatible und GoBD-konforme Tools für Selbstständige, GmbH und Mittelstand — mit Entscheidungshilfe.",[],[4527],{"cta":4528,"_uid":4529,"items":4530,"heading":4596,"reverse":28,"component":740,"sectionSettings":4618},[],"bd2dcab6-06ad-4639-90ff-e91eaa9e292b",[4531,4544,4557,4570,4583],{"_uid":4532,"hide":28,"title":4533,"component":670,"description":4534},"fd3f71b4-4d32-4103-86af-037c68a3acbe","Welches ist das beste Buchhaltungsprogramm?",{"type":109,"content":4535},[4536],{"type":112,"attrs":4537,"content":4538},{"textAlign":25},[4539],{"text":4540,"type":118,"marks":4541},"Es gibt keinen universellen Testsieger. Für Selbstständige empfehlen sich sevDesk oder Lexoffice (ab 8–9 €/Monat), für GmbH Lexware oder BuchhaltungsButler, für enge Steuerberater-Integration DATEV.",[4542],{"type":142,"attrs":4543},{"color":144},{"_uid":4545,"hide":28,"title":4546,"component":670,"description":4547},"b97e870e-6268-4f7d-b66a-448c00a44dbe","Was ist besser – WISO oder Lexware?",{"type":109,"content":4548},[4549],{"type":112,"attrs":4550,"content":4551},{"textAlign":25},[4552],{"text":4553,"type":118,"marks":4554},"WISO MeinBüro (ab 6 €/Monat) eignet sich gut für Einzelunternehmer mit einfacher EÜR. Lexware/Lexoffice bietet breiteren Funktionsumfang, bessere DATEV-Anbindung und ist für Teams und GmbH die solidere Wahl.",[4555],{"type":142,"attrs":4556},{"color":144},{"_uid":4558,"hide":28,"title":4559,"component":670,"description":4560},"5fd345a3-4f3e-40ae-bd03-38c961f08820","Was ist besser – Lexoffice oder DATEV?",{"type":109,"content":4561},[4562],{"type":112,"attrs":4563,"content":4564},{"textAlign":25},[4565],{"text":4566,"type":118,"marks":4567},"Lexoffice ist Cloud-first und Self-Service (ab 7,90 €/Monat) – ideal für KMU ohne eigene Buchhaltungsabteilung. DATEV Mittelstand (ab ~49,50 €/Monat) ist die richtige Wahl bei engem Steuerberater-Kontakt und komplexen Bilanzanforderungen. Viele Unternehmen kombinieren beides.",[4568],{"type":142,"attrs":4569},{"color":144},{"_uid":4571,"hide":28,"title":4572,"component":670,"description":4573},"c5ef24fd-ced6-411b-9f31-f5a58a0c8fff","Welche Programme nutzen Steuerberater?",{"type":109,"content":4574},[4575],{"type":112,"attrs":4576,"content":4577},{"textAlign":25},[4578],{"text":4579,"type":118,"marks":4580},"DATEV dominiert mit rund 80 % Marktanteil. Cloud-Tools wie sevDesk oder Lexoffice dienen als vorgelagertes System beim Mandanten – die Datenübergabe erfolgt per DATEV-Export. Die Qualität dieses Exports bestimmt, wie reibungslos die Zusammenarbeit funktioniert.",[4581],{"type":142,"attrs":4582},{"color":144},{"_uid":4584,"hide":28,"title":4585,"component":670,"description":4586},"014f095e-61f4-49db-9aa4-3d6b85a1a52c","Kann Buchhaltungssoftware einen Steuerberater ersetzen?",{"type":109,"content":4587},[4588],{"type":112,"attrs":4589,"content":4590},{"textAlign":25},[4591],{"text":4592,"type":118,"marks":4593},"Teilweise. Bei einfacher EÜR können Selbstständige eigenständig buchen und abschließen. Für GmbH-Bilanzen, E-Bilanz und steuerliche Beratung ist ein Steuerberater unersetzlich.",[4594],{"type":142,"attrs":4595},{"color":144},[4597],{"cta":4598,"_uid":4599,"title":4600,"eyebrow":4610,"subtitle":4613,"component":155,"textAlign":92,"flexibleSection":4616,"sectionSettings":4617,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":92},[],"405a4649-5a31-45e6-8f5d-c1bc4de6f7eb",{"type":109,"content":4601},[4602],{"type":155,"attrs":4603,"content":4604},{"level":728,"textAlign":25},[4605],{"text":4606,"type":118,"marks":4607},"Häufige Fragen zu Buchhaltungssoftware",[4608],{"type":142,"attrs":4609},{"color":144},{"type":109,"content":4611},[4612],{"type":112},{"type":109,"content":4614},[4615],{"type":112},[],[],[],"buchhaltungssoftware-vergleich-2026-datev-cloud-oder-hybrid","de/blog/buchhaltungssoftware-vergleich-2026-datev-cloud-oder-hybrid",-1240,[],"8bd663f5-3a36-4ab5-bd1c-53de05bc58b2","2026-04-21T18:50:34.245Z",[],"blog/buchhaltungssoftware-vergleich-2026-datev-cloud-oder-hybrid",[4628,4629,4630],{"path":4626,"name":25,"lang":37,"published":25},{"path":4626,"name":25,"lang":32,"published":25},{"path":4626,"name":25,"lang":40,"published":25},{"name":4632,"created_at":4633,"published_at":4634,"updated_at":4635,"id":4636,"uuid":4637,"content":4638,"slug":4829,"full_slug":4830,"sort_by_date":25,"position":4831,"tag_list":4832,"is_startpage":28,"parent_id":746,"meta_data":25,"group_id":4833,"first_published_at":4834,"release_id":25,"lang":32,"path":25,"alternates":4835,"default_full_slug":4836,"translated_slugs":4837},"Firmenkreditkarte im Vergleich 2026: So finden Sie den richtigen Anbieter","2026-04-21T15:10:18.465Z","2026-04-21T18:42:10.658Z","2026-04-21T18:42:10.695Z",168323557264179,"69f93056-a28b-4592-8d10-8986ac1adff2",{"_uid":4639,"title":4640,"topics":4641,"noIndex":28,"category":4650,"language":4659,"component":637,"heroMedia":4660,"publishedAt":4375,"redirectUrl":92,"listingImage":4661,"metaDescription":4669,"bottomArticleCta":4670,"componentsAfterTheArticle":4671},"abaeca95-073f-43e8-a1b6-79e2b812886b","Firmenkreditkarten im Vergleich 2026: Kredit, Debit & Prepaid",[4642],{"name":2820,"created_at":2821,"published_at":16,"updated_at":2822,"id":2823,"uuid":2824,"content":4643,"slug":2828,"full_slug":2829,"sort_by_date":25,"position":2830,"tag_list":4644,"is_startpage":28,"parent_id":2705,"meta_data":25,"group_id":2832,"first_published_at":2833,"release_id":25,"lang":32,"path":25,"alternates":4645,"default_full_slug":2835,"translated_slugs":4646,"_stopResolving":41},{"_uid":2826,"name":2827,"component":22},[],[],[4647,4648,4649],{"path":2835,"name":25,"lang":37,"published":25},{"path":2835,"name":25,"lang":32,"published":41},{"path":2835,"name":25,"lang":40,"published":25},{"name":625,"created_at":626,"published_at":16,"updated_at":627,"id":628,"uuid":629,"content":4651,"slug":637,"full_slug":638,"sort_by_date":25,"position":53,"tag_list":4653,"is_startpage":28,"parent_id":640,"meta_data":25,"group_id":641,"first_published_at":642,"release_id":25,"lang":32,"path":25,"alternates":4654,"default_full_slug":644,"translated_slugs":4655,"_stopResolving":41},{"_uid":631,"icon":4652,"name":625,"component":636},{"id":633,"alt":634,"name":92,"focus":92,"title":92,"filename":635,"copyright":92,"fieldtype":97,"is_external_url":28},[],[],[4656,4657,4658],{"path":644,"name":25,"lang":37,"published":25},{"path":644,"name":25,"lang":32,"published":25},{"path":644,"name":25,"lang":40,"published":25},[32],[],[4662],{"_uid":4663,"type":92,"asset":4664,"caption":92,"overlay":4668,"component":232},"11228d7d-e060-4d9e-8b57-caffe49d212d",{"id":4665,"alt":92,"name":92,"focus":92,"title":92,"source":92,"filename":4666,"copyright":92,"fieldtype":97,"meta_data":4667,"is_external_url":28},164483815230547,"https://a.storyblok.com/f/146026/1536x1024/39699f6af1/1773977103042-klcen-1.png",{},[],"Firmenkreditkarten klingen gleich - sind sie aber nicht. Welches Modell Ihr Finanzteam wirklich kontrolliert und was Anbieter selten erklären.",[],[4672],{"cta":4673,"_uid":4674,"items":4675,"heading":4806,"reverse":28,"component":740,"sectionSettings":4828},[],"c9f7f1b3-f322-4ab4-a49d-ba127afc9db8",[4676,4689,4702,4715,4728,4741,4754,4767,4780,4793],{"_uid":4677,"hide":28,"title":4678,"component":670,"description":4679},"02325c27-12a5-48dc-80df-4539a033238f","Welche Firmenkreditkarte ist die beste für mein Unternehmen?",{"type":109,"content":4680},[4681],{"type":112,"attrs":4682,"content":4683},{"textAlign":25},[4684],{"text":4685,"type":118,"marks":4686},"Es gibt keinen universellen Testsieger. Für etablierte GmbHs mit guter Bonität eignen sich American Express Business oder Pliant (echte Kreditlinien). Für Startups und Unternehmen ohne Schufa-Historie sind Spendesk oder Moss (Prepaid, keine Bonitätsprüfung) die bessere Wahl. Für internationale Teams sollten Sie die Fremdwährungsgebühren vergleichen – sie reichen von 1,49% bis 2,99%.",[4687],{"type":142,"attrs":4688},{"color":144},{"_uid":4690,"hide":28,"title":4691,"component":670,"description":4692},"ae16654e-f767-4c98-8c4e-5fcdc56dccce","Gibt es Firmenkreditkarten ohne Schufa-Prüfung?",{"type":109,"content":4693},[4694],{"type":112,"attrs":4695,"content":4696},{"textAlign":25},[4697],{"text":4698,"type":118,"marks":4699},"Ja. Prepaid-Firmenkreditkarten erfordern keine Schufa-Prüfung, da kein Kreditrahmen gewährt wird. Spendesk, Moss (Prepaid-Tarife) und Finom arbeiten ohne Bonitätsprüfung. Bei echten Kreditkarten wie American Express oder Pliant ist eine Schufa-Abfrage Standard.",[4700],{"type":142,"attrs":4701},{"color":144},{"_uid":4703,"hide":28,"title":4704,"component":670,"description":4705},"3acf6299-d2c9-47ab-949b-a2aecdba30ff","Was kostet eine Firmenkreditkarte im Jahr?",{"type":109,"content":4706},[4707],{"type":112,"attrs":4708,"content":4709},{"textAlign":25},[4710],{"text":4711,"type":118,"marks":4712},"Die Bandbreite reicht von 0 EUR (Finom Starter, Moss Free-Tier) bis über 500 EUR pro Jahr (American Express Premium-Karten). Typische Preismodelle: monatliche Plattformgebühr (z.B. ab 199 EUR/Monat bei Spendesk) oder Jahresgebühr pro Karte (z.B. 80–500 EUR bei American Express). Versteckte Kosten beachten: Fremdwährungsgebühren (1,5–2,99%), Bargeldabhebung (oft 2–3%).",[4713],{"type":142,"attrs":4714},{"color":144},{"_uid":4716,"hide":28,"title":4717,"component":670,"description":4718},"d82991bf-fa7b-41b5-a284-3959d145a510","Was ist der Unterschied zwischen Firmenkreditkarte und Geschäftskonto-Karte?",{"type":109,"content":4719},[4720],{"type":112,"attrs":4721,"content":4722},{"textAlign":25},[4723],{"text":4724,"type":118,"marks":4725},"Eine Geschäftskonto-Karte ist eine Debitkarte, die direkt mit dem Firmenkonto verknüpft ist – Abbuchungen erfolgen sofort. Eine Firmenkreditkarte kann Kredit, Debit oder Prepaid sein und läuft auf den Firmennamen. Der Hauptvorteil: Sie können mehrere Karten an Mitarbeiter ausgeben, jede mit eigenem Limit.",[4726],{"type":142,"attrs":4727},{"color":144},{"_uid":4729,"hide":28,"title":4730,"component":670,"description":4731},"4124a9db-6f0c-4c6b-9d5d-4f3faa694a03","Was sind virtuelle Firmenkreditkarten?",{"type":109,"content":4732},[4733],{"type":112,"attrs":4734,"content":4735},{"textAlign":25},[4736],{"text":4737,"type":118,"marks":4738},"Virtuelle Karten sind digitale Kartennummern ohne physische Plastikkarte – sofort verfügbar, keine Lieferzeit. Sie eignen sich für Online-Zahlungen: SaaS-Abonnements, Werbeausgaben, Lieferantenbestellungen. Single-use Karten werden nach einer Transaktion ungültig, was maximale Sicherheit bei unbekannten Händlern bietet. Spendesk bietet virtuelle Karten mit Limits bis 200.000 EUR pro Transaktion.",[4739],{"type":142,"attrs":4740},{"color":144},{"_uid":4742,"hide":28,"title":4743,"component":670,"description":4744},"568703f9-6106-4d09-b83e-decb5a71c340","Wie funktioniert eine Prepaid-Firmenkreditkarte?",{"type":109,"content":4745},[4746],{"type":112,"attrs":4747,"content":4748},{"textAlign":25},[4749],{"text":4750,"type":118,"marks":4751},"Sie laden vorab Guthaben auf die Karte – ausgeben können Sie nur, was aufgeladen ist. Keine Kreditlinie, keine Zinsen, keine Schufa-Prüfung. Das Unternehmen definiert das Budget; Mitarbeiter erhalten Karten mit individuellen Limits.",[4752],{"type":142,"attrs":4753},{"color":144},{"_uid":4755,"hide":28,"title":4756,"component":670,"description":4757},"347f462d-7d14-490c-a5f7-8b40bd3885fd","Kann ich eine Firmenkreditkarte privat nutzen?",{"type":109,"content":4758},[4759],{"type":112,"attrs":4760,"content":4761},{"textAlign":25},[4762],{"text":4763,"type":118,"marks":4764},"Grundsätzlich nein. Firmenkreditkarten sind für Geschäftsausgaben bestimmt. Private Nutzung kann steuerliche und arbeitsrechtliche Konsequenzen haben. Bei Prepaid-Karten mit Kategoriesperren lässt sich private Nutzung technisch ausschließen.",[4765],{"type":142,"attrs":4766},{"color":144},{"_uid":4768,"hide":28,"title":4769,"component":670,"description":4770},"e176b8a4-9d82-4f59-9ff6-691cf11fb4c8","Wer haftet bei der Firmenkreditkarte?",{"type":109,"content":4771},[4772],{"type":112,"attrs":4773,"content":4774},{"textAlign":25},[4775],{"text":4776,"type":118,"marks":4777},"Bei echten Firmenkreditkarten haftet das Unternehmen für alle Ausgaben. Manche Anbieter verlangen zusätzlich eine persönliche Bürgschaft des Geschäftsführers. Bei Prepaid-Karten gibt es keine Haftung über das eingezahlte Guthaben hinaus.",[4778],{"type":142,"attrs":4779},{"color":144},{"_uid":4781,"hide":28,"title":4782,"component":670,"description":4783},"c9aff2a9-8807-4418-bf52-90504b742e95","Sind Firmenkreditkarten-Gebühren steuerlich absetzbar?",{"type":109,"content":4784},[4785],{"type":112,"attrs":4786,"content":4787},{"textAlign":25},[4788],{"text":4789,"type":118,"marks":4790},"Ja. Jahresgebühren und Transaktionsgebühren sind als Betriebsausgaben vollständig steuerlich absetzbar – vorausgesetzt, die Karte wird ausschließlich für geschäftliche Zwecke verwendet.",[4791],{"type":142,"attrs":4792},{"color":144},{"_uid":4794,"hide":28,"title":4795,"component":670,"description":4796},"5b7bc36a-11ff-4b3c-8e81-23b35a5a3e46","Welche Firmenkreditkarte eignet sich für Startups?",{"type":109,"content":4797},[4798],{"type":112,"attrs":4799,"content":4800},{"textAlign":25},[4801],{"text":4802,"type":118,"marks":4803},"Startups haben oft keine Schufa-Historie für klassische Kreditkarten. Die Empfehlung: Prepaid-Firmenkarten ohne Bonitätsprüfung – Spendesk, Moss oder Finom. Wichtige Kriterien: schnelle Einrichtung (24–48 Stunden) und skalierbare Kartenanzahl ohne versteckte Kosten. Spendesk bietet unbegrenzte Karten ohne Aufpreis – ideal für schnell wachsende Teams.",[4804],{"type":142,"attrs":4805},{"color":144},[4807],{"cta":4808,"_uid":4809,"title":4810,"eyebrow":4820,"subtitle":4823,"component":155,"textAlign":92,"flexibleSection":4826,"sectionSettings":4827,"displaySeparator":28,"breakLineOnMobile":28,"subtitleLeftBorder":28,"customTitleFontSize":92},[],"9814d0c1-92f9-4ed5-9bcb-b65b53ca512a",{"type":109,"content":4811},[4812],{"type":155,"attrs":4813,"content":4814},{"level":728,"textAlign":25},[4815],{"text":4816,"type":118,"marks":4817},"Häufig gestellte Fragen zu Firmenkreditkarten",[4818],{"type":142,"attrs":4819},{"color":144},{"type":109,"content":4821},[4822],{"type":112},{"type":109,"content":4824},[4825],{"type":112},[],[],[],"firmenkreditkarte-im-vergleich-2026-so-finden-sie-den-richtigen-anbieter","de/blog/firmenkreditkarte-im-vergleich-2026-so-finden-sie-den-richtigen-anbieter",-1230,[],"bc07ab3d-5c70-4076-b981-f56a893bd4e1","2026-04-21T15:55:14.838Z",[],"blog/firmenkreditkarte-im-vergleich-2026-so-finden-sie-den-richtigen-anbieter",[4838,4839,4840],{"path":4836,"name":25,"lang":37,"published":25},{"path":4836,"name":25,"lang":32,"published":25},{"path":4836,"name":25,"lang":40,"published":25},[4842,4843,4844,4845],["Reactive",2949],["Reactive",4346],["Reactive",2683],["Reactive",4076],1780669904027]